Home Kitchen

Top 10 renovation tips

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Having completed a renovation in Albury, on behalf of a client who was living remotely, they needed someone to manage the process for them. I thought it was a good time to reflect and pass on some advice to all you would-be renovators who want to tackle it themselves.

1. Start with the end in mind

What I mean is that you are renovating to sell versus renovating to put a tenant in the property at a higher rent than before versus renovating to live in yourself, the budget, the choice of fixtures and fittings, and the amount of work you will have do will vary.

In the event that you are renovating to live, you will likely make a lot more than either of the other two options, simply because you intend to live there and get the benefit of the money spent over a period of time.

Also, when renovating for sale or even rental purposes, you need to constantly consider whether I am adding more perceived value than actual cost. Am I getting a return on my money? Knowing where to draw the line is the key.

2. Have a budget

Don’t start renovating without having a budget in mind. You should have an idea of ​​how much everything will cost and keep track of your expenses during the renovation to make sure you don’t run out of money.

It may be okay to leave a renovation unfinished if you live there (although not desirable), however if you are renovating for sale or to put in a tenant, it must be finished before you can sell or rent the property. Running out of money in the middle of the kitchen or bathroom is a sure way to get into trouble.

3. How are you financing the renovation?

If you have the cash on hand that’s great not many of us do but if you do it’s the easiest and simplest way to finance any renovation you know how much you have and can pay for materials and labor as necessary.

If you are using borrowed funds, make sure you understand the requirements for releasing those funds; If it’s a loan against equity, it could be as simple as the funds going into a clearing account until you need them. If it is a dedicated renovation loan, you may need to provide or pay bills and have it reviewed by the bank before receiving payment. There are many different ways this can work and you need to make sure you understand what is required to access the funds.

4. Quotes

It’s not practical to get quotes for every item, and in fact, in some cases, getting quotes will actually make it more expensive. If the job is a small job that doesn’t take much of a tradie’s time, if they have to come to the site, quote it, and then come back and do the job, you could end up paying more. Often for these smaller jobs, the best course of action is to find a reputable dealer in your local area and simply book the job to be done. As long as you understand your hourly rates and any calling fees.

5. Tiling in old houses

Almost without exception, in older homes, the walls and/or floors (especially if they are made of wood) are rarely square or straight. In the kitchen, for example, using larger format tiles for the backsplash can help hide these sins.

If a new kitchen is being installed it will be installed level and if the window is out 10mm from one end to the other, if you use 100mm subterranean tiles for a backsplash you will notice. However, if you resize to a modern 300mm x 400mm backsplash tile, you won’t notice the 10mm that the old window is out of square (well, most of us won’t).

Likewise, old floors are often out. In the renovation I just completed for a client, the kitchen floor was out by 67mm along a 4m kitchen. We were able to deal with this by adapting the skid height throughout the kitchen, but these items are worth being aware of and planning for.

6. Replace versus repair

When planning a renovation, particularly one that includes a kitchen and bathroom, one of the first things you should do is evaluate your cabinets and tile. Are they just outdated or are they really shabby? You may be able to refinish the cabinets or use tile paint on the tiles if they are in good shape. This could save you thousands on the cost of your renovation.

7. Electrical work

It may be a good idea, especially in older homes, to have an electrician come and look at the existing panel. Electrical legislation changes all the time and depending on when the last electrical work was done and what you need to do, a complete upgrade of the board may be required to bring it up to code. This can be expensive. Also, legislation requiring safety switches is already in place in some states and will go into effect in others, it’s best to check with a qualified electrician to find out what to do about compliance.

8. Plumbing work

While all new homes are almost exclusively PVC plumbing these days, if you’re renovating an older home, be prepared to find some tile drain pipes that in some cases the plumber will have to make a connection to fit the pipes. Modern PVC sewer pipes.

It’s also worth being careful with demolition work around old plumbing fixtures, as it’s very easy to damage china pipes, and if they crack and leak, you could find yourself in for a much larger repair than anticipated.

9. Work planning

Once you’ve worked out the scope of your renovation, know the budget and what trades are involved, the next step is to schedule it. You need to think about the logical order of doing things so you don’t redo work or have trades damage the work of other trades.

