Legal Law

What does your fingerprint say about you?

If recent news has been any indicator, we are becoming an increasingly digitized and virtualized culture, with one glaring and fatal flaw: our inability to realize how vulnerable our real lives are to the impact of our fingerprint.

Look at Detroit Mayor Kwame Kilpatrick, whose life has been changed by the discovery of text messages he sent to a romantic partner (who turned out not to be his wife). Or consider Arlington Mayor Carmen Kontur-Gronquist, “… who was ousted from office last month after she posted unrestricted pictures of herself in lingerie on her MySpace page,” according to the New York Times, Susan Dominus. (When asked why she posted such personal photos of herself on such a popular public website, she replied, “It’s my space,” indicating an internet naivety that is both quaint and hideously out of touch. for someone in a public office.)

If there is one modern catchphrase that we should all take seriously on this matter, it is this: The Internet is forever.

Unfortunately, that’s something that many of us, especially those in our 20s, don’t fully internalize. That’s what happened to Mayor Kilpatrick, who apparently thought erasing his messages from his PDA was enough to erase them from digital reality entirely. The same goes for former New York Governor Eliot Spitzer, who simply did not understand the ease with which his shady financial deals (all of which are mediated via Internet connections between the point of purchase, his accounting houses, financial institutions and any other places these days) could be tracked, compared and exposed.

The current generation is most at risk. It is not unusual for teens and young adults to post images on their MySpace pages, YouTube videos, or blog posts that show them passed out drunk, using illegal drugs, engaging in questionable actions, etc. Many don’t realize the impact these public displays of bad judgment will have on future employers, college admissions boards, and even potential peers. And simply deleting or deleting the images and posts does not provide protection. Sites like the Internet Archive (http://www.archive.org) (aka the Wayback Machine) and search engines continually cache copies of old pages, preserving those embarrassing or incriminating images for posterity.

In a world of nearly ubiquitous Internet access, nearly permanent digital content, and nearly complete archives of cyberspace history, the concept of digital hygiene is increasingly important.

Here are some things to remember:

1. As I mentioned, the Internet is forever. If you upload, post, share, or post it, it’s likely there until the last server goes down. Deleting copies at your end gets you nowhere. A corollary of this rule is that if you can hurt or embarrass you, count on someone to find you at the worst possible time. Rule of thumb: never post anything that you don’t want your grandmother, your boss, or your worst enemy to see.

2. Anyone can find anything. With enough time, access, and interest, a motivated seeker can find anything that is or has been publicly or legally available (and hackers can find everything else). Assume that anything, including email, text messages, purchases, financial transactions, personal data, images, etc., is public, searchable, and can be found no matter how well you feel it has been. covered his tracks or how anonymous he thinks he is.

3. Practice self-search regularly. Google yourself and see what comes up. Check out the Internet Archive and see for yourself how much of your previous cyber life is still available for public search. Take note to be aware of what is available about you and how you plan to address it if it arises.

As a last resort, you can sometimes remove harmful content from some search engines or databases. But don’t count on this to save your bacon if you’ve been naughty. All copies of all sources will never be deleted. Your best course of action is to simply behave yourself and stop assuming that because you are one of the millions of Internet users that you will somehow get lost in the crowd. The Internet can be a very busy place, but it is also an open and very public place. And if you’re wandering around naked with a beer bong strapped to your head, someone will notice.

Legal Law

Dickie Roberts: The Childhood Comedy Actor

Peggy Roberts was an actress who accidentally got pregnant. He did not know who his father was and felt that his baby, Dickie, slowed down his career. He decided to boost Dickie’s acting career by having him try out for the boy role every day, regardless of whether it was a girl role. His mother only loved him when he had a successful acting job. He did it in a big way when he joined the TV show called “The Glimmer Gang.” After seven years of being on television, the show was canceled and his mother left him. Dickie turned into a troublesome young man who was very rude and never stopped to help anyone unless it helped him.

While riding in the car with his girlfriend, Cindy, the car goes flat. When Dickie starts changing the tire, the car falls off the cliff and explodes. His girlfriend hooks up and leaves him behind. When he returns to civilization, he calls her but she never returns his calls. She thinks that even though she had a successful childhood career, it is currently a road to nowhere.

He starts parking cars for a restaurant and is only hired because the owner felt sorry for him. He decides to borrow a car from the restaurant in search of opportunities to advance his acting career. While driving, he is very rude to a man and leaves. The man writes the license plate, which actually belongs to Rob Reiner. She then runs into Brend Frasure, who says that he will see what he can do to get her an audition. Brend arrives and asks him to visit the producer, Rob Reiner. He says that physically he would be perfect for the lead role, but mentally he misses his childhood. As a result, he is a troubled young man who cannot act appropriately for the role. Hoping to land the role, she decides to hire a family to provide her childhood experiences.

