Lifestyle Fashion

9 hangover cures

SOME CAUSES

When your body ingests alcohol, it becomes dehydrated and filled with toxins (perhaps that’s why we describe the condition as intoxicated). You experience a number of sensations including sensitivity to loud sounds, light, headache, nausea, and thirst. In addition to physiological symptoms, alcohol is believed to induce psychological effects such as anxiety and depression. The Gin spirit has a reputation (deserved or not) for making some people feel discouraged or depressed.

Although the precise causes of the psychological symptoms of what we know as a hangover are not yet known, in general terms we can safely say that it is probably caused by toxins rapidly introduced into the system. This leads to a vitamin B12 deficiency, dehydration, and acetaldehyde poisoning (the liver breaking down alcohol creates acetate and acetaldehyde as waste products), hence the toxic effect of alcohol on the system.

Drinks that contain a high content of chemicals resulting from fermentation (red wine) will be more likely to cause a strong hangover than, say, white wine. Whatever the causes, you are likely to experience a hangover that lasts for up to several days, depending on your metabolic rate, your physical makeup (endo form or ecto form), your weight, age, and whether you are male or female, all depending on how you are. quantity and quality of alcohol consumed in relation to these qualification conditions.

So, let’s look at some tips to help ease that throbbing head and queasy stomach. For some this will work, for others well … cut down on the alcohol!

Try to drink a lot of water before you get stuck in the drink, and again after; This will help you stay hydrated and prevent you from actually having a hangover.

Some vitamin B12 capsules can help: Bovril, Marmite, and Promite spread also have varying amounts of vitamin B

Drink plenty of plain water and fresh fruit juice that contains vitamin C; orange juice is an example

A glass of tomato juice

Dry toast: It may be the lack of sugar that makes your legs feel unsteady.

Take a hot and cold shower alternately; it will wake him up at least.

A can of sardines or sardines (rich in minerals) if your stomach can cope with the idea

Exercise: ‘walking’ has long been on the hangover reliever list

Get a good night’s sleep – Getting enough sleep may be the best hangover cure, and you won’t be wandering the streets looking stupid!

Finally, and NOT on the list is coffee; it is a fallacy that coffee helps you sober up. With coffee comes caffeine and it is caffeine that dehydrates. Since you’re already dehydrated (which is what caused the ‘hangover’ condition in the first place), it’s the last thing you need.

Pets

The Marble Halls of the Oregon Metro

Serendipity is a wonderful thing: the discovery of something when one is not seeking to discover it. Oregon Caves, in the southwestern part of the state, is a case in point.

Elijah Davidson went out one day in 1874 to hunt deer with his dog. After you downed a deer, your dog caught the scent of a bear. The bear fled through a hole in the ground. To the hunter’s dismay, his dog went down the hole behind the bear. Now what was I supposed to do? Let your dog get out of trouble or come in and try to rescue him. Not quite sure what he was going to find, he entered after him with only matches for the light and ended up discovering the most wonderful cave in Oregon.

You can discover the Oregon Caves for yourself by taking a tour of the 480-acre (194-hectare) Oregon Caves National Monument. Perhaps the first thing your tour guide tells you is how Elijah Davidson discovered these caves. The end of the story for his initial discovery is that he ran out of matches while still in the cave. Fortunately, he followed an underground stream and fortunately his dog soon followed. A close call for both of you.

The 44-degree Fahrenheit (7-degree C) cave entrance is a locked door for which your tour guide has the key. One thing to remember about this cave is that it is still actively growing, so you shouldn’t touch any of the features. The oils from your skin stop the growth of the cave decorations by preventing the calcium carbonate from combining with the existing feature.

After passing the aptly named Great Column, enter the Joaquin Miller Chapel, one of the most beautiful rooms in the system with its well-spaced columns. They are formed when a stalactite growing from the ceiling joins a stalagmite growing from the ground to form a single structure. These features grow at a rate of 1 millimeter (about 1/25 of an inch) per hundred years. Try to find out how long it would have taken for the 12 inch diameter Great Column to form, about 30,000 years!

But the largest room is still ahead. It is quite a sight to see and the guide turns off the lights, leaving only the light of a candle lantern, which was how the first explorers of the cave saw it. No offense to modern electric lighting, but a cave looks bigger and more mysterious by candlelight. No wonder this is called the ghost room. On the other hand, it is nice to have the option to see it both ways.