Usually you want to do the demolition work first, then any new construction, ie walls, cabinets, etc. plumbing points for cabinets, etc.

It’s best if you can save the finishing trades like tile, paint, and flooring for last. In some cases, you may be able to have the painter start in another part of the house if there are areas that are not being completely renovated.

Always leave the flooring to last, it should be the last thing you put on so that the new flooring doesn’t have a chance of being damaged by trade-ins or getting paint stains.

10. Check the renewal

Probably the most neglected stage of a renovation, but it is just as important as the rest. Check all your actual expenses, yes, including receipts from Bunnings, and add them up to compare with your budget. Did you stick to your budget? You need to know how much everything really cost you so you can determine its performance.

Don’t skip this step, even if you think you know the answer, or if you don’t want to know the answer because you know you missed it. Still, do it, as it will help you better plan the next one by seeing the area where your budget was spent.

Digital Marketing

Brad Weinman’s Attraction Marketing Model Review

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I just finished reading “Attraction Marketing Plan”, and I think this is an outstanding piece to go along with “Magnetic Sponsoring”.

What’s great about this piece is Brad’s story. Before joining a network marketing company, he was basically an introverted artist. This spoke to me as I am an introvert myself. The way he was able to build his organization gives other introverts hope that we can all achieve what he could.

Brad explains step by step how to create an attraction marketing campaign. Although it is the same as what you may hear (Position yourself as an expert, you need to sell yourself…), what is unique is that it emphasizes writing a bio page about yourself to sell yourself. He doesn’t say write about what because you’re driving, or that you have a dog with bad breath. Brad says to write about how you will add value to your prospect.

If you’re going to mention that you drive a clunker, you’d better explain why and how that little piece of information is useful to the prospect. Find your “brand” and market it to the world. In other words, market yourself FIRST before your product or business opportunity.

Brad also teaches you the basics of writing copy, lead capture pages, as well as the importance of building your list. As all network marketers know, your list is your greatest asset. Brad emphasizes that this list is not bought or “harvested” but is grown by you. And the only way to keep people on his list is to build a relationship and keep delivering value.

I highly recommend this book to anyone serious about the networking business. My point is that I would recommend this to someone who is frustrated with their business BUT wants to make their business work. I wouldn’t give this to any tire kicker or anyone with a “ME” attitude. This eBook is about how you will benefit your prospect, not how your prospect will benefit you. If you’re looking for an overview of how to set up a campaign, this is the book for you. Although this book goes into detail to some extent, if you want to get into the details of creating Google AdWords campaigns or building sites and such, go with some of the affiliates Brad suggests.

Brad gives you enough “to be dangerous.”

Relationship

Life is a stage: Grease makeup tips and tricks

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Whether you’re thinking of wearing oily makeup for a theatrical event, a special Halloween party, or some other occasion, you need to know what products are out there and how to apply them.

While grease makeup requires more time and preparation than regular water-soluble face paint, it also lasts much longer. Most importantly, grease makeup will not smear or run under hot lights or conditions where you might perspire. With oily makeup you can create a more dramatic and even professional look.

In addition to your grease face paints and pencils, you’ll need:

  • facial cleanser or cleansing cream and/or baby shampoo
  • clean towels or paper towel
  • clothing cover and headbands or shower cap
  • possible shaver for men
  • mirror if you are not working from home
  • good quality paint brush, powder brush
  • professional setting powder, talc or baby powder and applicator (see below)
  • Q-Tips or fine paint brush, tissue paper, paper towel are helpful
  • Other items you might also consider:
  • light moisturizer
  • baby oil (to correct mistakes after the paint has ‘set’)
  • charcoal eye pencil
  • mask
  • sponge
  • mr gold water sprayer
  • glitter and other decoration

Before you start applying makeup, you need to prepare your face so that it goes smoothly. Clean your face thoroughly, pinning your hair up when necessary and, for men, shave. (Men with beards can apply greasepaint makeup, but it can be tricky to keep it off your hair.) Remember that greasy makeup will stain clothes, so wear an old button-up shirt. After your skin dries, apply a very light moisturizer.