After visiting many strange situations, Dickie meets the Prune family. George, the father agreed to let Dickie live with the family and then soon softens him with the rest of the family. At first, the family is tolerant of Dickie, but children Sam and Sally call him a strange danger. As he moves in, he begins to fill his water bed. Sally and Sam warn him about the water wagging game. Since you are not familiar with the game, you do not take your warning seriously. He ends up fighting with the hose while hitting him. Sam comes to the rescue and turns off the water.

Dickie doesn’t understand manners, which shows at dinner in George’s absence. Uses language that is not appropriate to use at the dinner table or in front of children. When he comes back from the bathroom, he hears the family talking about not wanting him around and it is suggested that he spend the night in the tree house. So make the best of a bad situation and decorate the tree house and play music. This attracts the child’s curiosity and sees what he is doing. They decide it’s not that bad and stick around to tell ghost stories.

It starts to rain so everyone goes to bed inside the house. You start having a nightmare. Grace, his new mother comes and wakes him up. Then she sings him to sleep. The next day, the children break the Slip’N’Slide. Since Dickie doesn’t have this experience, he tests it before the water turns on and the carpet burns. He tries it once with the water open, but decides it is not convincing. Add canola oil to spice things up and it ends up going through the fence.

The next morning, Dickie insists that Grace take him for a stroll ride. As they drive down the street, they run into their next door neighbor, who is angered by the leaves of the Prune tree landing on his lawn. Then he teases Dickie in the stroller. Dickie defends himself and Grace. Then a fan shows up and asks for a picture of Dickie. Instead, he gives you photos of his private. Then he decides to die his hair so that no one will recognize him.

Dickie walks to Sam and Sally’s school to pick them up. He realizes that a group of boys is picking on Sam, so he taunts them. They never bother Sam again. They all get in their mother’s car and make a quick stop for their graphic design interview. He couldn’t find the house, so Dickie decides to improvise by calling the fire department, who takes them directly to the house. As a result, Grace decides to cast him out as irresponsible. As he kicks it, the waterbed opens. They take the argument out. Neighbors next door yell at them for yelling on the grass. This time Grace defends herself and insults them. After the offended neighbors enter, the dog, Popeye, brings a dead rabbit home. It is owned by the same neighbors who have just been insulted. They clean it quickly and put it back in the outer cage. The neighbors find the rabbit in the cage and are scared. The rabbit died two days ago and was buried. They are moved by the devilish rabbit who takes Dickie out of the doghouse for a while.

The next day, a moving truck moves into a new family with a girl named Barbie. Sam falls in love with her but does not speak to her. Dickie breaks the ice between the two and then decides to learn to ride a bike.

While getting ice for his hits from the bike ride, he makes a deal with Grace. He will do whatever it takes if she promises to help him be a boy. It first requires you to remove the sanitary gloves that you have been wearing for ten years. George, the father comes home and is crazy about Dickie’s hair because he arranged for Dickie to do a commercial for his car business and left. They then have a realistic conversation about how George has always left and they feel like the marriage is falling apart.

That night, Dickie helps Sally with a dance routine for a test at school, which she likes. That night his girlfriend, Cindy, visits. George says he can stay because he is attracted to her. Dickie, on the other hand, doesn’t want her there. He feels like it will get in the way of her learning path and is still angry that she left him in the desert and did not return his calls. So he starts getting clumsy to get her to go away. He even pops a cork on his head and talks about children all the time. She leaves.

The next morning, the family fakes a Christmas morning with a red bicycle. Dickie tries to get excited, but doesn’t feel it. Then the family surprises him with his favorite game, Candyland. Now you know what it’s like to feel like a kid on Christmas morning.

Will Dickie get the role in the movie with all his effort? Look and find out.

Legal Law

Should attending college be compulsory?

When I asked my parents why I should go to college, they gave me nebulous reasons that I still can’t understand: “You need to find yourself,” “Complete your knowledge,” and “Because that’s what you’re supposed to do after high school, like everyone else. “

Many years ago I attended a private university. I already knew what I wanted to study, Spanish. The philosophy of this university was tough “old school”, designed to “eliminate” the weakest students. I managed to fail all of my first semester classes, which included: Biology, Calculus, Humanities, except Beginning Spanish, the only class that I liked and studied diligently. I wish I could have taken more Spanish classes that semester, but since I failed the other three, I had to take them again in a year for a lower grade. Also, to graduate from this university, enrolling in a bunch of required classes in more rigorous subjects covering: Science, Mathematics, Economics, Religion, Literature, History, Western Civilization, and a foreign language, of course Spanish, was necessary in to graduate.

