Digital Marketing

Essay Phrases in Spanish

It is very useful to learn and memorize useful phrases for writing essays in Spanish; This is probably the easiest way to improve your essays and therefore your grades as a beginner in Spanish.

This article is a collection of phrases in Spanish to help you, first of all, to start and end an essay in Spanish; secondly, how to present topics and argue points, and finally it contains a variety of connectors to make an essay in Spanish flow more naturally.

The first sentence…
Watch a discussion on the topic of…
I will speak sober…
view to discuss

Introducing your opening argument…
To start – to start
At the beginning – at the beginning
First – to start

Introducing new themes and arguments…
continue – continue
To illustrate… – to illustrate…

Wrapping up the test…
By fin – in shorts
finally – finally
To conclude – to conclude
In conclusion – in conclusion
To end
in short – in short

Presenting an argument…
On the one hand – on the one hand
instead – in contrast
You have to take into account

Indicating time…
during – during
while – while
In the meantime
After infinitive – after
Before infinitive – before
then then
So so

Because / as a result of…
due to – because
As a consequence of
due to – due to
Because, why
As a result

Connectives and conjunctions in Spanish…
In addition – in addition, in addition
Also also
however – however
Despite – despite
So (that) – so
although – although
but – goal
but – goal
for example – for example

Common triggers of the subjunctive…
It is likely that
it’s necessary that
I do not think that
friend that
I advise that
I hope that
I want that

Present opinions (without subjunctive)
I think – I think / I think
I think – I think
I think – In my opinion
in my opinion – in my opinion
fortunately – fortunately
unfortunately – unfortunately
I because – I think

therefore – therefore
therefore – therefore
therefore – therefore
so so

Other useful words/phrases in Spanish
still – still
already – already / now
Hardly – hardly (if not)
actually – actually
currently – currently
right now – right now
right away – immediately

The most… is that

The best is that
The bad thing is
The important is that

Common Uses of the Imperfect Subjunctive in Spanish
If I had… – if I had… (notes: this must be followed by a verb in the conditional tense)
If I were… – if I were… (as above)

I hope this collection of Spanish phrases is useful for writing in Spanish. Visit for more helpful Spanish resources like this one.


How To Stop Your Wife From Leaving – Steps To Take Right Away!

Your wife has had enough of your marriage. She has made that painfully clear to you and you are in a panic. It’s understandable given the fact that you still adore her. You don’t know what your next move should be, but you do know that you don’t want this to be the end. You love her and you are determined to keep your marriage together. You need to know how to prevent your wife from leaving. Fortunately, there are some things you can learn right now that will help you persuade her to accept the relationship, and you, try another one.

Understanding how to keep your wife from leaving is about reawakening certain feelings within her. In most cases, a woman will consider ending her marriage because she feels emotionally abandoned. She just doesn’t feel appreciated by her husband anymore and the resentment she feels about it grows and grows. If she’s allowed her marriage to take a backseat to everything else in her life, she can’t really be surprised by the news that her wife isn’t happy. She didn’t sign up to be last on your priority list. That is why it is essential that you change that now. You have to spend a lot more time and effort making your wife feel deeply valued and appreciated by you.

Start by telling him how much he means to you. Don’t casually say “I love you” when you leave for work in the morning. Sit with her when he’s not interrupting and tell her exactly why he loves her so much. Mention the things about her that you most admire about her. Be as specific as you can be. If she listens to you tell her exactly why you’re glad you married her, it will have a strong and positive impact on her. She will start to understand the depth of your love again.

You also have to spend more time on your relationship if your wife is about to leave. She can’t fix problems if she’s stuck in her office working on the latest work problem. Your marriage has to come before everything else and that means you will have to make sacrifices. Rework your schedule so your wife has more time with you. Encourage her to talk about what’s not working for her in the relationship when the two of you have your time together. Let her know, without a doubt, that you will do whatever it takes to make her feel fulfilled again.

Once your wife really sees how far you are willing to go to save the relationship, she will reconsider her decision. Often all it takes is for the husband to start putting in the effort necessary to make the marriage work.

Health Fitness

Caveman Nutrition: Is This The Right Way To Eat To Lose Fat?

John Williams, Ph.D., has degrees in archeology and anthropology. His research and fieldwork has focused on the “Old World” Paleolithic and Neolithic, which basically means the Stone Ages of Europe, Africa, and Asia. John has always had an interest in nutrition, which actually works quite well within prehistoric studies, because our past was a great search for food.

CB: John, you have an interesting background. Now, let’s talk about North American nutrition to gain muscle and lose fat. What’s new in athlete nutrition, fat loss and health approaches?


I try to keep up with the nutritional literature for my own interests, but I don’t want to cross the line when it comes to performance nutrition for athletes. Others, like John Berardi, who makes a living in this field, would be better equipped to discuss the latest and greatest approaches.

I have been reading a lot about fish oil lately and its positive effects on both general health and body composition. Adding some fish oil to your diet is one of the easiest ways to speed up your metabolism. Recent studies have shown that as little as 3 grams of EPA and DHA combined (both omega-3 fatty acids) can speed up your metabolic rate by approximately 400k/cal per day.