Working first with the lightest color, usually white, and a good quality brush or sponge, or your fingers, you can outline the area and then fill it in. Alternatively, you can paint following the contours of your face. Oily make-up may not spread easily if it’s too cold, which can be remedied by putting a small drop of color in the palm of your hand for a minute. After painting, use your fingers to ‘pat’ the makeup into your skin.

Unlike water-based makeup, grease makeup requires you to paint your face and then “set” it with a professional setting powder, or talcum powder or baby powder. (If you choose talcum powder, be sure to confirm beforehand that you don’t have an allergic reaction.) You can ‘set’ grease makeup in stages after the application of each color or at the end of the entire painting. Some people prefer the latter, applying all the colors before setting with powder, because they can more easily correct mistakes. The downside, however, is that you risk accidentally mixing colors and smearing your work.

Whether “set” in stages or at the end, a reliable way to apply the powder is to partially fill a small, clean cotton sock with the powder, tie it off, and then gently rub your face. Let the powder sit for half a minute or so before dusting off the excess with a powder brush. Painted areas should no longer feel wet or sticky; if this is not the case, you probably need more powder. Once the grease makeup has set, it should be fairly smudge-resistant. If you need to correct anything at this point, you can use cotton swabs soaked in baby oil, but remember that neighboring areas could now be stained.

Be careful not to apply greasy face makeup thickly or in layers. If you have too much in one place, press it down with your fingers to smooth it out. Continue to refine your face, using Q-Tips or a fine brush for smaller areas. Grease pencils can also be used for the face, charcoal pencils for the eyes, and don’t forget color for your lips too!

Allow oily make-up to dry completely and apply a final light coat of powder, tapping off excess with a brush or tissue paper. A damp cloth at the end can help remove excess dust or spray with a light mist of water. In warmer climates, you can probably skip this step because the extra powder will absorb perspiration.

If you are applying glitter, you should do it last. Glitter is generally most effective when applied to the eyes or cheeks. A glitter gel is often used instead of dry glitter to minimize the chances of it flaking off the eye. With dry glitter, lightly dampen face and cheeks first, then apply polyester glitter. Remember to let your makeup sit for about half an hour before you go out. If you have paint smudges on your lashes, cover them with mascara.

Available products

For just about any type of face design, you’ll need at the very least a white foundation and a black makeup pencil, but of course there are plenty of colors in between and you’ll probably want to try at least a few of them. The main producers of grease makeup are Mehron and Ben Nye. Mehron Grease Makeup is geared towards theater professionals who want easy application with good coverage. Ben Nye also appeals to the same community, although Ben Nye’s grease makeup is actually a cream. Grease face makeup comes in a variety of forms, from palettes (usually sold as a kit) to individual eyeliners. Pencils, crayons, and sticks are useful for smaller areas of the face. Both Mehron and Ben Nye also make eye shadows, blushes, a range of glitter and setting powders and sealing mists. You may also want to consider sweat-blocking sprays for the face to help preserve oily paint under bright lights or in a hot environment.

Health Fitness

High Fiber Foods for Natural Weight Loss as Seen on Oprah

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On her show recently, Oprah Winfrey spoke with Dr. Oz about high-fiber foods for healthy eating and natural weight loss. One of the most fascinating elements of the show featured the doctor describing an experiment in which a group of people ate 11 pounds of raw fruits and vegetables for 12 days. The results surprised everyone, as cholesterol levels were reduced by 25%, blood pressure was reduced by 10%, and each participant lost about 10 pounds.

Dr. Oz, as seen on Oprah, said that the positive effects of consuming enough high-fiber foods will occur “almost immediately.” Fiber helps move substances through your digestive system very quickly. He added: “The bile, when it’s absorbed through the gut, it turns into cholesterol. So when you get a lot of fiber in your diet, you absorb the bile and your cholesterol automatically goes down. It also gets rid of sugar, which helps diabetics. And it’s a great tool if you want to lose weight because it makes you feel full.” Therefore, lots of fiber in your diet makes natural weight loss easier to achieve.

