Real Estate

Wood heating for less

How will you heat your house when the power goes out? Do you have access to cheap or free firewood? Have you considered installing a wood stove and you don’t have much money?

First of all, what is needed to heat with firewood? Well, to start with, you need a good, approved wood stove. Why certified? Because they use less than half the wood used by the previous generation of wood-burning stoves, they don’t expel clouds of unburned soot as they burn, and they also have close clearances to fuels, some as much as 4″. Virtually all have a ceramic window that looks like glass but is impervious to heat, through which you can enjoy the fire and keep up with the need to adjust the kindling or feed more. I don’t recommend getting a stove with a catalytic combustor as they are more expensive and have decreasing efficiency. The efficiency of a stove without a combustor never changes and the newer standards have been met without combustors since 1992, when the current EPA standards were established. The fire chamber of certified stoves is designed to burn wood efficiently without smoldering, even when completely turned off. This gives you more heat from each piece of wood while exhaust is cleaner and hotter, virtually eliminating creosote buildup in your chimney. By the way, never connect a certified stove with a 6″ exhaust to an 8″ pipe. Due to designed burning, all certified stoves are designed for a 6″ chimney, which has a stronger draft than an 8″ chimney. Be sure to use the listed stovepipe and allow for clearances in the pipe and stove for safe installation. Your insurance company may deny a claim caused by a stove that is improperly installed or does not meet all authorizations. Also, I recommend a wind directional swivel cap on all wood stove installations. They are the solution for drafts caused by a strong wind coming down the chimney and filling the house with smoke.

Once installed, a wood stove can give you a lifetime of trouble-free service. So why don’t more people heat with wood? Probably because it’s not comfortable, it’s messy, it takes up space, etc. While this is true, I would like to say how comforting it is to have my three cords of firewood winterized, knowing that if a storm or blizzard blows or the power goes out (sometimes for days), my family and I will be hot and we can cook our food on our trusted stove. Our children remember those moments as special, all in the same room not far from the stove while outside the snow piles up and the wind blows. There is nothing like the warmth of wood to soothe the soul and warm the body!

If you can’t afford a new wood stove, keep your eyes peeled on Craigslist or eBay for a good deal on a used stove. Last week I called a newer Lopi for $400 but someone offered them $450 and they took it. It was an $1800 stove when it was sold new 4 years ago and hardly used. I’m always looking for used stoves for friends and sometimes I’ll trade one in for a profit. If you buy a used range manufactured after July 1, 1992, it will meet the new Phase II standards. Washington is the only state that has its own standards, which are now 4.5 grams per hour (gph) of particles. Most new and some used stoves will meet this standard. Check out “EPA Certified Stoves” online if you find a used stove you’re considering.

It is true that firewood takes up a lot of space. There’s no way to avoid it. If you live in the city, you may have to get creative to make the space. Perhaps the lumber can be stored under a second-story deck, against a garage wall, or even in the basement. If you live in the country, a shed roof can be attached to a barn to make a stylish wooden shed. On my house, I installed a metal roof under an overhead deck and kept a whole bead of oak just outside the door. In the cold of winter I don’t have to go far to get more firewood. The other two cables are stowed under an overhang on the far side of the barn and wheelbarrowed up when necessary. By the way, I have never burned 3 whole strings. That’s my extra margin of safety!

Inside the house, I store a week’s supply of firewood near the stove in purpose-built brick containers. The raised hearth is 3 1/2″ thick concrete and filled with rebar, allowing me to split firewood right on the hearth. Under the fireplace there is a large drawer for firewood where I also keep the paper. The implements hang from hooks nearby. I use a coal hood to remove the ash and carry more firewood.

Lighting the fire in the morning is a special ritual for me. After heating with wood for more than 25 years, one thing I am clear about is starting a fire. I always start by using at least two pieces of wood, 1 of them large and the other smaller and facing each other. I split the kindling into chips for initial starting and add larger pieces until ignition is achieved. The smaller logs start first and the larger one ignites soon after. My favorite wood to burn is oak. It burns longer and smells better than anything else in these places. My favorite wood stove is a Brass Flame. Of course they’re certified, they’re built like a Sherman tank, they have a double air vent for quick fire starts, they look good and burn efficiently. I have found used ones for several friends and family. I have a bit of a bias in this department; my brother developed the Brass Flame and it was the first stove to pass emission standards without a catalytic combustor. All certified stoves on the market now copy their combustion process, the big secret being a lot of secondary and tertiary air. He made 10,000 of them before selling them to Earth Stove, who made them for a few years and then sold them to a larger company, which dropped the line. They come in 2 models, the 805 (smaller) and the 1005. If you can find one, you won’t be disappointed! Expect to pay between $150 and $500.

When heating with wood, it’s a good idea to keep a pot of water on the stove to replace the moisture removed by dry heat. An old cast iron teapot serves this purpose. Another useful addition is a ceiling fan, placed near the stove and used to move heat away from the stove. Without a fan, it takes much longer for the heat to fill the house. Since heat seeks cold, it eventually warms the place up, but in the dead of winter, who wants to wait? This little addition makes a big difference!

One more thing that makes a big difference in helping to heat your home more efficiently is bringing outside air directly into the stove. This is required on mobile homes and all new homes, but it’s a good idea in any home. If you have a crawl space under your house, a 3″-4″ pipe in the crawl space is adequate for this purpose. In my case, I put a 4″ pipe in the open air before pouring the slab. Pedestal stoves are designed for outdoor air, but stoves with legs will need to be adapted. Special outdoor air adapters can be ordered or made for any range.

To clean ceramic glass in the morning when the stove is cool, I simply take a piece of newspaper dipped in water and emulsify the creosote, scraping it off with a razor. Even the best stoves accumulate in the window.