These long-chain fatty acids also have a number of great health benefits, including brain health, antioxidant and anti-inflammatory effects, better sugar control, and more. So by doing something as simple as opening a couple capfuls of fish oil with each meal, you can live a longer, leaner, and smarter life!

CB: John, do you have any other superfoods that you think should absolutely be in everyone’s diet?


Fish oil would be one, for the reasons stated in the previous answer. Another essential in everyone’s diet is spinach. Among green leafy vegetables, spinach offers some of the best benefits in terms of vitamins and micronutrients. It is packed with important phytochemicals, vitamin A, B vitamins, calcium, phosphorous, iron, folate, and potassium.

But that is not all! Spinach is also one of the most alkaline foods available, meaning it helps neutralize acidic foods that are common in high-protein diets. So by adding more spinach to our diet, we can greatly relieve stress on our muscles and bones.

I also believe that most people could benefit from simply increasing their daily intake of fresh fruits and vegetables. I’m not talking about fruit juice or even V8, but about the real deal: all the colors and varieties of vegetables and fruits you know. This isn’t groundbreaking news, but fresh fruits and vegetables provide an enormous number of benefits, ranging from anti-cancer properties to improving blood lipids and boosting energy.

Another grain variety food that I think a lot of people would benefit from is quinoa (pronounced “KEEN-oowa”). It is a South American grain domesticated by the ancestors of the Incas that grows on a plant that closely resembles spinach. Therefore, it is a “leafy grain” rather than a grassy grain like wheat and corn.

Quinoa is gluten-free and does not contain any of the allergens common to grains in the grass family such as wheat, rye, barley, oats, and corn. Additionally, quinoa contains lysine, an amino acid that is deficient in many grains, making it a complete protein. Quinoa is also an excellent source of calcium, magnesium, iron, phosphorus, and B vitamins. It’s one of the good guys in the grain family, so pick up some the next time you’re at a whole foods market.

CB: Are there any myths about nutrition and fat loss that you would like to clear up?


Regarding the recent swing of the pendulum towards low-carb diets, it seems that a lot of people used it as an excuse not to eat vegetables. Low-carb diets certainly have their benefits for many people, but there’s absolutely no excuse for avoiding a big serving of broccoli for fear of a few extra carbs. Unless soaked in margarine, broccoli (or insert any leafy green here) can’t do anything but good.

CB: Thanks John. I believe that eating large amounts of fibrous vegetables is one of the keys to getting and staying slim. How do you think someone should eat to lose weight? Does eating to stay slim differ from being skinny?


Let me address the last question first: the ideal situation is learning to eat to maximize both your performance and health goals, and simply eating more or less according to how much muscle you want to gain versus how much fat you want. to lose. In other words, eating to lose weight and eating to stay slim would only differ in the total calories consumed.

There are certainly cases where someone would benefit from a more extreme diet like Atkins to eliminate years of binge eating and poor dietary choices, but there is always a danger that the person will recover unless they learn to eat properly.

So how do we eat to get (and stay) lean? I have a few simple rules, like caloric balance, plenty of protein, lots of whole vegetables and fruits, no processed carbs outside of the post-workout window, balanced fats, and let’s not forget the other side of the coin: activity (preferably a mixed of lifting heavy objects and some form of cardio). There’s certainly a lot of detail within those rules and cheats to make it work for your individual goals, but it all comes down to those simple rules.

My good friend John Berardi has spoken at length about how some people tend to replace lifting weights, and even eating a healthy diet, with the acquisition of knowledge. These people have mediocre or even subpar physiques, but spend all their time searching for the holy grail of fitness and nutrition knowledge. How many carbs is in that 5.8 oz serving of artichoke and how will this affect insulin levels? Who cares, just eat the damn thing and go lift weights! The fact is that it takes a lot of work in the gym to get a good physique, along with knowledge about how to lift weights and what to eat.

Obviously, the road goes both ways, and there are still hordes of people out there who can’t tell an artichoke from a Twinkie, but the key is not to get lost in the minutiae and neglect what really matters: a balanced diet and hard training.

CB: You have a PhD in archeology and have researched evolution and nutrition, correct? What lessons have you learned from your studies? How have we evolved to eat? Does it differ geographically?


That’s right, Craig. We archaeologists love to scoff at fad “paleolithic diets” and books like Neanderthin. There was no single paleo diet; people during Paleolithic times ate whatever they could get their hands on, and what they ate depended on the region of the world in which they lived. I recently spoke with Erik Trinkaus, a paleoanthropologist and the world’s leading expert on Neanderthals, and he summed up his thoughts on the subject by saying that “the world of Neanderthals was by no means idyllic. These people lived difficult lives and died young, and their version of a paleo-diet was to eat what didn’t eat them first.”

With that said, there are certain lessons we can learn from our past that can help us understand why we have so many diet-related problems today.

I have some simple lessons from the archaeological record regarding nutrition:

1) Eat more protein and less of the other stuff.

Simply put, we have been eating a diet rich in plants, fish and animals for millions of years. There have been many studies published in peer-reviewed journals showing that getting your protein intake above 10-15% of the national average has positive benefits in terms of body composition and blood lipids.