I have known the power of a high fiber diet ever since I lost thirty pounds in a month by consuming more fruits and vegetables. The good news is that it’s now even easier to control my weight with the help of specially formulated health drinks that I discovered are made with all-natural ingredients like real cocoa and strawberries. These tasty shakes take about thirty seconds to prepare. They provide soluble fiber to eliminate fats and toxins at a healthy rate. Another benefit is more energy and better digestion than ever before.

What are some good high fiber foods to lose weight naturally?

1. apples

Fuji, Gala, Golden Delicious Pink Lady, Granny Smith and McIntosh apples each provide 5 grams of fiber.

2. Beans

Black beans provide up to 7 g of fiber per 1/4 cup of dry beans. 1/4 cup of Pinto Beans provides 12 g of fiber per serving and Chickpeas are the best with 9 g of fiber per 1/4 cup serving. What a great tool beans are for healthy weight loss and weight management.

3. Whole grains

A bowl of shredded wheat, toast with multigrain bread, or a bran muffin are healthy choices for high-fiber foods. Each one can give you 3-5g of fiber or more and they are easy to prepare.

4. Natural drinks rich in fiber

Get 5g of fiber in a creamy, cold and delicious chocolate or strawberry milkshake. This is a healthy fast food that is easy to prepare and consumes soluble fiber.

5. High Fiber Foods in Meal Replacement Bars

An energy bar should give you at least 4 g of fiber in one serving. If not, then it’s not worth the calories. There are many options available in that category.

You can eat 11 pounds of fruits and vegetables every day like the people in the experiment as seen on Oprah, or you can try adding some concentrated natural formulas to your diet for a more convenient way to get the benefits of fiber. Search the Internet for natural high-fiber foods and you’ll find it’s easier than ever to get the nutrition you need to lose weight naturally.

Legal Law

Porter’s Five Forces Model: Understanding the Competitive Nature of Your Industry

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You have a great idea and want to start a business. You feel like you’ve developed a great product or service for consumers to consider in the marketplace. You believe you can make a huge profit margin on your product or service and have a great return on investment (ROI). Unless your product or service is one-of-a-kind and doesn’t exist anywhere in the world, you should consider understanding Porter’s Five Forces model before bringing your product to market.

Dr. Michael Porter, a professor at Harvard Business School, created the framework and concept known as “Porter’s Five Forces Model.” According to Dr. Michael Porter, “There are five competitive forces that shape strategy in an industry. Knowledge of the five forces can help a company understand the structure of its industry and reframe a position that is more profitable and less costly.” vulnerable to attack. The five forces that determine the competitive intensity of an industry are:

1. Threat of entry
2. The power of providers
3. The power of buyers
4. Threat of Surrogates
5. Rivalry between existing competitors

These five forces are critical for new entrepreneurs and entrepreneurs to understand before introducing their products or services to the market or entering a specific industry. In this article I am going to provide a simplified explanation of the five forces for new entrepreneurs and entrepreneurs to understand their purpose.

threat of entry – Each industry serves a limited market. Companies within a specific industry compete for a substantial part of that market. What happens when a new company enters the industry? The new company consumes a part of the market. The pre-existing companies lose a part of their clients and with it a part of their income. If too many companies enter the industry, it affects the ability of companies to gain a significant share of the market. As the number of suppliers in the industry increases, it affects the overall demand for the products or services that companies offer, which affects the offer price. “The threat of entry thus puts a cap on an industry’s profit potential. When the threat is high, incumbents must keep their prices low or increase investment to deter new entrants (Porter, 1979).” To protect the industry from new entrants, incumbents create barriers to prevent new companies from entering the industry. Without going into detail, Dr. Michael Porter cautions that there are seven main sources that established companies leverage for barriers to entry: supply-side economies of scale, demand-side benefits of scale, switching costs. of customers, capital requirements, ownership advantages regardless of size, unequal access to distribution channels, and restrictive government policy.

The power of providers – Suppliers are companies that create special supplies, raw materials, personnel or specialized equipment to serve companies within specific industries. The power of a provider depends on its size and financial strength. A vendor that services a variety of industries or offers a unique product or service not offered anywhere else could be extremely powerful, especially when it comes to cost. A strong supplier can drive up costs and make it difficult for companies to increase their profit margin or pass those costs on to their customers. “Powerful suppliers, including labor providers, can squeeze profitability out of an industry that cannot pass on cost increases to its own prices (Porter, 1979).