A room this big has some surprises on its walls. Going up a set of stairs, which are almost steep enough to qualify as a staircase, is a secret room that was one of the last major rooms to be discovered. And your first impression of this small circular room is of feeling overwhelmed. One of the first tour guides in these caves was Walter Burch, who discovered this room. It looks like dozens of marble parachutes are about to descend on you. He thought the sight of all these shelves and columns was a wonderful sight and its hidden location away from the main room led him to name it Paradise Lost. Walter Burch also discovered the Ghost Room five years earlier.

The terms geologists use for cave features help you determine what you are looking at during the tour. The original rock of the cave when it was formed is called speleogenic, as in the one that was generated when the cave was born. Features that accumulate over time in the original rock are called speleothems. This includes stalactites, which are formed from mineral-laden water dripping down from the ceiling; stalagmites, which grow upward from mineral-laden water that falls to the ground, and columns, which form when these two features meet and continue to grow. To help you remember which is which, remember that “c” for “ceiling” is in the word “stalactite” and “g” for “ground” is in stalagmite.

There may also be a line of water that drips along a wall and minerals accumulate out of the wall forming what are called cave curtains and angel wings.

An added attraction, if you want to call it that, is one that the National Park Service found while rebuilding the trail. Therefore, they decided to divert the path to highlight the find. And what is this new feature? Black bear bone fossils from the ice age. Elsewhere in the cave are the oldest Grizzly fossils in North America, discovered in late 1997. There is a mystery for you. How did the bears get so far in the cave?

As you think about it, you may also want to think about how a Jaguar entered the Ghost Room and became fossilized. His remains have also been found here. Well geologists know that the cave had other openings in the past that have since been plugged, so these unfortunate creatures may have fallen down a well now hidden in the cave.

You shouldn’t find anything so frightening when you return to the surface world. The monument has three surface trails for exploration, including a nature trail that introduces you to the ancient forests of the area. The Big Tree Trail takes you to the largest Douglas Fir in Oregon.

The Oregon Caves National Monument is a must see for any nature enthusiast passing through southern Oregon.

If you go

Tours of the caves are conducted by a private licensee: Discovery Cave You will need to be reasonably fit to take a tour of the cave. Young children must be at least 42 inches (107 cm) tall and able to pass a simple stair climbing test in order to go. Children cannot be brought. The cave has over 500 stairs, and only the first room in the cave is wheelchair accessible.

Cave tours fill up quickly, especially during the summer, so try to get there early. Except for Thanksgiving and Christmas, the memorial is open year-round and cave tours are offered starting March 24. Due to the threat of spreading white nose syndrome, you should not wear anything that you have previously worn in another cave. Tours start and end times vary by season, check the Oregon Caves website for the most up-to-date information.

The dealership also offers off-trail tours that will get you muddy, but you will be able to see places that the regular trail does not allow. There is also a cave tour by candlelight so that visitors can see the cave the way the original explorers would have seen it. Both types of tours are offered only during the summer.

While you wait for your tour, you may want to cross the street to see the historic Oregon Caves Chateau, a 24-room, 6-story hotel that was built with local materials in 1934. It is tucked away in a waterfall glen with a trout pond.

Oregon Caves is 20 miles east of Cave Junction, which is on US 199 between Grants Pass, Oregon and Crescent City, California, at the end of Oregon Highway 46. US 199 can be a bit challenging for more rigs. long, but it’s a beautiful road and a lovely respite from Interstate 5. Also known as the “Caves Highway,” Highway 46 becomes narrow and winding for its last 8 miles. You will need to get to the monument in your tow vehicle, if you are on a trailer, or in your towed vehicle if you are in a motorhome.

There is no camping at the monument. The Siskiyou National Forest has campgrounds nearby. There are several private RV parks in nearby Cave Junction and Selma.

Real Estate

How much do fiberglass pools cost?

He started this journey hoping to be swimming in a pool in his own backyard. He has done extensive research on the different types of pools. You’ve decided that above ground pools are too small and clumsy, inflatable pools are too cheap and unreliable, and fiberglass in-ground pools are the best option. You know you have enough space for an inground pool and have decided to build it with fiberglass rather than concrete or vinyl. Now comes the most important part of the whole process: the cost.