I hope these tips are helpful. I cannot stop sharing the primary satisfaction that I feel when heating with firewood. This is how our ancestors heated and cooked their food until the last century and many in the world still do. To me, it looks like the way God intended it to be!

Shopping Product Reviews

Fashion rental services and their effect on the industry

Clothing and accessories rental has become increasingly popular in recent years. Especially millennials are big supporters of this trend. In fact, millennials are 3 times more likely to use a clothing rental service than non-millennials. There are many reasons for this behavior.

First, college debt and the financial crisis make it impossible for young people to buy designer clothes. Thus began the clothing rental trend. Instead of buying a trench coat, why not rent it out for a month or two? And how about a dress for a wedding or an important event? Also, profitable!

The practicality behind this reason slowly became a trend. Millennials find renting and buying second-hand sustainable and economically beneficial. Issues such as reducing landfill waste are shrinking. Many renters also shop at thrift stores. Buying used clothing makes it easier to resell it instead of throwing it away when you don’t like it anymore. There is a constant trade going on.

There are two different types of tenants. Those who are having an event and just don’t have the right outfit or those who are making the most of the rental trend. Many renters use the rental service several times a month to dress up for work or events. Most of the time the events are kept in the same circle and it is noticeable if someone wears the same outfit every time. Dressing for work meetings is another reason to rent rather than buy. Women and men want to present themselves and their company in the best light. Wearing a well-fitting suit or dress can help.

It is no longer strange to arrive at a prestigious luxury event with a dress or a tuxedo that is rented and not owned. A hectic social life coupled with the onslaught of social media has made going back to wearing clothes or bags almost unforgivable and unacceptable. So, in such circumstances, it makes little sense to invest thousands of dollars in clothes that will be worn once. Unless you’re a blogger who gets new clothes for every event, renting is exactly what he’s meant to do.

The appeal of ‘no ownership’ now extends beyond housing and cars. Fashion and accessories are now two of the biggest rental industries on the rise. It makes a lot of sense for people who can’t afford luxury brands but rely on dressing up regularly. The new generation raves about multiple experiences and desires to be trendy and fashionable, without the pressure of permanent ownership.

Le Tote president Brett Northart said clothing rentals have taken off because consumers want flexibility in their wardrobes. Also, the recession made people less interested in owning things, he said.

Even if we are seeing many benefits for consumers, there is a downside. Small and even larger retailers have had to struggle with the rental business in the past. Now they need to adapt to be able to compete. Many retailers have already started a rental and porting location for their business. A new industry based on sharing or renting clothing, electronics, and small appliances has been springing up out of nowhere for about five years, representing a disruptive force for traditional retailers.

Benefits and disadvantages for the parties involved:

Retailers: “Clothing will struggle to remain a top spend,” Marshal Cohen, chief industry analyst at The NPD Group, told Retail Dive. “You’re competing for your share of the wallet, as younger consumers seek out and spend on services and experiences more than ever before.”

Retailers need to start taking action and jumping on the bandwagon of renting clothes to customers. If your brand is not innovative or a popular Instagram/social media brand, sales will drop soon. Many large companies have already had to downsize and clothing stores due to this change in customer behavior.

Consumers: This new industry based on sharing or renting clothes, electronics and small appliances is booming, threatening the retailer. But what about the consumer?

Student loan debt and the Great Recession almost force the youth of our society to find a different way to dress well in quality clothing. Sharing becomes a great alternative to owning. These behaviors have led to companies like Zipcar, the taxi service Uber and the home rental site Airbnb. Not only financially, the trend of renting is beneficial. Many Millennials are considering this option for the environmental and economic benefits. Less waste means less burden on mother earth.

Despite all the rents, there’s one thing Millennials still buy and don’t share. Your smartphones. About 85 percent of people ages 18 to 34 own them, according to Nielsen research, and the devices are the gateway to the sharing economy. Online applications are the most important gateway to online rental and shopping sites.

Not just for non-owners, these arrangements are beneficial. Renting your car or using it to transport people who don’t have a car means getting the most out of your investment. Making money with it is even better.

Economy: To understand the dimensions of the retail and rental business, let’s look at the numbers of one of the largest clothing rental websites on the market. Right now, subscriptions make up about a third of Rent the Runway’s revenue, said Hyman, CEO and co-founder of Rent the runway. Plus, he says, the company hit $100 million in revenue in mid-2016 and has raised more than $190 million in venture capital in six rounds. The latest, a $60 million injection last year led by Fidelity Investments, pegged the company’s valuation a “significant step” from the $520 million mark it set in 2014, Hyman told Recode at the time.

Clothing and accessories rental has created a new market that is growing rapidly. While most of the websites offering these services are startups, more and more large companies are starting to tap into the market. Amazon, for example, which is not yet on the market, could attack soon. Favorite workwear brand Ann Taylor launched a $95 subscription service early last year, threatening smaller startups.

Environment: The fashion industry weighs heavily on our environment. Especially fast fashion that produces billions of dollars worth of clothing each year and is thrown away, usually without recycling, leaves a huge carbon footprint on the environment. Many clothing rental companies are trying to work against that waste. They hang out with designers who want to make more sustainable clothing and rent clothes instead of overproducing them. By renting for occasions instead of buying and disposing, fashion waste that is burned can be reduced. Waste reduction leads to a cleaner and more sustainable planet.

Many clothing rental company founders hope to put fast-fashion companies like H&M out of business. This environmental thinking is one of the main reasons, along with money, why young people are so interested in the rental trend.