The power of buyers – “Buyers are powerful if they have bargaining power relative to industry participants, especially if they are price sensitive, and use their influence primarily to pressure prices down (Porter, 1979).” Powerful buyers who purchase large quantities of goods or services from an industry could influence prices in that particular industry. The powerful buyer might threaten to buy out a company’s competitor if he believes the company’s price is too high. Power buyers might also demand higher quality or better service, which can have opposite effects and increase costs for the company you’re buying from. It is extremely important as a new business owner or entrepreneur to create a product or service that is attractive to multiple buyers. Having a healthy portfolio of buyers with the same purchasing power would help alleviate the fact that one buyer has too much influence.

Threat of substitutes – “When the threat of substitutes is high, industry profitability suffers. Substitute products or services limit an industry’s profit potential by capping prices… Substitutes not only limit profits over time. but also reduce the bonanza an industry can reap in good times (Porter, 1979).” The most important point that an entrepreneur or entrepreneur needs to understand about the threat of substitutes in an industry is how it affects demand and prices. Substitute goods provide the consumer with an alternative to preferred goods, either directly or indirectly. Cross-elasticity of demand refers to the sensitivity of the quantity demanded of a product or good to the change in the price of another product or good. To simplify this, if the consumer is very sensitive to changes in the price of a preferred good, the demand for that good will decrease, while the demand for the substitute good will increase more. “If an industry does not distance itself from substitutes through product performance, marketing, or other means, it will suffer in terms of profitability and often growth potential (Porter, 1979).”

Rivalry between existing competitors – “High rivalry limits the profitability of an industry. The degree to which rivalry reduces an industry’s profit potential depends, first, on the intensity with which firms compete and, second, on the basis on which they compete (Porter, 1979). “Business owners and entrepreneurs need to carefully study and analyze the number of companies within the industry they want to operate in and how intense the rivalry is between those companies. Fierce rivalry within a saturated industry could wreak havoc on profitability of that industry. Companies within an industry that are of the same stature and compete on price make it extremely difficult for that industry to be profitable. An example, companies that offer similar or identical products and services will often lower prices of your products or services to gain a competitive advantage As a new business owner or entrepreneur entering a saturated industry that has a price war, it is extremely difficult to turn a profit, especially if incumbents have the advantage of economies of scale. scale.

According to Porter, there are many factors that drive the intensity of rivalry and the basis on which companies compete. Business owners and entrepreneurs should do more research on Porter’s five forces model to gain a deeper understanding of the contributing factors. In conclusion, according to Porter, “Understanding the forces that shape industry competition is the starting point for developing a strategy. Each company should already know what the average profitability of its industry is and how it has been changing over time.” “The Five Forces reveal why industry profitability is what it is. Only then can a company incorporate industry conditions into strategy.”

Porter, ME “How Competitive Forces Shape Strategy.” Harvard Business Review 57, no. 2 (March-April 1979): 137-145.

Harvard Business. “The Five Competitive Forces That Shape Strategy.” YoutubeYouTube, June 30, 2008, http://www.youtube.com/watch?v=mYF2_FBCvXw.

Lifestyle Fashion

Aging Skin Care: Eliminate Wrinkles, Lines, and Crow’s Feet as You Age

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Skin care is all about aging. Nobody thinks about skin care when they are 16 years old. But for those who age slowly, skin care is a major issue. When you hit your 40s or 50s, you start thinking about skin care like you never did when you were younger.

Because as we age, our skin loses the healthy glow it had when we were young. We start to see those wrinkles, fine lines and crow’s feet around the eyes and mouth. Perhaps our skin is sagging more than ever, and it just doesn’t have that healthy complexion like it used to. If deteriorating skin health is a factor in aging, skin care products that help combat those factors will help reverse it.

Why does our skin start to lose its healthy glow as we age? Why does our face look like a roadmap when we hit 50? Is there anything we can do to promote better care for aging skin?