Fiberglass pools offer pool structures of the highest quality. You can fit a fiberglass pool in almost any size garden and can be shaped to fit almost any shape. The variety and flexibility may seem like benefits, but they can be a real problem when trying to estimate how much a fiberglass pool will cost you.

Obviously, you don’t want to jump into a pool contractor’s office and ask how much it will cost without having a rough idea. High-pressure sales pitches are never fun and are likely to rip you off if you’re not polite. The problem is, you won’t be able to determine the exact cost of your fiberglass pool without asking the builder, but I can at least give you some ballpark estimates. Fiberglass pool prices vary widely.

The pool’s fiberglass shell itself will be the most expensive part of the pool. Small fiberglass pool enclosures that are approximately 26 ‘or less in length will cost between $ 10,000 and $ 12,000. Medium fiberglass pool enclosures (27 ‘- 34’ long) will cost $ 13-14,000 and any larger pool could cost $ 15-20,000.

Those estimates are based on the average price of fiberglass housings. They don’t factor in setup fees or any additional features you’re adding to your group. If you’re still willing to spend that much, go for it! In-ground fiberglass pools will add value to your property and pleasure to your life.

Shopping Product Reviews

Free Cell Phone Plans – Plus, No Contract, No Credit Check, and No Hidden Fees

When most people think of cell phone companies, they think there is a possibility that they will get a free phone with their cell phone contract, but they would be surprised to find out that there is a plan that is also free. With all the competition in the mobile phone market today, companies are looking for ways to attract new customers. The cellular industry is lucrative and growing every day due to the increase in use and demand for services around the world.

So in order to gain greater market share, new and established giants in the industry must become more imaginative in their approach. This gives the consumer the opportunity to get a great deal for a monthly fee. Newcomers like Metro PCS and Boost Mobile offer unlimited plans for $ 40 and $ 50 respectively. However, service-related reviews should be taken into account when opting for a good rate. Verizon has some of the highest ratings for helplines and assistance, but they are not as cheap as the others. T-Mobile gets good marks for its service and has started something revolutionary.

They have partnered with a smaller company to offer customers the opportunity to get their cell phone bill for free when they refer three new customers. In addition to this, there is the opportunity to start your own virtual cell phone business without investment. So if you are looking for a free plan, you can get one and make money at the same time.

Tours Travel

JT Thomas inducted into the Minor League Soccer News Hall of Fame

James “JT” Thomas, former linebacker for the West Virginia Mountaineers, will be inducted into the Minor League Soccer News Hall of Fame on Thursday, December 6, 2007 at the Oasis Resort Hotel & Casino in Mesquite, Nevada.

Thomas’ nomination was reviewed by the MLFN Board of Directors, and he received notification of his acceptance on July 30.

“It is truly an honor to receive this award,” said Thomas. “I owe everyone a big thank you for supporting me over the years.”

Thomas has used strong leadership skills, tireless work ethic, and passion for the game to become a driving force in the development and promotion of minor league and semi-professional soccer throughout the Midwest.

The history of JT Thomas’ football career can be divided into three different chapters: player, coach and executive. Thomas’s college career began at Fort Scott Community College (Kansas) in 1992. After his second season, Thomas transferred to West Virginia University (WVU).

In two seasons at Fort Scott, both as team captain, Thomas earned two Jayhawk All-Kansas Conference honors as outside linebacker and Defensive Player of the Game in the 1992 Valley of the Sun Bowl. As a WVU inside linebacker, Thomas received two Mountaineer Club Awards for excellence on the field, earned two All-Big East team honors and won the Defensive Player of the Game award at the 1994 CarQuest Bowl. He also led both teams in tackles each season.

A successful college career brought Thomas to the semi-professional soccer circuit in 1996 with the Charleston Rockets, where he was able to play with former WVU great Major Harris. Returning as an outside linebacker, Thomas led the team in tackles and became a league All-Star when the Rockets finished their 11-game regular season 10-1. Thomas attempted to carry his semi-professional ball success to the Arena Football League in 1997 with the Albany Firebirds, but suffered a career-ending leg injury on the third day of training camp.