Fashion rental services:

clothes rental online

Rent the Catwalk:

The online rental service offers designer clothes for rent. As the first dress and evening wear rental store, Rent the Runways has set a huge milestone in shopping. The store does not operate with a monthly subscription but with the value of the rented piece. Typically, it is 10-15% of the retail price.

Having made more than $100 million in sales last year, Rent the Runway now aims to “put Zara and H&M out of business,” co-founder Jennifer Hyman said in October. For $159 a month, RTR members can now borrow unlimited clothing and accessories, from tops and dresses to coats and bags, and up to four items at a time. The goal is to become a client’s full-time wardrobe.

Rent the Runway has opened several brick-and-mortar locations in locations including Woodland Hills and San Francisco.

These stores are far from traditional stores, instead acting more like showrooms that are an extension of subscribers’ closets.

The totalizer:

This online rental service works on a monthly subscription. Instead of paying for each piece that is rented, subscribers pay $59 per month and receive 3 pieces of clothing and 2 accessories, unlimited times per month. This service is ideal if you constantly need to buy new clothes, such as if you are pregnant. The Tote has a great selection of maternity clothes. You can choose the clothes you want to be delivered.

Gwynnie Bee:

Gwynnie Bee is another monthly subscription service. For $49 a month, the store offers an incredible selection of plus sizes from which you can choose up to 10 items per month. Not only is it a great deal, but the page has created its own community where members can share stories of their outfits and support body positivity. Everyday wear is prominent at Gwynnie Bee, but they also offer dresses and evening wear.

Glamor Corner:

Glam Corner is the plus-size equivalent of Rent the Runway. Here subscribers can rent designer dresses and gowns for a monthly fee. A special gift from this company is offering inclusive sizing for all body types, including bulge-friendly dresses.

style borrowing:

Here is a fast paced rental shop! Style Lend promises the customer 2-day shipping nationwide and same-day shipping in New York. If the dress is not what you were looking for or does not fit you, Style Lend promises to change the dress before your event or your money back. The price which ranges around $25 per rental is not bad either.

For owners, the sharing economy transforms possessions into streams of income, allowing items to be useful all the time: someone who only uses their car to get to and from work each day can rent the vehicle to other drivers in the interim. For customers, the sharing economy offers convenience, value (it’s cheaper to pay to use something for a short time rather than buy it outright), and a greater variety of products and services. It also offers access without ownership, something that has resonated with millennial consumers, who came of age in the recession and are economically minded, who increasingly value experiences over material goods.

While other areas in the rental market are already booming and growing rapidly, the fashion rental industry is growing more slowly due to logistical issues. Companies are working on solutions to these problems to make the clothing rental and return process even easier and more convenient for the consumer. In the next few years, clothing and accessories rental is expected to trump fast fashion and toxic waste through clothing disposal.

Sports

English Premier League: the champion of all football leagues

The English Premier League or EPL in short is officially known as the “Barclays Premier League” for sponsorship reasons. It is actually a UK-based professional soccer league for English clubs.
Twenty clubs compete in the English Premier League. The seasons continue from August and end in May. Each team plays 38 games.

The competition began as the Football Association or in short the FA Premier League on February 20, 1992. The first game was held on August 15 of the same year. Few of the Football League First Division clubs made the decision to secede from the Football League in order to profit from a more profitable television right deal.

Since 1888, The Football League has been organized as the premier football competition in the United Kingdom. In fact, since its inception, the Premier League has become the most watched and anticipated sports football league in the world.

It is also one of the highest paying and highest paying soccer leagues in the world. In the 2005-06 season, the club’s cumulative revenue was approximately $1.4 billion. It may well hit $1.8 billion in the 2007-08 season simply due to the increased media attention and revenue received from it.

The number of participating clubs varies each year. New clubs join, older ones leave or merge with other clubs to form new clubs. On average there are 15 clubs on average per division. This means that more than 7,000 clubs are the proud members of a league in the EPL.

Teams receive 3 points for winning a match and 1 point for a draw. Accumulated points and goal differences identify the ranks of the teams participating in the league. As the season ends, the club that has the most no. of points is declared champion. Factors like goal difference and no. of goals scored, the champion decides if two or more teams finish the season tied on points.

To date only 4 of the 40 clubs in the English Premier League have been able to lift the top league title. The teams are the Arsenals (also known as the Gunners), Blackburn rovers, Chelsea (Men in Blue) and Manchester United (The Red Devils). The current champion of the Premier League is Chelsea. They lifted the title for the fourth time in the 2009-10 season.

Technology

If you thought you had missed the internet profit revolution, try cryptocurrency

When most people think of cryptocurrency, they might also be thinking of cryptocurrency. Very few people seem to know what it is, and for some reason everyone seems to be talking about it as if they do. Hopefully this report will demystify all aspects of cryptocurrency so that by the time you finish reading you have a pretty good idea of ​​what it is and what it is all about.

You may or may not find that cryptocurrency is for you, but at least you will be able to speak with a degree of certainty and insight that others will not.

There are many people who have already achieved millionaire status by trading cryptocurrencies. There is clearly a lot of money in this new industry.

Cryptocurrency is electronic currency, short and simple. However, what is not so short and simple is exactly how it comes to have value.

Cryptocurrency is a digitized, virtual, and decentralized currency produced by the application of cryptography, which, according to the Merriam Webster dictionary, is the “computerized encoding and decoding of information.” Cryptography is the foundation that makes debit cards, computer banking, and electronic commerce systems possible.

The cryptocurrency is not backed by banks; it is not backed by a government, but by an extremely complicated arrangement of algorithms. Cryptocurrency is electricity encoded in complex chains of algorithms. What gives them monetary value is their complexity and their security from hackers. The way cryptocurrencies are made is too hard to reproduce.