Instead, I dropped out of that school before my exhausting and boring sophomore, second semester. So, I attended a more attractive university, where I discovered more ways to study the Spanish language, including taking more classes in basic Spanish and Latin American literature and going abroad. After graduating, I wanted to continue studying Spanish and was accepted into a public university where I studied for my master’s degree in Spanish literature and taught elementary Spanish to university students. I made enough to pay my apartment rent, food, and tuition.

But according to the website thoughtcatalog.com, the university is considered a “scam” because most students are blind when they go through a four-year university and still have no idea what they want to do as a career. They specialize in some subject area that they only care about halfway. To make matters worse, tuition alone for one year at the average out-of-state public universities costs roughly $ 26,000 or more. The bill for books, meals, and room and board can reach $ 6,000. That is $ 32,000. Private institutions, such as Ivy League, Vanderbilt, Duke, or MIT schools, cost significantly more, at least twice as much as most public universities.

But going to a four-year school is probably a winning deal if you’re 100% sure you want to keep learning a profession, especially one that will pay you a higher salary. Lucrative professions such as medicine (doctors, nurses, psychologists), many areas of science and law must attend a four-year school in order to learn more in graduate school.

This current system of attending a university is outdated. The idea that the university used to offer classes that students needed for life and career has not really worked, at least in the last three decades. Now, with the internet, it seems there are no limits to what you can study. Many online titles that are popular or in high demand help you learn the skills to make a lot of money. Online degrees are very attractive because they struggle to fit into a student’s busy schedule, especially if they are working. In addition, a student can study wherever he has an Internet connection: at home, in a coffee shop or at a friend’s house.

You may have to attend a four-year college if you know that you want to pursue an interesting career and it could help you earn a lot of money. Maybe you need to take a few classes in a classroom or online to see if a certain topic grabs your attention, or maybe brush up on your skills.

Ultimately, your decision will be up to you.

Legal Law

So can I really get a divorce for $ 399? How to Select a Profitable Marriage Lawyer

Today there is a proliferation of advertising promising a $ 399 divorce. Is something like that even remotely possible? Probably not. For starters, in New York State alone, court costs will exceed $ 300. However, you can obtain the necessary forms to process an uncontested divorce at your local County Clerk’s Office or even more easily on the Office’s website. of Administration of Courts of the State of New York. So if you have no disputed issues in your divorce, a cooperative spouse, and the willingness to do the paperwork, your total costs probably won’t exceed $ 400 (including the roundtrip subway or bus fare).

This article is for those of you who will need to hire an attorney, either because

disputed matters, complex assets, or child custody matters that require the expertise of a family law specialist, or you simply want someone to do the field work for you. And, if this is your situation, it should come as no surprise that you don’t get much in terms of personalized service or representation for $ 399.

The good news is that if you are wise and sensible (and have a spouse who will be, too), you may be able to get a divorce without spending a fortune. By that I mean you could do the job in the range of $ 1,500 (in the simplest, most “undisputed”) to $ 10,000 (in a more complex situation). However, I cannot insist too much, keeping your costs in this range will only be possible if neither you nor your spouse are uncompromising or seeking blood.

The following is a list of dos and don’ts to achieve this:

(1) Select your attorney carefully.

Make sure it’s someone whose personality and behavior match yours, and who has the legal knowledge and insight to tailor their recommendations to your needs. An attorney may surprise you with their personality, legal knowledge, rhetorical skills, or promises in an initial consultation, but if you can’t or refuse to listen, you will likely pay the price later.

(2) Maintain civil, even better, cordial communication with your ex-spouse.

Sometimes the only way to contain legal costs in a multi-issue divorce is to negotiate a deal directly with your spouse and then have the attorneys draft an agreement. In any case, establishing a postmarital civil relationship with your spouse as soon as possible, particularly when children are involved, can help facilitate commitment, reduce resentments, mitigate anxieties, and most importantly, mitigate legal costs.

(3) Be prepared to compromise.

The parties often lament their spouses’ inability to be reasonable, but just as often are unprepared to compromise. If you are convinced that your liquidation offer is so reasonable that no one could reject it, or you have made an overly generous first offer or are currently unable to weigh the stocks in a balanced way. It’s probably the latter.

(4) Be aware of what is most important to your spouse.

This does not mean that you have to give up exactly what you want. But accept the fact that an agreement will only be possible if you are flexible enough to be in a position to compromise on one or more issues that are critical to your spouse. At the same time, it is equally unrealistic to expect to prevail on all issues that you consider critical to yourself.

(5) Avoid practicing contradictory movements at all costs.