Instead of a helmet and pads, the next step in Thomas’ soccer career included a headset and clipboard. After a season as the Defensive Coordinator for a 13-16 year old championship team, Thomas returned to semi-professional soccer in 2000 as the Head Coach of West Virginia WHAM! Located in Morgantown, WV, Thomas compiled a .695 winning percentage (41 wins, 18 losses), won three Coach of the Year awards, and led three league All-Star games in six seasons as WHAM! trainer.

In 2001, Thomas also directed the WHAM! to the Mid-Ohio Football League (MOFL) Championship.

During the 2003 season, Thomas assumed full ownership of WHAM! When he got off the WHAM! In 2005, he decided to shift his full-time focus to developing the success of semi-professional soccer and the WHAM! franchise. In the two years since he left coaching, Thomas held executive positions in the Ohio Valley Soccer League and the MOFL. In January 2007, Thomas was promoted to MOFL Commissioner.

Currently, Thomas oversees the day-to-day operations of the MOFL, an expanding 10-team semi-professional league in Ohio, Michigan and Kentucky. His love for semi-professional soccer is only matched by his desire to see the MOFL, and all minor league soccer organizations, produce a soccer product that is competitive, organized, developed, and entertaining for the game’s players and fans. of football. he wake up.

Thomas also serves as a semi-professional sports consultant at League Level, LLC, a company that provides marketing and promotional strategies for organizations with an emphasis on amateur and semi-professional athletics.

He currently resides in Morgantown, WV, with his wife Rochelle and two sons, Jared, 3, and AJ, 10 months. Thomas also has a son, JT Thomas III, from a previous relationship.

Arts Entertainments

Gangsters in America – Louis "Lepke" Buchalter: the only mob boss executed by the government

He was bad to the bone since he was born. He swindled, armed himself strong, and killed men with delight. In the end, for his many crimes, Louis “Lepke” Buchalter became a toast in Sing Sing’s electric chair.

Louis Buchalter was born in Williamsburg, Brooklyn on February 12, 1897. His parents were Russian Jews and his father owned a hardware store on the Lower East Side of Manhattan. Buchalter led a quiet life as a child. He often walked through the Williamsburg Bride with his father to accompany him to work. His mother affectionately called him “Lepkeleh”, which is Yiddish for “Little Louis”. His childhood friends shortened him to Lepke, a name that stuck with him for the rest of his life.

Lepke’s life took a turn for the worse when he was 13 years old. Her father died unexpectedly and her mother was so distraught over her husband’s death that her health began to seriously deteriorate. Doctors told him that he needed a change of weather to regain his health, so Lepke’s mother left for Arizona, leaving Lepke in charge of his older sister. Lepke, deeply resentful of being abandoned, was impossible for his sister to control. He soon dropped out of school and started walking the streets of the Lower East Side, looking for problems and mostly finding them. He connected with older gangsters, who taught him how to rob and rob, and how to kidnap old women for their valuables. In 1915, Lepke was caught robbing a store and sent to live with an uncle in Bridgeport, Connecticut. There he continued his thieving ways and was eventually sent to a children’s reformatory in Cheshire.

A few months later, Lepke, now just 16 years old, was back wandering the streets of the Lower East Side. He started stealing handcars and one day, he tried to steal a handcart that was already being stolen by another street thug named Jacob “Gurrah” Shapiro. The two quickly became friends and began a relationship that would last for the rest of their natural lives. Lepke and Shapiro teamed up and were the threat from the downtown pushcart owners. They tried to scale the latter to higher scores, but in 1918, Lepke was caught robbing a loft downtown and was sent to Sing Sing Prison with a five-year sentence as a result.

Lepke’s time in prison was the equivalent of a college education for criminals. When he was released in 1923, at the age of 25, he was now a hardened bully, with the knowledge to succeed in a life of crime. He teamed up again with his old friend Shapiro and they decided they could make a mint by selling “protection” to bakeries throughout New York City. Other criminals called them “The Gorilla Boys,” and Lepke and Shapiro convinced big names like Gottfried’s, Levy’s, Fink’s, and California Pies that they could stop “crazy immigrants” from setting their bakeries on fire. Of course, the crazy immigrants were the “Gorilla Boys” themselves, and those who didn’t pay protection actually set their bakeries on fire.