Cryptocurrency is in direct opposition to what is called fiat money. Fiat money is a currency that gets its value from government regulations or laws. The dollar, the yen, and the euro are all examples. Any currency that is defined as legal tender is fiat money.

Unlike fiat money, another part of what makes cryptocurrencies valuable is that, like commodities like silver and gold, there is only a finite amount. Only 21,000,000 of these extremely complex algorithms were produced. No more no less. It cannot be altered by printing more, like a government printing more money to power the system without backing. Or by a bank altering a digital ledger, something the Federal Reserve will order banks to do to adjust for inflation.

Cryptocurrency is a means of buying, selling, and investing that completely bypasses government oversight and banking systems that track the movement of your money. In a destabilized world economy, this system can become a stable force.

Cryptocurrency also gives you a great deal of anonymity. Unfortunately, this can lead to misuse by a criminal element using the crypto currency for their own purposes, just as regular money can be misused. However, you can also prevent the government from tracking all your purchases and invading your personal privacy.

Cryptocurrency comes in quite a few forms. Bitcoin was the first and is the standard by which all other cryptocurrencies are modeled. They are all produced by meticulous alphanumeric calculations from a complex coding tool. Some other cryptocurrencies are Litecoin, Namecoin, Peercoin, Dogecoin, and Worldcoin to name a few. These are called altcoins as a generalized name. The prices of each are regulated by the supply of the specific cryptocurrency and the demand that the market has for that coin.

The way cryptocurrency is created is quite fascinating. Unlike gold, which must be mined from the ground, cryptocurrency is simply an entry in a virtual ledger that is stored on various computers around the world. These entries have to be ‘extracted’ using mathematical algorithms. Individual users or, more likely, a group of users run computational analysis to find a particular set of data, called blocks. The ‘miners’ find data that produces an exact pattern to the cryptographic algorithm. At that point, it applies to the series and they have found a blockage. After an equivalent data string in the block matches the algorithm, the data block will be decrypted. The miner gets a reward of a specified amount of cryptocurrency. As time passes, the amount of the reward decreases as the cryptocurrency becomes more scarce. Added to that, the complexity of the algorithms in the search for new blocks also increases. Computationally, it becomes more difficult to find a matching series. Both scenarios come together to slow down the speed with which cryptocurrency is created. This mimics the difficulty and scarcity of extracting a raw material like gold.

Now, anyone can be a mine. The creators of Bitcoin made the mining tool open source, making it free for everyone. However, the computers they use work 24 hours a day, seven days a week. The algorithms are extremely complex and the CPU is running at full speed. Many users have specialized computers made specifically for cryptocurrency mining. Both the user and the specialized computer are called miners.

The miners (the humans) also keep transaction books and act as auditors, so that a coin is not duplicated in any way. This prevents the system from being hacked and going crazy. They are paid for this work by receiving new cryptocurrencies each week that they maintain their operation. They keep their cryptocurrency in specialized files on their computers or other personal devices. These files are called wallets.

Let’s recap by reviewing some of the definitions we’ve learned:

• Cryptocurrency: electronic currency; also called digital currency.

• Fiduciary money: any legal tender; Government backed, used in the banking system.

• Bitcoin: the original and gold standard of cryptocurrency.

• Altcoin: Other cryptocurrencies that are modeled after the same processes as Bitcoin, but with slight variations in their coding.

• Miners: individual or group of individuals who use their own resources (computers, electricity, space) to mine digital currencies.

o Also a specialized computer made specifically to find new coins through a series of computational algorithms.

• Wallet – A small file on your computer where you store your digital money.

Conceptualizing the cryptocurrency system in a nutshell:

• Electronic money.

• Mined by people using their own resources to find the coins.

• A stable and finite monetary system. For example, only 21,000,000 Bitcoins are produced at all times.

• Does not require any government or bank to make it work.

• The price is decided by the amount of coins found and used, which is combined with the public’s demand to own them.

• There are several forms of crypto currency, Bitcoin being the first and most important.

• It can bring great wealth, but, like any investment, it has risks.

Most people find the concept of cryptocurrency fascinating. It is a new field that could be the next gold mine for many of them. If you find that cryptocurrency is something you’d like to learn more about, then you’ve found the right report. However, I have barely scratched the surface in this report. There is much, much more to crypto than what I have seen here.

Business

Wilson Harrell – For Entrepreneurs Only

Wilson Harrell – “Entrepreneurs are born, not made, but the thirst for freedom is the spark that ignites.”

Born in Georgia in 1919, world-renowned entrepreneur and marketing guru Wilson Harrell was a man of strong convictions. On his big business trip, he lived a glamorous life throughout. Not everyone knows that Wilson was a fighter pilot in World War II and received the Purple Heart, the Air Medal with Four Oak Leaves, and also the Presidential Citation.

It all started with Wilson Harrell & Company started by Wilson himself after the war. The company distributed Kraft products to the huge military market, and before long the company’s sales reached $200 million. But Wilson had other ideas, he sold the distribution company, then bought Formula 409, a household cleaning products company, for $30,000 and turned it around. He later sold the company for $7 million and bought 60 food and brokerage companies whose total sales exceeded $500 million.

In all, Wilson started more than 100 companies and transformed many of them. He was voted America’s Number One Columnist for 1995 and 1996 by the American Business Society for his monthly contribution to Success Magazine. Wilson was also the previous publisher of INC. magazine. In addition to being the founder and president of the Council of Growing Companies, a national organization, Wilson was also the leader and voice of the business movement in the United States. His book “Only for Entrepreneurs” was a bestseller and remains one of the most admired in this genre.

In his book, he spoke of the hunters and farmers of the caveman era. He reasoned from science and a variety of studies that genes are passed on and entrepreneurs are often the children of entrepreneurs. At some point thousands of years ago, entrepreneurs were the hunters of our world, while farmers tend to be the employees.