In certain cases, it may be impossible to resolve an interim issue that requires immediate attention without filing a motion, for example, issues such as temporary support or a spouse’s refusal to disclose critical financial information. In that case, you will have no choice but to file a motion with the court. However, if you must take this course, be prepared to incur legal fees that will almost certainly end up in excess of $ 10,000 (the cost of filing a single motion could be as much or more). And furthermore, keep in mind that if you embark on this path, you can make your case in such a confrontational tone that the costs literally multiply.

(6) Never tell yourself that you would rather pay your attorney than your spouse.

You can end up paying for both. It’s a tactic that only makes sense when your spouse’s expectations are through the roof and unlikely to hit the ground anytime soon. Also, the Court may ultimately consider you the unrealistic party, in which case you might even be ordered to pay your spouse’s legal fees.

(7) Help your attorney do your job for you whenever possible.

Most of today’s legal clients are educated consumers, who need not be told that it is prudent to help your attorney work more efficiently for you. But, if you’re allergic to paperwork, pathologically disorganized, or just don’t want to get too directly involved in a painful test, you’ll have to pay a premium. Virtually all divorce attorneys charge by the hour, and many areas of divorce practice are time consuming. On the other hand, if you spend hours explaining something to your attorney that he or she could have discerned from the documents, you will achieve the opposite of your goals.

(8) Realistically evaluate costs with your attorney on an ongoing basis.

To do this effectively, you will need to know both the scope and the underlying rationale for the steps your attorney proposes to take. It is not enough to know that your attorney plans to begin by preparing a Summons and Complaint. You need to know what that means and if it will require a few hours or a few days of legal work.

(9) Do not litigate over child-related issues.

If you cannot mutually resolve custody and visitation of your children with your spouse, you will have no chance of avoiding substantial legal costs. This means that while your children are not at risk, if you want or need to control costs, you will have to compromise with scheduling and custody labels. This is not always easy advice to follow. Often, one or both parties mistakenly view parenting as a battlefield to secure control or financial advantage over their spouse. If this is the case, it will be very difficult to avoid costly litigation.

Conclution

If you can avoid these nine pitfalls, you have a good chance of avoiding sinking into legal costs, even if that doesn’t mean a $ 399 divorce.

Legal Law

Download Full Version Movies: How to Download Movies Online

Looking for a place to download the latest movies in full version? A place where you can download movies quickly and easily in the highest DVD quality? With the Internet you can download the latest versions and instantly view them on your computer or burn them to DVD. But there are so many sites online, which ones should I use? And which ones should you trust?

You should always be careful on the internet regardless of what you are downloading, but follow a few simple rules and you will be able to find a great service from which you can download all the latest movie releases, whenever you want.

First of all, avoid googling the name of the movie. For example, typing ‘download Starwars’ or ‘watch Starwars’ into Google will bring you a bunch of useless results, probably including results from torrent sites. You should also avoid downloading from torrent sites, as the files you download may contain spyware and viruses. For the price of a DVD in stores, you can join a service from which you can easily download all the latest full-version movies, instantly and easily.

When looking for a full version movie download service, there are a few things to keep in mind. First of all, choose a service that has not only movies, but also TV shows, music, and other media. You can find sites that allow you to download all of these for a very low price, so make the most of what you spend.

You should also avoid sites with monthly fees. The best sites I’ve seen charge a very small one-time fee, that if you’re not satisfied, you can get a refund anytime within the next 8 weeks. Make sure the service you choose has a money back guarantee, in case you are not satisfied with the service. You should also verify that the service has a customer support section (the best sites I have seen have 24/7 customer support) in case you have a problem or question that needs to be answered.

Legal Law

Trivia Questions and Answers – Sports Trivia Questions

Looking for something fun to do at your next party or family event? Why not try the trivia? It is entertaining, exciting, and everyone can participate. It does not matter the age, sex and number of people. Trivia is for everyone and can be played anywhere.

Sports trivia is a great option because almost everyone knows something about sports. You may not be a fan of hockey, but what do you know about skating or sailing? Almost everyone has knowledge or information about some type of sport. You don’t have to be the biggest fan in the world to enjoy sports trivia. You can print and enjoy these fifty questions that I have collected on all kinds of sports and sports figures. Test your knowledge or that of your friends. Enjoy!

1: Brit Linford Christie was banned from competing for two years in which sport?

A: The 100-meter race because it tested positive for drugs.

2: Which country’s entire team failed to compete in the Sydney Paralympic Games?

A: Spain, they were caught enrolling non-disabled athletes in the games.

3: Which sports figure holds the record for appearing the most times on the cover of Sports Illustrated?

A: Michael Jordan has been on the cover 47 times.