2) Get your carbs from their source.

Paleolithic people didn’t have Krispy Kreme, otherwise they’d be just as fat as the average sugar junkie today. Outside of the post-workout window, when simple sugars and fast-absorbing protein are desirable, we can all benefit from avoiding all the hyper-processed foods littering our grocery store aisles and opting for foods in their original form. non-adult state. If you were to peek into my kitchen cabinets, you’d see a variety of whole grains and legumes: quinoa, barley, steel-cut oats, oat bran, wheat bran, lentils, split peas, and chickpeas.

3) Eat your vegetables and fruits.

It’s clear that we’ve evolved to reap the benefits of a diet rich in vegetables and fruits, judging by the preserved remains of literally hundreds of varieties of wild plant foods at sites like Ohalo II, a 23,000-year-old fishing camp. in the sea of ​​Galilee. I never realized how many enemies of vegetables there are until I started trying to get my friends and family to eat more of them.

After months of avoiding it, I finally convinced a good friend of mine to increase his vegetable intake. He was by no means fat, but he was getting frustrated with a slowly growing tire around his waist. I gave her a few recipes to make things like broccoli and spinach more palatable, and she eventually took my advice. After this change, he is thinner than ever in his life and he constantly tells me how much energy he has.

4) Balance those fats.

This is a topic that really ties into my prehistoric research. It is interesting to note how skewed the fatty acid profile of the modern Western diet is towards saturated and omega-6 fats, at the expense of monounsaturated and omega-3. In our not-too-distant past, this would not have been possible, because wild animals don’t store as much fat in general, and they weren’t fed cornmeal to bloat the omega-6s in their fat tissue. Plus, our ancestors got a lot more omega-3s from wild plants, animals, and fish. In general, we seem to have evolved a diet with a fair amount of monounsaturated fats from nuts, seeds, and animals, as well as about equal amounts of omega-6 and omega-3. Tons of studies have shown that an inflated omega-6 to omega-3 ratio contributes to heart disease, diabetes, and obesity, while getting a more balanced fatty acid profile, including enough monounsaturated fats, actually protects against these health problems. What is the solution? Free-range meat and eggs are always a good choice, and when buying meat from feedlot animals, opt for the leaner varieties. Throw away any corn oil in your cupboards and replace it with olive oil, and then eat plenty of fish and/or supplement with flax and fish oil.

CB: Thanks John. Great information. Simple guidelines. Focus on whole, natural foods.

Legal Law

Custom PC – Leading magazine in the computer hardware market

Custom PC is the UK’s leading magazine for computer hardware. Published by Dennis Publishing Ltd., the first issue came out in the summer of 2003. This monthly computer magazine is currently edited by Ben Hardwidge and is usually abbreviated to ‘CPC’.

It is aimed at PC hardware enthusiasts, gamers, and early adopters, and covers topics such as modding, overclocking, and PC gaming. Dennis Publishing acquired bit-tech in late 2008.

Custom PC is dedicated to high performance hardware and custom PC modifications. The magazine tests and rates hardware based on all features, providing in-depth technology coverage. It’s cleverly written and adds lots of fantastic photography and Star Wars references. As the UK’s number 1 magazine for PC enthusiasts, it has a wide audience. Every month, the magazine includes the latest technology news, combined with unique features, challenges for savvy readers, and information about the latest generation hardware. Readers are presented with clear advice while being provided with entertaining and technically rigorous content, comprehensive lab tests, and benchmarks.

Custom PC Magazine is not just another PC magazine; it is the only magazine that devotes enough space to individual product reviews. Whatever your budget, they offer the best performing components. The news section gathers the most important news; the games section reviews the latest games and what’s happening in the world of PC gaming. The CPC Elite section contains a pick list of the best hardware available, be it budget PCs or high performance PCs. The reviews section covers all of the latest kit, including CPUs, hardware, motherboards, and sound cards. The magazine also provides customization tips, anything that can help you build and customize your PC according to your requirements.

According to a survey, it was found that 59% of readers tune their PCs for performance more frequently, 64% of readers build their own PCs, 52% of readers are comfortable with overclocking their processors and 23% of them now play more games. 98.3% of readers rate the magazine as trustworthy, making it a trustworthy and authoritative source.

With a subscription to Custom PC Magazine, readers can expect magazines packed with reviews of the latest hardware, lab tests, benchmarks, and entertaining and technically comprehensive content. Digital newsstand apps on the market give you a personalized PC digital subscription at nearly 70% less than store prices. Publishers take advantage of the digital publishing format and attract readers with attractive prices for their digital magazines. Most of the apps are free for readers to download.

With a copy of Custom PC digital magazine, readers can have access to their favorite magazine anytime they need it. Talk about showing off to a friend or genuinely helping someone have a better PC experience simply by reading the magazine and keeping it close to you in the cloud. Plus, instead of throwing away your old PC, leaving it as scrap metal and increasing contamination risks, you can revamp your old PC to run almost like new, just with your new knowledge from the UK’s leading market magazine for hardware enthusiasts. from PCs, gamers and early adopters.