He enjoyed great success in life and died in 1997 at the age of 78 from lung cancer.

“If you want to be an entrepreneur, make sure your goal is to be free to do something right. Leave a mark on the sands of time. And make sure you give your employees the freedom to make contributions, earn rewards, and even make mistakes.” “.

– Source – “Just for Entrepreneurs” by Wilson Harrell.

Home Kitchen

Dirt Stops Here: 7 Bathroom Design Ideas

With the onset of the winter months, rain and snow, the mudroom gains importance for the home. Most homes today have a transition area from the outside. Some are great and some are not. But today’s wardrobe is very different from its predecessor. Now it functions as the organizational hub for busy families. Often this area is also a laundry room, pet center, and craft area.

The lobby is a permanent, full-featured part of new home construction and remodeling. It is estimated that 3% of the useful surface of the house is dedicated to the lobby. A full room, while nice, is not essential for it to work for you. The essential is a design to store things such as: backpacks and briefcases, hats and gloves, sports equipment and small toys, dog leashes and towels to clean dirty feet, messages, schedules, appointments.

How to design for so many functions? Home improvement stores and specialty stores sell DIY supplies, or a designer can come up with ideas for storage and organization. Before beginning, evaluate the existing space. Who uses the area and what do they bring and need on a daily basis? Start with precise measurements, and then draw the area to scale.

Plan your hall as a multipurpose room and consider these 7 options:

1. With in-space laundry, add a cabinet with counter tops and upper cabinets for storage of cleaning supplies or general household items.
2. A designated storage center is ideal for pet food, potting soil, small outdoor toys, as well as a recycling spot for cans, paper, and glass.
3. A pantry cabinet can provide overflow storage for dry kitchen goods or easy access to snacks for kids. Use labeled bins inside cabinets to keep things tidy.
4. Vary the height of the hooks to allow for custom spacing and easy access. Young children cannot reach the high shelves, but will use baskets, low shelves, and hooks.
5. Place the dog’s leash and towel near the door.
6. For adults, keys and phones must have their designated area eliminating a search when you are ready to go out. Locate a message center for easy viewing for the whole family.
7. For floors, consider textured ceramic or porcelain stone tile. Vinyl can be slippery; wood and laminate do poorly in damp areas.

Digital Marketing

Online Photo Resizer for Passport Photos: A Comparison

Now, with the advancements in technology, you can resize your passport photos on your own and also from the comfort of your own home. You must be thinking how is this possible? Resizing a passport photo will surely involve a lot of technicalities, there will surely be measurements and other details to take into account… but now, with online photo resizers, you can forget about all these worries.

There are different types of resizers available on the internet, which can be downloaded for free and used to resize photos, such as your passport photo. All resizers have certain distinct features, however, any resizer can resize the photo, compact it, and convert it to jpeg format. They also offer protection by providing a watermark. You can also use the resizer to make certain changes to the font; you can change the font color, size and transparency. Certain resizers give you the option of creating individual passport photos that you can print with your own printer. They also give you the option to select the size and you can choose between Canadian, American, custom or a standard size of the same. Can you also download photo meters? that helps you resize and crop digital photos to standard passport photo size. There are certain resizers that give you the advantage of creating standard size photos, especially for web and email use.

The photo resizer can handle almost any type of image and help you crop the photo, reduce the size, and make a print out of standard passport photos. You can simply save the resized and refreshed image to your hard drive and take a print whenever you want. Also, you can get multiple passport photos at an affordable price.

These photo resizers are available on the internet. All you have to do is search and download them, that’s free too! Once downloaded, you can use it to resize, crop, adjust, make changes to, and convert a regular digital photo into a standard-size passport photo.

Relationship

The importance of perseverance in entrepreneurship

Perseverance is undoubtedly an important aspect of business success. The saying “If at first you don’t succeed, try, try again” means that few people are capable of achieving great things without first overcoming the obstacles that stand in their way.

Here are four examples, two from the past and two from the present, of successful business perseverance to help inspire you to achieve the seemingly impossible.

thomas edison

As a young man, Thomas Edison’s parents removed him from school after his teachers declared him “stupid” and “impossible to teach.” Edison spent his early years working and being fired from various jobs, culminating in his firing from a telegraph company at the age of 21. Despite these numerous setbacks, Edison was never discouraged from his true calling in life: inventing. Throughout his career, Edison obtained more than a thousand patents. And while several of these inventions, such as the light bulb, the printer, the phonograph, and the alkaline battery, were revolutionary innovations, the vast majority of them could be described as failures. And now Edison is famous for saying that genius is “1% inspiration and 99% perspiration”.

One of Edison’s best examples of perseverance occurred after he was already a successful man. After inventing the light bulb, he began looking for cheap filaments for light bulbs. At the time, ore was being mined in the Midwestern United States and shipping costs were very high. To combat this, Edison established his own mineral extraction plant in Ogdensburg, New Jersey. For almost ten years, he devoted his time and money to the company. Edison also obtained 47 patents for innovations that helped make the plant run better. And even despite those inventions, Edison’s core project failed due to poor ore quality on the East Coast.

Despite that failure, however, one of those 47 inventions (a grinding machine) revolutionized the cement industry and actually paid Edison back almost all the money he lost. Henry Ford would later credit Edison’s Ogdensburg project as the main inspiration for his Ford Model T assembly line. And indeed, many believe that Edison paved the way for today’s industrial laboratories. Edison’s foray into mining proves that dedication can pay off even in a losing company.

milton hershey

Milton Hershey had a long way to the top of the chocolate industry. Hershey dropped out of the fourth grade to take an apprenticeship with a printer, only to be fired. She then became an apprentice to a candy maker and later started 3 candy companies with no success.