4: Who is the only man who plays both an NFL game and an MLB game in a single day?

A: Deion Sanders

5: What two countries have not missed one of the Olympics today?

A: Greece and Australia

6: Which goalkeeper has the record for the most wins in the regular season?

A: Patrick Roy

7: What is the maximum weight of a golf ball?

A: 1.6 oz

8: In Olympic badminton, how many feathers does the bird have?

A: 14

9: What professional sport did bank robber John Dillinger play?

A baseball ball

10: Who was the only person chosen for the soccer and baseball hall of fame?

To: Cal Hubbard

11: Wayne Levi was the first golfer to win a PGA tournament using a colored ball. What color was the ball?

An orange

12: What athletic event is prohibited in high schools in all states except Rhode Island?

A: the hammer throw

13: The Soccer World Cup has only been won by three European countries. Who are they?

A: West Germany, England and Italy.

14: What NHL team was ever called the St. Patricks?

A: Toronto maple leaves

15: What sport, other than baseball, uses the word ‘homerun’?

A cricket

16: What sport does the Maurice Podoloff Trophy award?

A: Basketball, awarded to the most valuable player.

17: How many panels make up a soccer ball?

A: 32

18: How many points does a baseball have?

A: 108

19: Who was the first female paratrooper?

A: Jean Genvieve Granerin in 1799, jumped out of a hot air balloon.

20: What is the most watched sport in the world?

A: football (soccer).

21: Which sport has the largest number of participants in the world?

A: Fishing.

22: In what year did boxing become a legal sport in the US?

A: 1901

23: What edible substance was found in golf balls?

A: darling

24: Who holds the baseball record for most stolen bases in a single season?

A: Rickey Henderson

25: Who holds the record for the longest hitting streak in baseball?

A: Joe DiMaggio, 56 games.

26: Who holds the basketball record for the most rebounds in his career?

A: Wilt Chamberlain

27: Who holds the basketball record for the most fouls?

Answer: Kareem Abdul-Jabbar, 4657.

28: Who holds the basketball record for most blocked shots?

A: Hakeem Olajuwon 3830.

29: In what year was Dance on Ice included in the World Championship?

A: 1952, in Paris.

30: Who holds the record for the most home runs in a single season?

A: Barry Bonds set the record in 2001.

31: Which woman took silver at the Men’s World Figure Skating Championships in 1902?

A: Madge Syers-Cave, there were no women’s events and there was no men’s rule that said a woman couldn’t compete.

32: Who was the first woman to win the Women’s World Figure Skating Championships?

A: Madge Syers-Cave, won it in 1906

33: What is the name of the stadium where the Houston Astros play?

To: Minute Maid Park

34: What sport do the Houston Astros play?

A baseball ball

35: Which country won the men’s beach volleyball gold medal at the 2008 Summer Olympics?

A: United States, the Rogers / Dalhausser team defeated the Brazil team to win gold.

36: Who holds the record for the most goals in the NHL?

A: Wayne Gretzky, scored 894.

37: In what sport would you use the terms curl and curl?

A: Navigation

38: What sport does the Ryder Cup award?

A: golf

39: Who holds the record for the most goals in a season in the NHL.

A: Wayne Gretzky, in the 81-82 season he scored 92 goals.

40: How many players are on the field of each football team?

A: 11 there are 12 in Canadian football.

41: James Naismith is credited with inventing what sport?

A basketball. When it was first played, there were only 13 rules.

42: What sport has a three in the key rule?

A: Basketball, was introduced in 1936 to reduce contact between players.

43: In basketball, how far is the free throw line from the net?

A: 15 feet or 4.6 m.

44: How long is a soccer game?

A: 60 minutes.

45: In which sport can you find a dagger and a trapeze?

A: Navigation.

46: Which country held the 2008 Olympics?

A: The Olympics were in Beijing, China.

47: What sport does the Winston Cup award?

A: NASCAR

48: What sport did Sonny Liston participate in?

A: Boxing, he was a heavyweight.

49: Affirmed, he won the triple crown in 1978, who was his usual rider?

A: Steve Cauthen and he was the youngest rider to win the triple crown.

50: Who eight gold medals at the 2008 Summer Olympics?

A: Michael Phelps in swimming.

Legal Law

The Dream Act – Immigration Law Reform in 2010?

One of the many changes President Obama has promised the United States is immigration reform. Many ideas have been discussed. One of them is the DREAM Act, sponsored by Senator Lugar of Indiana and Senator Durbin of Illinois, among others. The basic idea is to allow certain illegal immigrants who were brought here by their parents at a young age and who have been educated in American schools to become permanent residents.