Lifestyle Fashion

Antibiotics – 5 Reasons to Avoid Them – Yeast Infection, MRSA, Resistance, Diarrhea and Allergies

To have a cold? Take an antibiotic?

Earache? Take an antibiotic.

Acne? Take an antibiotic.

That’s what people think anyway. But is this really the best course of action? Does the short-term gain outweigh the long-term consequences? And is there a short-term gain to begin with? Antibiotics do not help with colds caused by a virus. Most ear infections clear up just as quickly without antibiotics. Sure, severe acne gets better with oral antibiotics, but what about the millions of teens who take them for a few pimples?

Every day doctors see problems related to the use of antibiotics. Here are five reasons doctors try to limit its use, and why you should think twice before taking one.

1. Yeast infection. Patients are often unaware that our bodies are covered in germs, both inside and out. The skin, the mouth, the vagina, the gut all have their own population of bacteria. For the most part, these microbes stay where they belong and do what they are supposed to do. One function of the normal flora (normal population of bacteria) is to keep the bad ones at bay. There are always some bad bacteria around, but they are usually crowded out by the good ones. However, taking an antibiotic often kills off the population of good bacteria and allows a different microbe to take over. Most commonly, yeast is the intruder. Once the bacteria are out of the way, the few yeasts that remain on the skin, in the vagina, or in the colon claim the territory as their own. Yeast overgrowth often leads to vaginal yeast or yeast infection symptoms on the skin, usually in warm areas like the armpits, groin, or under the breasts.

2. Clostridium difficile colitis. Just as yeast overgrowth can occur and lead to an infection when normal bacteria are killed off, harmful bacteria can also occur. Frequently, the normal flora of the intestine is susceptible to an antibiotic that is taken for a disease. Nevertheless, Clostridium difficile (Prayed against Diff.) it is not removed by common antibiotics such as penicillin, sulfonamides, or erythromycin. The few against Diff. the bacteria you may harbor in your gut won’t harm you as long as their numbers remain limited. But when overgrowth occurs, foul-smelling diarrhea results, sometimes accompanied by fever, dehydration, or the need for hospitalization. C. diff. Colitis requires a different antibiotic to rid your body of this harmful organism.

3. Strength. As mentioned above, certain bacteria are already resistant to antibiotics. However, the possibility exists that many bacteria may become resistant to useful antibiotics. What if penicillin becomes ineffective for strep throat? In some cases it already is. MRSA (methicillin resistant staphylococcus aureus) is a harmful bacterium that has emerged in recent years due to the overuse of antibiotics. If you remember genetics from your high school, you may know that when bacteria (or people) multiply by the billions, some mutations are inevitable. In the population of microbes, this often means that when billions of bacteria reproduce, some of the daughter bacteria inherit a mutation that makes them resistant to certain antibiotics. Typically, these mutated bacteria, while stronger in the sense that they could survive a penicillin “attack”, are actually weaker in other ways and die naturally but prematurely. However, if the entire population of bacteria is put through a round of antibiotics, the weaker but penicillin-resistant bacteria can live on to repopulate the environment. So the next time penicillin is used, it won’t work. Doctors see antibiotic resistance every day. It IS a real threat and, at least for now, we have no new antibiotics on the horizon to use against these resistant bacteria.

4. Nausea, vomiting and diarrhea. Even in addition to killing the body’s normal flora, antibiotics can cause nausea, vomiting, or diarrhea on their own. These are chemicals after all, chemicals that the body can reject as foreign. The erythromycin class of antibiotics is especially notorious for causing gastrointestinal symptoms by stimulating naturally occurring intestinal contractions.

5. Allergies to medications. Any patient can be allergic to any medication and antibiotics are no exception. Although an allergy to antibiotics can often manifest itself only as a rash, true anaphylaxis can occur with the use of any antibiotic. Anaphylaxis is a whole-body allergic response that can include hives, nausea, dizziness, itching, swelling, and shortness of breath, much like a bee sting allergy. Any time you think you are having a drug reaction, call your doctor. If you are having trouble breathing or feel like you are going to pass out, call 911. This is a medical emergency.

Just writing this reminds me to be careful when prescribing antibiotics to my patients. The next time your doctor prescribes a round of penicillin or another antibiotic, ask how necessary the medication really is. They are often prescribed out of convenience rather than necessity. If an antibiotic will only cure you a day faster, perhaps it is better to do without it.

Copyright 2011 Cynthia J. Koelker, MD


The Basic Tools of the Dog Training Trade

Dogs are creatures of habit, and if trained, they will exhibit certain behaviors to mark particular times of the day, even more clearly. There are many training aids that you will find at the dog store, for the ever growing line of pet supplies that will aid in the task of dog training, making things manageable for you.

Among the many different tools for the dog training trade, items such as clickers, leashes of different varieties, halters, electronic collars, electronic and chemical training aids, muzzles and treat holders are the staple tools in the world of trainers and can make their jobs easier. efforts to train your dog. dog.