The next step for “The Gorilla Boys” was as slammers or legbreakers for the unions. Under their boss, Little Augie Orgen, Lepke and Shapiro made a living by keeping union members from the garment district at bay. Orgen was upset by the competition from Dopey Benny Fein, who was entering Orgen’s union territories. So Orgen sent Lepke and Shapiro to right Fein with bullets. The duo cornered Fein in a Bowery bar, but were only able to wound him, while Shapiro was shot in the back. Orgen himself took over Fein shortly after, consolidating his control over the unions. But then Lepke and Shapiro had the brilliant idea to take care of their boss the same way Orgen did Fein. And that’s what they did, filling Orgen with lead on a Lower East Side street, while Orgen’s bodyguard, Jack “Legs” Diamond, was around, not doing much to protect his boss.

Orgen’s murder propelled “The Gorilla Boys” in a big way. They instantly became stars in the underworld, hooking up with mob greats like Meyer Lansky, Bugsy Siegel, Frank Costello, Albert Anastasia, Dutch Schultz, Tommy Lucchese, and Lucky Luciano. His specialty was working on both ends of union agreements; blackmailing homeowners into paying protection and charging union members high fees, while squeezing out a good chunk of the top of a growing pot of union cash. Industries like the poultry business, the garment center, restaurants, and cleaning and dieting businesses, paid Lepke and Shapiro, who had more than 250 thugs working for them, an estimated $ 10 million a year just to stay in the business. deal. To show the government some legitimate income to justify their lavish lifestyles, Lepke and Shapiro, no longer called the “Gorilla Boys” but the “Gold Dust Twins,” acquired legitimate businesses such as Raleigh Manufacturing, Pioneer Coat Factory, and Greenberg and Shapiro.

Lepke, along with Luciano, Schultz, Lansky, Siegel, Costello, Anastasia, and Lucchese formed a national crime syndicate, which controlled all illegal activities in the Northeast and even the Midwest. Of course, for such an operation to continue to prosper and grow, sometimes dissidents, inside and outside the group, need to be “straightened out” or, in other words, killed. The syndicate put Lepke in charge of the murder department, with mad Anastasia as his deputy chief. They expertly ran what the press called “Murder Incorporated.” Lepke employed gunmen like Abe “Kid Twist” Reles, Harry “Pittsburgh Phil” Strauss, Happy Maione, and Dasher Abbandando, among others, to travel where needed, to straighten out anyone in need of grooming.

Trouble came for Lepke on behalf of special counsel Thomas E. Dewey, who had already incarcerated Luciano on a fabricated prostitution charge. Dewey went after Lepke for his extortion deals at the bakery, but Dewey took the hammer harder when he got the Federal Narcotics Bureau to build a case involving Lepke in a massive drug smuggling operation. Assuming he was facing a big moment in the slammer, Lepke ran away. Anastasia hid it in various Brooklyn hideouts, while another union member tended his rackets.

Lepke’s actions had an adverse effect on the rest of his friends. J. Edgar Hoover, obviously unaware that Hitler and Mussolini were wreaking havoc around the world, said that Lepke was “the most dangerous man in the world.” As a result, a $ 50,000 reward was offered on Lepke’s head. New York Mayor Fiorello La Guardia added to the heat when he ordered his police commissioner Lewis J. Valentine to start a “war against the bullies.” Things got so bad that a message was sent to Luciano, who was cooling his heels on the can, for sage advice on how to handle the Lepke affair. Luciano decided that for the common good, Lepke, after almost four years on the run, had to give himself up and face the music.

The trick was to convince a man, who was facing 30 years in life in prison, to turn himself in and take his medicine like a man. Luciano, always the cunning fox, came up with a plan whereby Moe “Dimples” Wolensky, a man Lepke trusted, convinced Lepke that a deal had been made with Hoover, that he would only be tried for narcotics and They would put him in jail for five years, tops. And if Lepke were to surrender directly to Hoover, Dewey would be completely out of the picture. Lepke had his doubts, and when he asked Anastasia for advice, Anastasia, who was obviously not in the deal, told Lepke, “This deal sounds crazy. As long as they can’t catch you, they can’t hurt you.”