Under the DREAM Act, certain undocumented people could become legal residents. The first step in this process is for the person to enroll in some type of higher education, such as a university, trade school, or apprenticeship program. Another option is to enroll in the US military. If certain requirements are met, this person can apply for conditional residency in the US. Upon receiving an associate’s degree or a 2-year equivalent within six years of the initial petition, the conditional status can be changed and the person can become a permanent legal resident of the United States.

To be eligible for permanent residence under the DREAM Act, the person must have entered the United States before turning 16 years of age and must have been in the United States for at least five years without interruption. The individual must also demonstrate the ability to speak English.

Conditional residents under the DREAM Act will be eligible for private loans to finance their education, but will not be eligible for Pell grants. Under the DREAM Act, 65,000 students could become conditional residents each year and eventually become permanent residents and citizens if they comply with current immigration rules and regulations.

One of the ideas behind the DREAM Act is to better utilize taxpayer dollars that are used to educate young illegal immigrants in public schools across the country. If these young people are willing to continue their education through further education or through the military, they would be allowed to become a legal part of our society without fear of losing their families to deportation. Furthermore, the DREAM Act initially only benefits those who were likely brought across the border by their parents without a decision of their own. Many of these people have spent more years illegally in the United States than in their home countries.

The DREAM Act could be merged with other legislation as part of comprehensive immigration reform in 2010. If other ideas do not receive the necessary support from members of Congress, the DREAM Act could be enacted without additional reform measures. Either way, even the proposed legislation gives hope to many people now living in the United States who currently have no way to become legal residents.

Legal Law

What is considered when assigning 529 plan ratings?

The following are some of the key factors that are critical to granting 529 plan ratings: –

1. Tax exemptions

Many people see 529 plans as a way to avoid some taxes. Currently, there are 31 states in the US and the District of Columbia that offer tax-deductible features with their state 529 plans. Tax breaks could be as high as $ 10,000. In most states, the tax deductibles for people filing as a married couple are twice as high as for people filing as single. That means the tax breaks may be so good that they will overcome some of the other shortcomings of the plans.

Based on the tax breaks provided by the plans, the plans with the highest rankings for 529 plans are in the states of Iowa, Michigan, Minnesota, and Virginia. With that said, the advice is that if your state provides you with a tax deduction, then you don’t need to consider an out-of-state plan. If not, you can choose from these four states. These plans have good investment options and low expenses to start and maintain.

two. Investment flexibility

The number of investment options a plan offers is an important factor in deciding 529 plan ratings. Most states will offer at least three investment options, and depending on your type of investor, you will find these investments range from the most conservative to the most aggressive. There are also options to change your investment options as the plan ages. Such age-based portfolios would allow investors to start investing in stocks during the child’s infancy and then move on to more robust investment options, such as bonds and money market, as the child approaches the age to attend school. college. Many plans are classified according to the number of investment options they offer. The Virginia state plan has 21 investment options in US funds.

3. Expenses

Most investors are concerned about the costs they will have to bear to open 529 plans and then maintain them. Maintenance expenses are recurring costs that investors will have to bear and therefore are very significant when deciding the 529 plan rankings. Plans are better ranked if they have no enrollment fees, annual maintenance fees, and program administration fees. However, if the plans are started through an advisor, as some states make it mandatory, the costs will be higher. The states that rank high for low-spending 529 plans include the states of Utah, Alaska, and Michigan.

Legal Law

Richard Dawkins Struggles to Explain Morality: His Answer ‘The Moral Zeitgeist’

How do you describe the color gray, when black and white don’t exist? This is the heart of the problem Dawkins raises when considering morality and goodness. Having claimed to get rid of the idea that we do not base our morality on sacred texts, Dawkins is left with a void. It begs the question: where does our morality come from? Enter The Moral Zeitgeist.

Before embarking on his discussion of such a zeitgeist, Dawkins establishes a little preliminary work on the question of universal morality. He argues that there is a striking consensus between what we consider to be right and wrong, a consensus that has no obvious connection to religion, although he argues that it clearly extends to religious people. As an example, he includes a list he found on an atheist website:

• Do not do to others what you would not like them to do to you.
• In all things, live to do no harm.
• Treat your fellow human beings, living beings and the world in general with love, honesty, fidelity and respect.
• Do not overlook evil or avoid administering justice, but always be ready to forgive freely admitted and honestly regretted wrongdoing.
• Live life with joy and wonder.
• Always seek to learn something new.
• Proof of all things; Always compare your ideas with the facts and be ready to dismiss even a cherished belief if it doesn’t fit them.
• Never try to censor or isolate yourself from dissent; Always respect the right of others to disagree with you.
• Form independent opinions based on your own reason and experience; do not be blindly carried away by others.
• Question everything

Dawkins suggests adding:

• Enjoy your own sex life (as long as it does not harm anyone else) and let others enjoy yours in private, whatever your inclinations, which are none of your business.
• Do not discriminate or oppress on the basis of sex, race, or (to the extent possible) species.
• Don’t indoctrinate your children. Teach them how to think for themselves, how to evaluate the evidence, and how to disagree with you.
• Assess the future on a time scale longer than yours.