Let’s start with the clicker, which is a plastic-coated metal box that makes a clicking noise when the metal is pressed and released. It is a practical device that helps to achieve quick attention in your dog once it is taught to recognize the sound. After being trained, your dog can distinguish sound even with a lot of background noise or relatively long distances. Leashes are useful tools ranging from a very short leash of less than eighteen inches in length to an extremely long leash of twenty feet or more.

The shorter leashes are used while training your dog for fence behaviors like the Sit, Heel and Stay commands, while the longer leashes come with some nice features like the retractable leash that prevents tripping and entanglement hazards. , are essentially used for behaviors that allow more freedom. Unlike a short leash, a long leash poses dangers to your dog or other people when walking in a crowd before, now they have been modernized and consist of a spring loaded reel that will allow the dog to explore from a distance, but will wind up like the animal. returns.

The halter allows more control for the owner and less strain on the dogs neck, it is essentially an extension of the collar. The electronic collar is another control device that comes in two main categories, sonic and shocker, both of which are applied when the dog engages in a certain unpleasant behavior, although the sonic version is the more humane of the two. Electronic shock mat and chemical-based training aids include products like Bitter Apple sprays or creams that are used to prevent your pet from jumping up on your expensive leather sofa or recliners and to prevent chewing or self-mutilation behaviors. Last but not least, the special treat holder that has become quite popular in training circles provides a neat way to carry treats on the side without constantly digging into your pockets or keeping your hands full.

Real Estate

Moving to Swansea?

It can be difficult moving to a new city and having no idea where to rent a house. I used to be a letting agent in Swansea for many years and saw many people moving to the city who had no idea where to live so I thought I would help you all.

In which area should I live?


When you start looking for a property, one of the most important factors in the location! There are many things to consider, for example: how close is it to work, what are the schools like, does it have a history of crime, what council tax band the property is in, etc. Before you begin your search, you should write down a few key attributes that your potential property should have. Otherwise, it’s easy to be blinded by a house with lovely decor and it’s not until a few months into living there that you realize you’re too far away from family and friends.

In my opinion, it’s all about location, location, location. If you don’t have a car, live near the city. If you like surfing, live near the sea.

During my time as a Letting Agent I rented properties all over Swansea in many different areas. But this list of areas is by far the most popular.

Rental areas in Swansea

Blackpill, Brynhyfryd, Brynmill, Caswell, Cockett, Craigcefnparc, Crofty, Cwmbwrla, Derwen Fawr, Dunvant, Fforest, Fforestfach, Gorseinon, Gower, Gowerton, Hafod, Langland, Llangyfelach, Manselton, Maritime Quarter, Mayals, Morriston, Mount Pleasant, Mumbles , Murton, Newton, Penclawdd, Penllergaer, Penyrheol, Plasmarl, Pontarddulais, Port Tennant, Ravenhill, Sandfields, Sketty, St. Thomas, Swansea, Uplands, West Cross.

student areas

Brynmill – Probably the most popular student area in Swansea as it is within walking distance of the University and home to many HMO (multiple occupancy houses) properties ranging from 5 to 14 bedrooms. In addition to many student properties, Brynmill is also home to many families and young professionals.

Highlands: It is the most popular area for the average buy to rent from owner. It is close to the city with excellent transport links and has a popular, small but unique nightlife scheme.

mount nice: It’s a popular area for Swansea Metropolitan University students, but it’s quite a ways from Swansea University. Student rent in this area is slightly cheaper than in Brynmill and Uplands.

Council Areas
As with all cities there are some large council properties, mainly in Swansea East, the main ones being Townhill, Mayhill, Blaen-Y-Maes, Bon-y-maen, Penlan, Class. Swansea West has West Cross, but a large part of this is now privately owned.

change areas

The M4 is the main motorway in South Wales that runs from London to Carmarthen. Areas that are very close to the M4 are: Birchgrove, Fforestfach, Gorseinon and Penllergaer.

Vacation rentals and expensive areas

The Gower Peninsula is an Area of ​​Outstanding Natural Beauty and certainly the jewel in Swansea’s crown. Property prices in the Gower and The Mumbles are much higher than in other areas of Swansea and this is reflected in rental prices. But if your budget allows it, it is “The place to live”.

Mumbles, Langland, Caswell, Bishopston, Pennard, Gower

Where to start my property search?

I’m not a letting agent in Swansea anymore so I won’t cover up my old business lol. By far the best place to look for properties to rent in Swansea is, which features most of the major rental agents and also many properties from owners.

Right, I know what area I want to live in, what next?


Your budget as a renter is very important. You need to be able to pay not only your rent, but also your city tax, utility bills, TV license, phone/TV/Internet, food, and not forget your social life!

Once you have sat down and calculated what you can afford to rent, you can begin your property search. It’s very easy to go over your budget, but I would really advise against this! I have seen many renters stretch their budget, go into debt, get evicted and get a CCJ for their troubles and not to mention a mountain of money owed to creditors!

What to keep in mind:

There are many great Swansea landlords to let and many great properties to rent. However, like everything in life, there are some bad apples, or in this case, properties!