On August 5, 1940, gossip columnist and radio host Walter Winchell received a phone call at his nightly lot, the Stork Club, at 3 East Fifty-Third Street. A hoarse voice on the other end of the line said, “Don’t ask who I am, but Lepke wants to come in. Contact Hoover and tell him that Lepke wants a guarantee that he won’t be harmed if he surrenders to Hoover.”

The next day, Winchell got on the radio. He said, in his usual choppy speech, like a machine gun fired from the mouth: “Your reporter is reliably informed that Lepke the fugitive is on the brink of surrender, possibly this week. If Lepke can find someone in whom you can trust, I am told you will come in. I am authorized by the G-men that Lepke is assured of safe delivery. “

On August 24, 1940, Winchell received a phone call telling him to go to a pharmacy on Eighth Avenue and Nineteenth Street and to sit in a phone booth in the back. At 9 p.m., a customer casually approached Winchell and told him to call Hoover and tell Hoover to be at Fifth Avenue and Twenty Ninth Street at 10:20 p.m. Winchell himself was told to drive immediately to Madison Avenue and Twenty Third Street. Winchell did as he was told, and at 10:15, Lepke, wearing a mustache as part of his costume, got into Winchell’s car. Minutes later, the two men got out of Winchell’s car and headed for a black limousine. Hoover was sitting alone in the back seat.

Winchell opened the back door of the limo and said, “Mr. Hoover, this is Lepke.”

Hoover said to Lepke, “How are you?”

Lepke said to Hoover, “Nice to meet you. Come on.”

Almost immediately, Lepke knew he had been misled. Within days, Hoover told Lepke that there had been no conditional agreement for his surrender. Lepke was tried for narcotics and sentenced to 14 years. But then the roof fell on Lepke, when, after his first trial, Hoover turned Lepke over to Dewey to stand trial for the murder of an innocent idiot named Joe Rosen, whom Lepke ordered killed in 1936. Rosen was killed because he threatened Going to Dewey and telling him that Lepke had stolen Rosen’s trucking business. As a result, the Lepke boys fired 17 bullets at Rosen. At Lepke’s murder trial, a rat bitten, including Abe “Kid Twist” Reles, testified that Rosen was killed on Lepke’s orders. After a brief jury deliberation, Lepke was found guilty and sentenced to death.

Lepke lost appeal after appeal for a full four years, and was scheduled to be executed on March 2, 1944. Then suddenly, on the day he was to be executed, Lepke dropped a bomb when he requested a meeting with the city’s district. from New York. Attorney Frank Hogan. Lepke told Hogan that he had information on political corruption reaching the President of the United States, Franklin D. Roosevelt. Lepke obtained a 48-hour clemency and Hogan went to see Dewey, who was now Governor of New York and the only one who could stop Lepke’s execution. Hoover told the story of Dewey Lepke. Dewey, who would later run unsuccessfully for president, turned a deaf ear to Lepke, sealing his fate.

On March 4, 1944, Louis “Lepke” Buchalter, knowing that his best friends had toughened him up and without a trace of emotion or remorse, was executed in the electric chair in Sing Sing Prison.

Business

How to Start a Small Business: Insurance Tips

Your company and others like it is the anchor of this country. Almost everyone assumes that large companies generate most of the income that America produces, although they simply do not understand in total that small companies hire far more people and produce even more income compared to those large companies. When starting your own business, there are many elements that you will want to consider within your business strategy plan. An insurance policy mitigates your risk, small business insurance is one of the most important factors in your strategic business plan. When looking for business insurance packages, there are many types of insurance you will want to purchase and now we can look at the different insurance policies. While we will discuss insurance coverages that are based on many types of businesses, you may want to speak with an experienced insurance agent regarding your business requirements.

General commercial responsibility

This is the first protection you will want to consider because it is on the list of necessary insurance policies that it is possible to purchase. The following insurance policy coverage that defends your business for both bodily injury and property damage. This means that this protects your company from accidents that are your fault, and insures your company in situations where an individual or property is broken and / or injured. All commercial companies will need to have this particular coverage because it will handle many types of claim cases. This particular policy defends your business from libel and slander, as well as slip and fall incidents. This type of coverage insures you for various claim circumstances, it does not cover all of them. The types of insurance that are not covered by your standard liability policy are; Liability for liquor, assault and battery, commercial property, workers’ compensation, professional liability or commercial automobile. The coverage limits for this type of insurance policy reach a certain limit, and for a higher limit, you will need an excess insurance policy. A blanket policy can also cover your auto liability, as well as your workers’ compensation coverage, increasing those liability limits. When deciding how much liability insurance you should consider how much you have to lose.