It’s hard to argue with Dawkins’ list as such, except to say that much of it is irrelevant to morality. For the most part it focuses on mutual pleasure and enjoyment. Don’t ruin my sex life and I won’t ruin yours, etc. It is not that there is something wrong with such a perspective in itself, simply that we must be clear that we are talking about mutual self-interest and not principles of what is right and what is wrong. Given that Dawkins argues that morality does not exist except as a psychological hoax, it is perhaps not surprising that his list approaches that way. However, a closer look at Dawkins’ principles for life encounters difficulties when it deviates into areas of morality. For example, statements like ‘don’t overlook evil’ require a clear definition and understanding of evil. In Dawkins’ world, where morality does not exist, neither can evil exist. In fact, one wonders why Dawkins cares about the question of moral standards of behavior. Presumably, the idea of ​​morality is a higher meme, replicating itself at the expense of lesser memes.

Dawkins ignores the question of how a value system can exist without an explicit understanding of right and wrong, but I would argue that such a value system is a path to tyranny. Consider Dawkins’s argument once more. Our sense of morality and goodness is derived from evolution by natural selection (via evolutionary psychology). Therefore, this moral sense is not a moral sense with reference to an external standard of good, but a strategy to promote the long-term interests of the species. As such, it is indisputably based on self-interest. It is this perspective that gives rise to what Dawkins calls utilitarianism and consequentialism (he tells us that he is consequentialist himself): according to the precepts of utilitarianism, law is defined as that which brings the greatest benefit to the majority of people. This is a dangerous philosophy. It validates the sacrifice of the individual to the interests of the group. According to this philosophy, when the world finds itself short of food, we will be executing and devouring the vulnerable minority to keep the majority alive. A closer examination of Dawkins’ “commandments” reveals the nature of this morality as it is. To consider:

“Do not discriminate or oppress on the basis of sex, race or (to the extent possible) species.”

The rating “as far as possible” reveals that this is nothing more than a matter of convenience.

Let’s move on. Having established this foundation, a kind of Moses and the Ten Commandments for the atheist stage, Dawkins expands his idea of ​​The Moral Zeitgeist. He argues that changing times reveal a changing morality; He cites slavery, women, and child abuse as examples. He argues that in any society there is a spirit of the age (zeitgeist) that is a “mysterious consensus” and that governs / reflects our morality. Examples cited include our attitudes towards women and racism, as well as the toll of wildlife and wartime casualties. This zeitgeist changes over time and this change is in spite of religion, not because of it. What’s more:

“The change is in a recognizable and consistent direction, what most of us would call an improvement.”

Dawkins asks the question; Where do these changes come from? But before we answer that question, we must examine the assumption Dawkins makes in the statement above, that most of us would call such a change an improvement. I think most of us would agree that this is the case, but before asking where from, we should ask why. Putting the fact of the matter aside for the moment, why should we consider it an improvement? Dawkins does not address the issue, but the obvious answer is that there is an external standard (of goodness or morality) in the world to which we are all connected, and that is separate from our own existence and that of the universe. Dawkins does not care about such difficulties. Instead, he concentrates on the question of where, and even here he has no clear answers other than “not religion.” (By the way, Christians argue that morality comes from God, not religion.) If pushed to advance a theory, he postulates the following approach:

• How is the change timed? By a change in the frequencies of memes in the group of memes: the propagation between the communities through an increasingly sophisticated interaction.
• What drives constant leadership? Individual leaders, education, and increased comprehension skills are cited as possible factors.

Readers should remember Chapter Five and the section “Be careful because you step on my memes” when evaluating the relevance and probable validity of such views. In my opinion, it makes no sense to talk about frequencies of memes and groups of memes, when no one has the slightest idea what constitutes a meme. Remember the words of Susan Blackmore:

“I’m just a story about me writing a book.”

And what about the definition of the moral zeitgeist as a “mysterious consensus”? Such vagueness only confirms the insufficiency of Dawkins’s explanation. He would never tolerate such carelessness in his adversaries, yet he freely indulges in it. Frankly, his explanations lack authority and he seems to acknowledge this aspect of his argument when he says:

“It is beyond my amateur psychology and sociology to go further to explain why the moral zeitgeist moves in its widely concerted form. For my purposes, it suffices that, as a matter of observed fact, it moves, and is not driven. “. by religion, and certainly not by scripture.