1) Rental agent or owner? One very important thing to ask when renting a house or flat is whether the property is managed by a rental agent. Just because a rental agency advertises a property does not mean that it manages it. The nice thing about renting a fully managed property is that you can put pressure on the leasing agent to fix anything wrong with the property, like a broken window or a leaky faucet. The downside to renting through estate agents is that most charge a contract arrangement fee, usually between £50 and £200. Landlords don’t usually charge contract arrangement fees, but on the downside, they do. his owner is strict, lazy or difficult to contact, he can be a nightmare if something goes wrong.

2) Lease Deposit Scheme: By law, all deposits taken since April 6, 2007 must be held with the Lease Deposit Scheme and not with your landlord/agent. Make sure this is the case! It was put in place to protect tenants from unfair landlords withholding tenant deposits at the end of a lease.

3) Moisture: Moisture can cause major problems for a property and its health. Be sure to check out the property before you sign! what to look for

4) Fair Price – Be sure to do a lot of research on rental prices in the area to make sure you are paying the going rate.

5) Haggling: I’ve always been amazed at how many people have never tried to haggle with our landlords. If a property has an offer of £500 pcm £475, the owner will most likely accept. Alternatively, you can request improvements to the property, for example: new sofa, washing machine or a new carpet. Remember that your potential owner is just as interested in renting out your property as you are!

6) Duration of the contract: I recommend a 6-month contract. Sometimes a house just doesn’t feel like home or you may have bigger problems and if you’ve signed a contract for a year or more, it can be hard to get out of it.

7) Always pay on time: Remember that just because your landlord owns the property you live in doesn’t make you rich. You may be depending on your rent to pay a high mortgage on the property, so be a good person and manage your finances efficiently.

Shopping Product Reviews

12 amazing Bluetooth facts

Bluetooth is a wireless technology that allows personal computers, laptops, cell phones, and other electronic devices to communicate with each other over short distances of approximately 10 meters to transfer information/files from one device to another. It uses radio waves and is designed to be a secure and inexpensive way to connect and exchange information between devices wirelessly.

The following are some of the most informative Bluetooth facts from the arsenal of thousands.

Fact #1: “Bluetooth” refers to Harold Blatand, who was the 10th century Danish king who unified the Norwegians and Danes.

Fact #2: The renowned Andretti Green Racing team communicated during the race using Bluetooth devices

Fact #3: According to a research, the users of this device were expected to increase to more than 1 billion by the year 2006.

Fact #4: Analysts predict that a third of all new cars in the world will have built-in wireless Bluetooth connections.

Fact #5: Hospitals are manufacturing and deploying a large number of the latest Bluetooth medical equipment to improve patient care.

Fact #6: The latest wireless enabled devices allow you to view images on your TV screen. This can be achieved using a laptop or mobile phone via wireless connection to a media viewer.

Fact #7: Printing can be done wirelessly now! One can send files to print from a Bluetooth-enabled computer or mobile device directly to the printer. There are also small home-use printers that simply print color images using wireless input from a cell phone or computer.

Fact #8: The latest multi-point pairing Bluetooth-enabled interface allows you to connect with more than one Bluetooth device, for example, your cell phone can be connected to a Bluetooth stereo headset and your computer at the same time

Fact #9: One of the fastest growing devices in “Bluetooth hands-free” and the second largest application overall, just behind hands-free is “stereo audio”.

Fact #10: Extensive use of Bluetooth is dangerous to health. Bluetooth uses microware radio waves with a frequency range of 2.4 GHz to 2.4835 GHz and the output power of a Bluetooth radio is 100 mW, 2.5 mW, and 1 mW for Class 1 devices, Class 2 and class 3, respectively. Class 1 is almost at the same level as mobile phones, while class 2 and class 3 are much lower than class 1 and are considered less dangerous than mobile phones.

Fact #11: The future of Bluetooth is expected to have data points for broadcast channels, this will initiate the actual use of wireless connections within mobiles and enable user-based advertising models that extract information from data points, and not in the current model of limited object insertion. One of the best Bluetooth stereo headset companies that are expected to stand out in this field is Motorola and Blackberry.

Fact #12: The latest wireless communication devices can now play the role of “master” and can communicate with up to 7 devices as “slave”. This group of 8 devices (1 master + 7 slaves) is called Piconet. At any time, data can be transferred between the master and 1 slave; but the master quickly switches from slave to slave on a rotating basis to see if there are any more file transfer requests.


Western Digital TV – HD Media Player Review

These days everyone wants to be able to view all their media easily. And of course, why not, with media coming from so many places… digital cameras, video cameras, cell phones and, of course, the Internet. You also don’t want to have to physically change your DVD or Blu-Ray discs because that would be, well, not North American! 750-odd donuts a year, we Canadians eat. It has to take its toll somewhere.

But in all seriousness, playing all the different media you might have is never an easy task. Let’s look at the options some of us might have.

XBOX 360 – Somewhat capable, but suffers from codec incompatibility, no built-in WiFi, volume, and other issues. Surprisingly, the 360 ​​is reported to be able to read HFS+ (Mac) partitions which I like for various reasons, while the PS3, a product from a competing non-Apple company, cannot read HFS+ or NTFS. Even more amazing, the 360 ​​can’t read NTFS. I’d love to know what went on behind the scenes… was there a disgruntled employee who said, “Let’s stick to MS baby! HFS but not NTFS! HAHA! There!” The menu, sorry Dashboard works pretty well for a console, but not as much as a media center in my opinion. Finally, the 360 ​​just uses too much power.