However, Hershey was not giving up. After these failed attempts, he founded the Lancaster Caramel Company. Despite his initial setbacks, the Hershey’s caramel recipe was a great success. Looking beyond caramel, Hershey believed that chocolate products had a much better future, and he sold the Lancaster Caramel Company to start the Hershey Company, which brought milk chocolate to the masses.

In doing so, Hershey overcame failure and achieved its goals. He also created hundreds of jobs for Pennsylvanians and was generous with his wealth, building homes, churches, and schools.

steve jobs

Perseverance isn’t just limited to the early phases of a person’s career. In fact, failure can often occur after a long period of achievement.

Apple founder Steve Jobs achieved phenomenal success at a young age. When he was 20, he founded Apple in his parents’ garage, and within ten years, the company had grown into a $2 billion giant. However, when Jobs turned 30, Apple’s board of directors fired him from the company he created and he found himself unemployed. Instead of seeing this as a curse, Jobs treated it as a freedom to undertake new initiatives. In fact, Jobs later stated that getting fired was one of the best things that ever happened to him, as it gave him the opportunity to think more creatively and start a new company.

After being fired from Apple, Jobs founded NeXT, a software company, and Pixar, the amazing movie company that has produced animated movies like Finding Nemo. Subsequently, Apple bought NeXT. After founding these companies, Jobs not only returned to Apple, but helped launch its current resurgence in popularity with the creation and success of the iPod and iPhone. Jobs attributes the success of his career and his strong relationship with his family to the fact that he was fired from Apple.

Simon Cowell

Although Simon Cowell is now a pop icon and a wealthy man, Cowell faced struggles earlier in his life. When he was fifteen years old, he dropped out of school and worked various odd jobs. Cowell eventually received a job in the mailroom at EMI Music Publishing, where he was able to work his way up in the A&R department. After EMI, Cowell formed his own publishing company, E & S Music.

Unfortunately, Cowell’s new company went bankrupt in its first year of operation. As a result, Cowell was saddled with a large amount of debt and had to move back in with his parents. However, he was persistent and eventually got a job at a small company called Fanfare Records. Cowell worked at Fanfare for eight years and was able to help build the company into a successful record label. From there, he spent several years recruiting musicians and nurturing talent before launching the “American Idol” and “X-Factor” franchises that would make Simon Cowell a household name.

Health Fitness

How to Build Muscle 101: Your Complete No-nonsense Guide

The worst thing you can do when you start trying to build muscle is imitate what you see in muscle building and muscle magazines. Don’t try to do the things that professional bodybuilders do. You’re just starting out and they’re on a lot of steroids (meaning they can make gains on almost any program, even unhealthy ones).

If you’re an average guy or gal, you should follow a basic, no-nonsense approach to start building muscle fast. And you also need a guideline to follow to make sure you don’t overdo it at first (which ultimately hurts your progress).

With this in mind, read on to find out…

How To Build Muscle: Ten Tips To Help You Build Muscle Fast!

Here we go, the only “sane” guide you’ll ever need:

1. Focus on strength first – More strength will always equal more muscle. Also, it is embarrassing to be very big and not have strength. Furthermore, strength is the basis of all physical ability. If you are an athlete and want more resistance, more speed, more agility, etc. all these physical qualities will improve when you improve your strength.

*Bodyweight training: I recommend starting with bodyweight (BW) training first because you need to master your own bodyweight before attempting to lift more weights in iron form. Practice the basics: push-ups, pull-ups, dips, squats, pistols, crunches, V-crunches, etc. Move on to more difficult versions of each move when they get easy. Also, BW training is excellent for strengthening tendons.

* Weight Training: Weight training is great for building strength. And you don’t need a lot of expensive equipment. A set of Olympic weightlifting bars is all you need to get started. However, you should always make sure to lift with proper technique. Make sure you start with an empty bar and work your way up from there.

* Kettlebell Training – It’s also a great strength builder. You build strength at odd angles and can do Olympic lifting style movements like snatch, clean and jerk etc. with much less training than with a bar. You can get relatively good at these exercises quickly. And if something goes wrong, there’s less weight to drop on you or the ground.

2. Always use free weights – Avoid weight “machines” like the plague. The exercises that will make you stronger are done with a bar. Compound exercises like the squat, deadlift, bench press, and overhead press will do more for your strength levels and physique than anything else.

Here are some other reasons to lift with only free weights (specifically barbells):

* It’s safer: you’re not performing unnatural assisted movements like with machines. Barbells and free weights build strength in the movements where you need them. It also increases the strength of all your stabilizer muscles simultaneously.

* More efficient: Because you’re using more muscles (more stabilizers) to lift, press, and pull barbells and other free weights, you build more muscle with less effort.

* More Functional: When you lift heavy objects off the ground… over your head and explosively you are doing the same type of activities you do in real life. Which means that the strength you build in the gym will carry over to all areas of your life.

* All in One – You can do every exercise you can think of to get stronger, build muscle, burn fat and get fit with just a barbell and weights. You don’t need a ton of weight training equipment to take up a lot of space (great for a home gym).

* Kettlebells are like an entire gym, in just a couple of little iron balls. You need even less space for kettlebells, making them ideal for the home gym or traveling.

3. Always do compound exercises – you want to build strength and muscle in your whole body, so train it as a unit. The only exception to this is when you discover you have a muscle imbalance and then need to do isolation exercises to strengthen weak muscles and stretch “too tight” muscles (otherwise injury will result). For example:

* For the arms: don’t do tricep kickdowns or a lot of curls; Do push-ups, pull-ups, presses, and snatches.