Without having said anything of any merit, except that he is not qualified to pass judgment, he finally concludes that:

“The manifest phenomenon of the Zeitgeist progression is more than enough to undermine the claim that we need God to be good or to decide what is good.”

Is this the anthropic approach to morality? Does the moral zeitgeist exist because it exists and progress because it progresses? Hardly irrefutable logic. Faith, possibly, rhetoric, certainly. Even from a purely logical point of view, your claim is wrong. The changing zeitgeist he analyzes has occurred with the present religion. Therefore, any conclusion drawn on an observable basis that excludes religion must be suspect. He has identified the change, but has failed to show that God had nothing to do with him. As he usually does, he concludes what he wants to conclude.

The truth is that this changing zeitgeist is not morality itself. Morality exists independently of this zeitgeist, which is simply a reflection of our understanding of this morality. We progress politically, socially, technologically and economically and we become more educated and more civilized. However, the fundamental nature of good and evil remains constant. And as far as the zeitgeist is in a recognizably consistent direction, this is not always the case: by Dawkins’ own admission, Hitler was just as evil as Caligula or Genghis Khan.

To appreciate the distinction between zeitgeist and morality, let’s consider Abraham Maslow’s hierarchy of needs.

Self realisation
Esteem
Love / belonging
Safety
Physiological

Technological, social and political development moves us up this hierarchy of needs, particularly through education. The first civilizations would have been concerned with physiological needs and would not have been entirely concerned with concepts such as morality. Western civilizations of the 20th century, on the other hand, would have been implementing such concepts in their worldview. Indeed, we begin to implement more kindness in our lives. That said, of course, goodness itself has not changed or evolved. Witness the 20th century, one of humanity’s bloodiest times, two world wars, the dropping of the atomic bomb, the napalming of innocents, Stalinism, Nazism. (By the way, none of these atrocities were carried out in the name of religion.) Dawkins describes them as gruesome setbacks, but considers them temporary phenomena and consistent with a sawtooth improvement in the spirit of the moral age rather than a mild improvement. He says:

“It is important to separate the evil intentions of men like Hitler and Stalin from the vast power they wielded to achieve them.”

Important? Because it is important? History is littered with evil men wielding great power and committing atrocities as a result. The question remains, how are Stalin and Hitler different from those who committed such atrocities in the name of religion? Clearly there is no difference. Dawkins argues as if Hitler and Stalin were alone in their corruption and evil. The truth is that millions connived to some extent with both, and the truth is the same for atrocities committed in the name of religion. The responsibility lies in the nature of man, not in his belief or disbelief in God.

Improving the moral age spirit, therefore, is not a matter of evolving goodness, but a matter of deepening our understanding of morality. Simply put, improving our physical condition allows us to invest more in the physical manifestations of this goodness in our lives and less in the fight for survival. Dawkins’s argument, on the other hand, simply reflects an increase in the sophistication of our application of self-interest principles.

Legal Law

10 reasons why education law is so important

If you work in a school or other educational establishment, you may already know why education law is playing such an important role in modern education.

This is what you need to know

1. Schools are just as responsible and responsible as other companies, and they must comply with the same type of regulations.

2. Compliance with education laws and relevant government policies is essential, and an experienced education attorney can ensure that your school or university does not violate any laws.

3. Your school will deal with many suppliers and purchase many goods and services. Education law can also help you make sure that the contracts you negotiate and sign are legal and in your best interest.

4. Unfortunately, student discipline is becoming a growing problem in modern education. It is important that you know what you can and cannot do to discipline your students.

5. The charity law can also apply to schools if they received donations or funds. By knowing how to deal with the paperwork and the legal implications involved, you can ensure that you stay on the correct side of the law.

6. Wealth management is another important area of ​​education. Perhaps you are considering buying or selling land for the school, or want help hiring contractors.

7. As in other sectors, it is important to remember that building, planning and environmental laws also apply to schools. If you are in the process of building a new wing or want to do more of your playing fields, you will have to make sure the plans are legal.

8. Employment law still applies in schools, so you will need to ensure that all your employees are treated fairly so that you do not violate employment laws.

9. When hiring new staff, you may need to verify additional skills or perform checks. An education attorney will be able to help ensure that your hiring process is up-to-date and legal.

10. Health and safety issues and schools always seem to be in the news and often for the wrong reasons, so it is important that your staff know exactly how lessons should be conducted, how lessons should be done cleaning and how other potential hazards may arise. Identified and minimized to reduce the risk of injury or illness to students and staff.

Now that you know more about how important it is to know and adhere to the relevant education laws, it may be time to ensure that your policies and procedures comply with the Education Law.