Sony PlayStation 3 – Considered by many to be a good media player, it doesn’t meet with the same kind of fanfare in my house. It can’t handle MKV, although the files inside that container are generally fine for the PS3, it can’t accept files larger than 4GB, it can’t stream these kinds of videos from a PC (and even if it could, its 802.11g speeds will let it). would brake). It can also get loud/hot like the 360, and requires a lot of power. Other than that, the PS3 that has a Blu-Ray player is its saving grace. That, its Blu-Ray boot speed, and the fact that it can decode lossless formats internally make it a decent player. I even like the XMB to the point that I don’t mind using it to organize pictures and music, but since it can’t handle my MKV video collection, it unfortunately also has to get a thumbs down.

Wii- Hah. Next, I’ll talk about the capabilities of my original Game Boy’s 1080p media center.

Popcorn time: This was one of the first proper media center things that had all the required features on paper. Hard drive included, along with Wi-Fi, RSS Bit Torrenting abilities, and the ability to play MKV and high-bitrate 1080p video. The only problem is that he didn’t do it right. First-hand reports of the player stuttering, freezing, and generally not being able to play 1080p video abound.

Various other network media streamers – they all work decently well for pictures, music and even SD video, but then again, so do the 360 ​​and PS3 with TVersity. No, the real test is full-bandwidth 1080p video, and I’m afraid both the players and their meager wireless connections aren’t up to the task.

HTPC – This would be the only real solution for a long time. I even have posts detailing what they do and how to put them together. Why do these work? Because they are just computers connected to televisions. Dual-core CPUs, lots of RAM, and fancy video should make anything you can throw at them short, at least in theory. Having owned HTPCs since I was able to connect an S-video cable to my Radeon 9700 Pro in the past, I can tell you that the experience isn’t as smooth as it should be. Why? Because we are using Windows! XP Media Center Edition was just XP, and Vista has Media Center built in, so Media Center is just an application running on top. BSODs, crashes, slowdowns, and other issues will still occur, especially if you use the box for other purposes, such as downloading in the background. That, and the incredibly complex setup procedure was very annoying. Of course you have to install Vista, but then the codecs, and making sure things are converted and handled correctly, sound output via coax or toslink or HDMI as it should, and finally calibrating the video output was a chore and anything else. Most of these issues go away when using Plex with a Mac as your HTPC. It’s one of the best media center interfaces I’ve ever seen, and it’s incredibly efficient with its rendering, playing videos smoothly that it won’t in VLC or Quicktime with Perian. Still, it’s a big investment (well, it’s actually a depreciating asset, but let’s not split) to buy a full PC, and also a Mac. Your only aesthetically acceptable option would be a Mac Mini, and its price-performance ratio It’s unheard of (in a bad way).

WD TV HD Media Player – Finally, that brings us to the subject of this review, the Western Digital TV HD Media Player. No one expected this thing, at all, at this price, and certainly not from WD. But none of that is important.

We’ve been led to believe that good things come in small packages, and it looks like this little device may be a champion of that idea. It’s impossibly small, at least to my eyes, which are used to seeing passable 1080p playback from large boxes containing massive multi-core CPU coolers that breathe hot air, suck electricity, and add to the noise and sweltering heat produced by the other components. inside that (usually) ugly box. This thing has no fans, it’s pretty green and it’s panting…it really does what it’s supposed to do! Setup couldn’t be easier, and I don’t think any AV device in history has been easier to physically set up. The power cable, the HDMI cable… and that’s it. Yes, this is the case with many other HDMI devices as well, but this one is small and only has a few connectors, so it’s very hard to mess it up. There are no physical buttons on the unit, so you turn it on with the remote. A whiter than blue LED lights up to indicate power, and if you have a USB device attached, it will blink or light, depending on whether it’s scanning the drive or ready to go. I ran into a problem early on. After setting up the easy cabling and accessing the menu, I found that it would not recognize my 1TB external hard drive. Alarmed, I immediately copied a 720p TV show onto my Patriot Xporter flash drive and plugged it in. After a few seconds of inactivity it started flickering and the videos came up. Still, if it couldn’t read 1TB hard drives, now it’s not really an effective 1080p media center, is it? I updated the firmware and it finally saw the drive. I also noticed speed improvements! Hopefully this will get better and better with each firmware update.

This baby will play just about anything digital you can find. From old school DivX encodes to the latest super high bitrate 1080p MKVs, this will handle them all. More surprisingly, she seems to have no problem reproducing them. They are not signs of struggle! I put a specially copied version of The Godfather, barely compressed from the original, taking up about 20 GB. It started playing right away, faster than my gaming pc could start playing (and it has a 4GHz Yorkfield and 8GB of RAM). VLC and other players sometimes have a lot of visual blemishes when playing high-resolution, high-bitrate videos, but there was no such macro-crash, apart from the compression present. If you haven’t heavily compressed your Blu-Ray recordings, or if you just ripped the streaming file from a Blu-Ray disc (which WILL be played!), the video will look great. The sound is as good as the Dolby Digital or DTS standard (if you’re connected via composite, it won’t decode DTS), but currently, to my knowledge, it doesn’t do DTS-MA or TrueHD.