Small Business Property Insurance

You now have policy coverage that can protect you for both the building you own and the property within it. Generally, the following coverage plan covers the building and / or contents for many types of incidents, such as fire. This coverage does not insure property that leaves the premises, so you would need Inland Marine insurance. An Inland Marine policy can cover everything from small equipment to large construction tools or all kinds of other types of property that would be removed from commercial facilities.

Small Business Auto Insurance

This coverage is auto insurance for your company’s cars. Typically, a small business requires higher limits on auto insurance coverage compared to its own personal auto policy. Your small business auto policy would have increased liability coverage limits, but insurance coverage is relative. Typically, you look for liability insurance coverage along with the following; Medical payments, uninsured motorist coverage, comprehensive coverage, collision, towing and rental. If you ever rent a car or have a staff member who drives his or her own personal car to run an errand, you should have Rented Vehicle Liability and Not Your Own. As long as your LLC or Corporation owns the vehicle, you need to make sure the cars are insured with a commercial auto insurance policy.

Workers compensation

This particular insurance coverage, also known as Employer Liability, would be the coverage that protects employees and can pay claims in which any employee was injured on the job. Again, another critical coverage considering that medical treatment is incredibly expensive. Without having insurance, you insure yourself and will be responsible for almost any health care or lawsuit expense. This coverage does not cover claims for discrimination or sexual harassment for which you would need work practices liability insurance.

Insurance is an important part of any organization. Protects your business against various types of claims. It is important that you understand what you are getting, in what area this insurance will cover you, and what is not insured within an insurance policy. Make sure you always understand their policy. Insurance is generally complicated knowing that this is why you really need to buy from an insurance broker who is experienced in small business insurance. Having provided insurance to business owners like you for over 35 years, we have the experience to help you with all of your small business insurance needs. Contact us for an insurance quote. We write insurance in multiple states and can easily help you get the insurance coverage you may need.

Home Kitchen

7 things to consider when buying granite

If you’ve decided to update your home floors / work surfaces with granite, you’ve likely already learned about color options, movement, and durability. But how can you tell if you are getting good quality granite? After all, you are making a large investment in your home and you want to make sure you get exactly what you expect. As you begin your selection process, be sure to ask these questions and pay attention to detail.

  1. If you buy granite for countertops, look for slabs that are a minimum of 3 meters long, as this is one of the key indicators of a quality piece of granite. These will cost more, but they really are the best.
  2. Will granite be cut with water or kerosene? While either is acceptable, the higher quality option is water cut granite as it is better for granite and does not detract from the stability and strength of the stone. If the granite has been cut with kerosene, then the latent ferrous and ferric mineral particles are activated which will eventually cause discoloration and pitting of the polished surface. Kerosene cut granite also begins to show dull spots within 6 to 18 months, giving granite a dull appearance. Lastly, kerosene cut granite should not be used in homes with radiant heating, as the kerosene will evaporate from the stone and bring unpleasant odors and health hazards.
  3. Can the supplier use granite slabs from the same block for a single job? This will add to the overall look of the finished project. If more than one slab will be used, then the material should be a near perfect match in tone and color (an exact match is rare due to the natural coloration and movement of the granite).
  4. The finished product should have a mirror-like appearance (ask to see the finished parts in the showroom to find out what to expect from the installer / fabricator), as well as consistently high gloss.
  5. Your granite countertops, once installed, should have seams that are as smooth and nearly invisible as possible. Again, you’ll want to see showroom samples for this. Check that the edges are slightly beveled and well polished at the top edge of the joints or seams. Edges that are simply cut will appear lighter in appearance than those that have been beveled and polished.
  6. Look at the showroom samples and note the edges. Good quality granite countertops will have smooth edges without the wavy look that occurs when a fabricator uses handheld equipment instead of an automated edging tool.
  7. Do the colors and grains “match”? Although an exact match is unlikely, when the surface finish is applied, there should be a consistency to the granite, even if there are seams and multiple pieces of granite used for the project. Additionally, the granite slabs must fit together precisely for the countertops to flow smoothly, which adds to the elegance and overall appearance of the stone.
Auto