* For the legs: do not do leg extensions or hamstring curls; do squats, kettlebell pistols, and deadlifts

* For your chest: Don’t do flys and pec deck – do bench press, overhead press and dips, etc.

4. Work your legacy. Hard. – Squats and deadlifts are full-body exercises. Because of this, they help put muscle all over your body. (In fact, you can put muscle in your chest and arms by working out your legs.) Also, you don’t want to have “chicken legs” with a huge upper body. Give yourself something stable to stand on: strong legs.

You’ll look good once you can squat 1.5 times your bodyweight (won’t take long!) and can deadlift the same (or more likely 2 times).

5. Full-body workouts are the rule. – You need to do full body workouts. It is not necessary to do isolation exercises. Why not get the best bang for your buck? Why not get the most results in the gym for the least amount of time? Here are 7 reasons why full-body workouts are better for building muscle and losing fat.

If you play sports, you’ll be more athletic and perform better if you do full-body exercises. Kettlebells are great total body tools as many of the exercises you do with them like snatches, cleans and presses etc work the entire body.

6. Recover as hard as you exercise – The more you overtrain, the slower your progress will be. Also, the bigger your muscles, the more rest you will need. In fact, you can gain 30 pounds of muscle by exercising for just a TOTAL 4 hours – the key is recovery. Your muscles always grow OUTSIDE the gym, not INSIDE it. This is what you should focus on:

* Rest. You don’t grow in the gym: do your three intense workouts in a week and get out there. Rest when you’re out of the gym. Meditation and relaxation are good because they reduce stress and cortisol levels, which helps you build muscle and burn fat. Think quality, not quantity when it comes to how much time you spend in the gym.

* Good sleep. Your body repairs itself when you sleep. Growth hormone and testosterone levels increase during deep sleep. Get 8 hours of good sleep if possible. However, deep sleep is more important than quantity. If you can take a quick 20-minute nap after working out, that’s great.

* Eat enough. Your body needs food to fuel itself and recover. Eat healthy (more on that in a moment).

*Drinking water. I try a gallon a day. Drink at least 2 cups at each meal. You need plain water to stay hydrated, and it’s great for a million other reasons, too.

7. Eat clean. You want muscle weight, not fat weight, right? eat clean. Anything in a box is BAD. Just accept it. Schedule one “cheat day” per week so you don’t go crazy trying to eat clean. Indulge in the foods you’re trying to give up that are bad for you that day, that way you’ll get sick of them and not want to eat them for the rest of the week. Perfection is hard to come by, so try to eat right 80% of the time. You need (in order of importance):

* Protein: Lean beef, chicken, eggs, whey protein and milk…

* Vegetables. broccoli, tomatoes, spinach, etc…

* Fats. Fish Oil, Olive Oil, Real Butter, Nuts, etc…

* Fruit. Bananas, apples, oranges, avocados, etc…

* Carbohydrates. Whole grain and brown, no starches, except after training.

8.Supplement – Some people don’t think you need supplements, I say our food supplies suck for nutrition. What should you take…

* Whey Protein – Helps you get protein (more on that in a bit)…

* Fish Oil: It is the best supplement for absolutely everything related to health.

* Green Superfood/Drink – For the plant-based/green goodness you need

* Multivitamin – to get all your vitamins AND minerals

* Enzyme formula: for faster recovery and better overall health

* Creatine: to quickly build muscle and many other health benefits.

9. Focus on protein. It is said that you need 1 gram per pound of body weight to build muscle. I’ve never been able to do that consistently, and I still build muscle and burn fat, but always focus on protein (not a protein-free meal in my mind). Also, protein has a greater thermic effect than other macronutrients, so it’s also good for fat loss. Here are good sources of protein:

*Red meat. Round ground, steaks, deer, buffalo,…

* Poultry. Chicken breast, whole chicken, turkey, duck,…

* Fish. Tuna, salmon, flooder, etc.

* Whole eggs. (yes, even the yolk). Or make 80/20, 80 percent white, 20 percent yolk

* Dairy. Milk, cheese, yogurt and whey protein…

10. Never give up – Don’t get frustrated if you don’t get results right away. Stay positive, a positive mental attitude is a must. Focus on the basics, get stronger, take baby steps, and before you know it, you’ll have come a long way. Subscribe to this site and check back often for more tips to help you.

Legal Law

The greed of bankers and corporations

Many wise people fear that the human mind is a universal code kept in its safes by the most greedy people, all kinds of political castes around the world, emperors bigger and smaller, bankers and corporations. Who is in the interest of having people who are not free individuals, and who do not have sound minds and pure hearts? Well, those who are slaves to greed! Unfortunately, the biggest media in the world, the biggest publishers, are increasingly becoming a powerful weapon in the hands of the shadow rulers, those who want to rule the people. While watching ‘Mr. Smith Goes to Washington’, we can relate to the plot and characters, because like human kindness, greed is eternal.

Some might say that bankers are players. I know I did on occasion, but life teaches us that this analogy is wrong. Because? Because I really respect professional players who put their own money on the line. Wall Street bankers, on the other hand, gamble with their clients’ money. They do not risk losing anything of their own, so they are not players. If we take a look at the legendary player Doyle Brunson and a bank manager, what we see are two different worlds. Doyle Brunson won his last hundred betting with his own money, and when his chips get higher and higher, it’s not because he’s stealing money from the poor, but because he’s doing his job better than other professional players. . What about the bankers? They get rich at the expense of the poor, and even if they lose money, they never get poorer. Because? Because the taxpayers are the ones paying their debts, which is always backed by the story that the failure of the major banks would cause an even worse recession in the US and the world. So citizens can and should declare bankruptcy, but the same rule does not apply to banks, which are clearly a double standard, which is pernicious for any free market.