The interface is a bit like a stripped down, vertically scrolling Sony PS3 XMB interface with Windows XP color. Sounds a bit like Windows Media Center, right? Actually, it’s no different. Although the menus are a bit simplistic, they do the job and I can’t complain much. The only problem I have with the interface is that each icon should have the corresponding text near it, not in the bottom right corner. A small inconvenience, really. The device has the ability to create libraries for you, but I disabled this feature because I have my own organizational structure on the drive, and also it seems to take forever to index a 1TB drive. One more caveat here is that you can’t do this for HFS+ formatted drives, and I think that’s because you can read them, but not write to them.

After using the device for a few hours, I can say that I am very satisfied with it. Switch between videos easily, resume videos where you left off, and never crash during playback, no matter how demanding the video file. At this point, I only have one drawback… the remote is too small for a grown man’s hands, and the buttons require a lot of effort to press. Sounds like a bit of a problem, one that can be easily resolved by using other types of remotes (programmable, Harmony, etc.). At $139 Canadian, that’s a great deal, as it can do what HTPCs can’t as reliably or quickly, for hundreds less. It also outperforms all other multimedia solutions on the market, including consoles.

I give it a 9 out of 10.


And Then There Was None: High Finance Finagling Takes Down Top 5 Investment Banks

The first of the top 5 investment banks to fail was Bear Sterns, in March 2008. Founded in 1923, the collapse of this Wall Street icon rocked the world of high finance. By the end of May, the Bear Sterns finale was complete. JP Morgan Chase bought Bear Stearns for a price of $10 a share, a stark contrast to its 52-week high of $133.20 a share. Then came September. Wall Street and the world watched as, in just a few days, the remaining investment banks in the top 5 list collapsed and the investment banking system went bankrupt.

Investment Banking Basics

The largest investment banks are big players in the realm of high finance, helping large corporations and the government raise money through means such as trading securities in the stock and bond markets, as well as offering professional advice. in the more complex aspects. of high finance. Among these are such things as acquisitions and mergers. Investment banks also handle trading in a variety of financial investment vehicles, including derivatives and commodities.

This type of bank also has stakes in mutual funds, hedge funds, and pension funds, which is one of the main ways that what happens in the world of high finance is felt by the average consumer. The dramatic fall of the remaining major investment banks affected retirement plans and investments not only in the United States, but also around the world.

The High Finance Finagling That Brought Them Down

In an article titled “Halfway Too Smart” published on September 22, 2008 by, Chemical Bank President Professor of Economics at Princeton University and writer Burton G. Malkiel provides an excellent and easy to understand follow breakdown of what exactly happened. While the catalyst for the current crisis was the collapse of mortgages and loans and the bursting of the housing bubble, its roots lie in what Malkiel calls the breakdown of the bond between lenders and borrowers.

What it is referring to is the change from the banking era where a bank or lender made a loan or a mortgage and that bank or lender held it. Naturally, since they clung to the debt and its associated risk, banks and other lenders were quite careful about the quality of their loans, carefully weighing the probability of payment or default by the borrower, against standards that made sense. Banks and lenders have moved away from that model, toward what Malkiel calls an “originate and distribute” model.

Instead of holding mortgages and loans, “mortgage originators (including nonbanks) would hold loans only until they could be packaged into a complex set of mortgage-backed securities, divided into different segments or tranches with different priorities in entitlement to receive payments from the underlying mortgages,” and the same model also applies to other types of loans, such as credit card debt and auto loans.

As these debt-backed assets were sold and traded in the investment world, they became increasingly leveraged, with debt-to-equity ratios often reaching 30 to 1. This handling and trading often took carried out in a murky and unregulated system that was called the shadow banking system. As the degree of leverage increased, the risk also increased.

With all the money being made in the shadow banking system, lenders became less selective about who they gave loans to, no longer holding onto loans or risk, but instead slicing, repackaging, and selling them. in profit. Crazy terms became popular, no money down, no documents required, and the like. Exorbitant exotic loans became popular and lenders explored the depths of the subprime market looking for even more loans to make.

Eventually, the system nearly came to a halt with falling house prices and rising loan defaults and foreclosures, with lenders making short-term loans to other lenders out of fear of lending to ever-increasing entities. leveraged and illiquid. The decline in confidence could be seen in falling share prices as the last of the major investment banks drowned in shaky debt and investor fear.

September saw the bankruptcy of Lehman Brothers, Merrill Lynch chose acquisition over collapse, and Goldman Sacs and Morgan Stanley regressed to bank holding company status, with possible acquisitions on the horizon. Some of these investment banks date back almost a century, and others longer, like Lehman Brothers, 158 years old. A rather embarrassing end for these storied giants of finance, destroyed by a system of high finance shady deals and deceit, a system that, when it collapses, may even end up dragging down the economy of the entire world.