The Lamborghini Gallardo LP550-2 Valentino Balboni

The Lamborghini Gallardo lives up to the current crop of supercars. However, some people complain that the all-wheel drive Gallardo is a bit tame, and to answer those criticisms, Lamborghini has responded with the special edition Gallardo LP550-2 Valentino Balboni, named after the legendary racer. Lamborghini test site. The basic principle behind this new LP550-2 is that less is more. The car shares the same 5.2-liter V10 at its heart that produces 550bhp, which sounds like a lot of power but is actually 10bhp less than what a standard Gallardo offers. The other clue is in the name of the car, the 2 signifies the fact that this model only has two-wheel drive.

The result is that this car feels more like an old-school Lamborghini, which in theory means that it should be even more fun to drive than the standard model. Because the front wheels now don’t have to think about anything else other than changing direction, the steering feels more responsive and has a bit more feedback than on the regular all-wheel drive Gallardo. Despite the wilder and more responsive response, acceleration and top speed undergo changes with the 0-60 time reaching 3.9 seconds, 0.2 seconds slower than a standard Gallardo and a top speed of 199 mph instead of 202 mph. .

But these stats don’t really matter – the LP550-2 has been designed entirely as a drivers car and it is the feel of the car on a track that has taken precedence, not the split-second differences of an endurance race. Being a car for drivers, this model is certainly less forgiving than the standard edition and should be treated with much more respect. Even with traction control and other safety features on, it’s not hard to imagine some of these cars hitting the ditches at the hands of a less experienced driver.

Not that there are many LP550-2s on the road in the first place – this special edition production is limited to two hundred and fifty and priced at around $ 220,000 ensures that, as well as being one of the best-handling contemporary sports. cars around, the Lamborghini Gallardo LP550-2 will remain as unique as it is satisfying to drive.

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Theft facts and statistics

Quick Facts: Theft Statistics

What is considered a robbery …

Burglary is defined as the illegal entry into a structure to commit a felony or theft. The use of force is not required to enter to classify a crime as robbery. Theft is classified into three sub-classifications: forced entry, illegal entry where force is not used, and attempted forced entry.

Source: FBI Uniform Crime Report 2005

Theft facts and statistics …

* Property crime accounts for slightly more than three-quarters of all crime in the United States

* In 2005, law enforcement agencies reported an estimated 2,154,126 theft crimes, an increase of 0.5 percent compared to 2004 data.

* An examination of the 5-year and 10-year trends revealed a 1.8 percent increase in the number of robberies compared to the 2001 estimate, and a 14.1 percent decrease from the 1996 number.

* Theft estimated for 21.2 percent of the number of property crimes committed in 2005. The average loss in dollars from theft crime in 2005 was $ 1,725.

* Of all theft crimes in 2005, 65.8 percent were from residential structures.

* The majority (62.4 percent) of residential burglaries in 2005 for which the time of occurrence was known occurred during the day, between 6 a.m. and 6 p.m.

* Among burglaries from non-residential structures when the time was known, 58.0 percent occurred overnight.

* A robbery occurs in the US every 14.6 seconds according to the Crime Clock from the Uniform Crime Reporting Program.

* According to the FBI’s Uniform Semiannual Preliminary Crime Report, January-June 2006, “Theft crimes showed an increase, 1.2 percent higher than the 2005 level.”

* Overall, in approximately 84% of all robberies, the offender managed to enter the victim’s residence or another building on the property.

Source: Crime in the United States 2005 Department of Justice – Federal Bureau of Investigation Date of publication: September 2006

Source: Bureau of Justice Statistics www.ojp.usdoj.gov/bjs/

Where thieves break into a house …

A survey in Pennsylvania showed that 81 percent of residential intrusions occur through the first floor.

34 percent of the thieves entered through the front door;

23 percent through a first-floor window;

22 percent through the back door;

9 percent through the garage;

4 percent entered through a basement;

4 percent through a keyless entry;

2 percent through a storage area;

and only 2 percent entered anywhere on the second floor.

A study in Connecticut showed that 12 percent of burglaries occurred through an UNLOCKED door and that in 41 percent of alarmed homes that were burglarized, the security system was not turned on.