If we know that corruption is the malignant tumor of every society, we must ask ourselves why banks and corporations benefit more from societies infected by corruption? Many underdeveloped countries are infected by corruption, through the dictatorships of the political castes, thus losing billions of dollars, but little is it known that there are increasing amounts of money flowing from underdeveloped countries to the banks and corporations of the world. developed. According to data published by the World Bank, corruption that takes the form of bribery and theft by state officials generates losses of between 34 and 56 billion dollars a year in underdeveloped countries. This represents barely 5% of the total amount of money that disappears from public funds. On the other hand, multinational companies steal more than 980 billion dollars a year from underdeveloped countries through tax evasion. Still, this is not covered by the official definition of corruption. This huge outlet is facilitated by the suspect financial system in underdeveloped countries riddled with corruption, as well as the creation of fiscal oases to which money from underdeveloped and corrupt countries is transferred. In such tax oases, companies exist only fictitiously, which is also the case with anonymous accounts and fake foundations.

The largest banks in the world became so powerful as to be able to control the systems of most of the countries in the world, which is particularly the case of underdeveloped countries. In recent years, they have managed to achieve deregulation in many parliaments around the world through their powerful lobbies, leading to an increased flow of money through banking systems that are out of control. Journalists have discovered that the world’s largest banks make hundreds of billions of dollars laundering dirty money from drug cartels and all manner of corrupt dictators and politicians.

If we know that the shadow master of the MMF is a consortium of the largest banks and corporations, who manage to squeeze money out of underdeveloped countries in suspicious ways, it is not surprising to see that a representative of the MMF claimed that the corrupt Croatian government has done a good job introducing pre-bankruptcy agreements, even if any beginner in economics knows that this very “law” makes corruption flourish in Croatia. It must be said that the small and beautiful Croatia is blessed by nature. It is a country of a thousand islands surrounded by a clear blue sea. In the heart of Croatia lies Gorski Kotar, a forested mountainous area with the cleanest fresh water in the world. There are endless fertile plains in the eastern part of the country, but despite all these blessings of nature, people throwing rubbish in garbage cans are becoming commonplace in cities, which is a huge defeat for all those politicians. who won the popular vote in the elections. last choice. The Croatian political caste has closed its eyes instead of fighting corruption. When they vote for new laws, they do so for the good of their tycoon friends, and not for the greater good. What is the MMF doing about it?

I wonder if the MMF has the power and honor to look at the man in the mirror. And so the MMF is praising the corrupt Croatian caste when they diminish the social rights of already poor citizens, when they decrease the already low hourly wage, and when they take away all the basic rights of workers, and we know there is no spending without reasonable wages. If there is spending, then there is also production, and how is there supposed to be spending if there is no one to spend? No work, no expense, and so on in a circle. Furthermore, the MMF has only praise for this spectacular robbery in Croatia, called pre-bankruptcy agreements. Yes, you may not believe it, but the MMF delegate has praised the government of the Republic of Croatia for that law, claiming that pre-bankruptcy agreements are a great idea. Kolakusic, a famed crime fighter and commercial court judge, said this is “a particularly astute law that reads like a manual on how to abuse it.” In the words of the judge himself: “I have noticed that this is a particularly cunning law, which facilitates innumerable abuses. Three subjects at the state level participate simultaneously in it: the Prosecutor’s Office, the commercial courts and the administrative courts, and none is responsible for anything. Such a law, such a cunning… I just couldn’t believe that such a thing was possible.”

So, this “law” has nothing in common with the free market and sane laws. Its purpose is to loot taxpayers. Where do the spoilers go? To the banks! They are not interested in the bankruptcy of the State tomorrow, and the people bleeding to death in the streets in pursuit of one revolution or another, because both the banks and the political elite will take their loot and look for a new one. country and new victims. This inhuman and anti-commercial law rewards ignorance, irresponsibility, laziness, embezzlement, looting, corruption… and punishes honesty, diligence and creativity. In short, thieves are forgiven hundreds of millions in tax debt, while honest businessmen have their small family businesses shut down for a few more undeclared kuna found in their accountants.

It doesn’t take a financial genius to understand that a thief who cheated out of a factory can never create new jobs; all he will do is destroy existing factories and jobs, and so we come to local and global economic crises. So how can the MMF claim to adhere to the rules of the free market? In a genuinely free market, there is no government protectionism. It is left to the free market. So if a company is not making a profit, it must file for bankruptcy, and then a new company will rise from the ashes, with a new brand and new visions and creative people, making a profit and creating new jobs. Freedom is in the genes of every human being, and this is also true for the economy, let’s not forget that people deal with the economy from the moment of their birth.

People despondently say that profit has become the epicenter of life. I will never stop believing that people are the epicenter of life. Compassion, kindness, love and faith, these noble values ​​hang eternally over humans like a sacred halo and an everlasting guardian of the spirit. Yes, we can create a better system to generate profit, but it will all be for nothing if we ignore people. Some scientists, politicians, and businessmen would say that the more people control their emotions, the richer and smarter they become. My message to them is: the moment you become the master of your emotions, know that you have lost them forever. They don’t say for nothing that one should listen to their hearts and souls when faced with a horrible dilemma. “Write down the thoughts of the moment. The ones that arrive unsought are often the most valuable.” (Francis Bacon) Is it not so also with emotions? Those who bask in the golden rays of the sun are much richer spiritually and much happier than those who only feel joy from the glow of gold. Because? Because the most valuable things in life are free. You can’t buy praised, pure and noble love without a lot of money, but you can have it if you haven’t lost your emotions.

Walter Guillermo Safar