The causes of deteriorating skin health with aging are well known. As we age our skin loses some of its important proteins like collagen and elastin. Our skin begins to thin and its ability to retain moisture is gradually reduced.

This is why we have those wrinkles, lines and that dry paper look on our face.

Because collagen and elastin help hold the skin together. They are extremely strong proteins that exist throughout our bodies and are responsible for much of the strength and elasticity of our skin. When you were young, you could pinch a piece of your skin, pull and release and it would snap back into place. With aging you find that the snap back just doesn’t snap like it used to. Your skin has lost some of its strength and elasticity, and the force of gravity starts to take over and create those wrinkles.

Without that strength and elasticity, your skin will sag as gravity grabs it.

And it doesn’t retain moisture like it used to. Feels more like paper, looks dry. You need high-quality aging skin care solutions. There is some?

Note that I said high quality aging skin care solutions, with an emphasis on high quality. There are many skin care products on the market, but if you are rating skin care products, how many of them would qualify as high quality? Unfortunately not too many.

Most of the big brands of aging skin care and anti aging products on the market are made on price rather than quality. This is sales volume created by saturation television advertising, and most of the budget is spent on advertising, not on the quality of skin care products. And they sell big, which is why the big skincare brands and anti-aging companies that make them are doing very well.

They don’t sell because they work very well, they sell because television advertising works very well.

The good news is that if you’re looking for high-quality aging skin care products, they’re available. However, you won’t find them in your local stores. They’re made by small, niche skincare companies that thrive not on TV advertising saturation, but on manufacturing premium, aged skincare products. They compete with the big brands in quality.

Because they don’t spend a lot on marketing, they have a lot more money to spend on research and quality product ingredients, so they make anti-aging products with better active ingredients and that work much better. And they also compete on price, because television advertising costs a lot, so small skin care companies that don’t advertise can save money on advertising and sell cost- and quality-competitive skin care products.

So if you’re starting to feel the aging process, skin care is a priority for you. But avoid those big name brand skin care products in stores, they really don’t do much. The best anti aging skin care products are made by small skin care companies that are not household names, and you will never see them advertised on TV.

Find out more on my website.

Pets

More Than Just Entertaining – Burbank Homes and Real Estate

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Burbank houses provide an interesting topic of discussion. Burbank, CA, or the Media Capital of the World as it is called, is located just outside of famous Hollywood, CA. More people work in the entertainment-oriented city of more than 100,000 residents than actually live in it. The primarily upper-middle-class area offers something for everyone. While it’s true that stars like Orlando Bloom, Sean Penn, and Patton Oswalt own real estate in Burbank, what is little talked about outside of Burbank’s entertainment focus are the many vibrant communities that make up this famous city.

For starters, there are executive homes in Burbank located on the Verdugo hillside that captures the beautiful views of the Valley. Business owners, executives, and entrepreneurs call this area home. Includes the pristine developments of Burbank Hills, Burbank North, Halston and Highridge Estates.

Homes for young professionals in Burbank who want the ideal urban zen tend to be located in the downtown Burbank area. Downtown Burbank contains many lofts with cafes, entertainment venues, and shops right outside of them. In fact, this is the perfect community for people who choose to live and work in a vibrant area that never allows for a dull moment.

In addition to the executive and downtown Burbank homes discussed, Burbank also boasts a thriving Equestrian Rancho district. This beautiful area is an idyllic ranch community that is ideal for horse lovers. In fact, many of the houses in this district have their own stables.

Last but not least, probably the most overlooked Burbank home communities are its family-oriented districts. One such area is Magnolia Park, which contains many California ranch and Spanish-style bungalows. The houses are conveniently located near schools, cafes, shops and parks. Another such area is the Media District, which is in close proximity to Disney, NBC, and Warner Bros.

Burbank homes and real estate make for quite an interesting topic. While focused on the entertainment industry, Burbank, CA has communities for executives, young professionals, horse lovers, and families. There is something for everyone in Burbank.

Real Estate

Foreclosures and Short Sales – Important Tips

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It goes without saying that you cannot live without one thing: the roof over your head. Most people want their own house, especially if they have a family to take care of. Of course, you’ll need to do a lot of planning before you buy a home, as this decision can have a big impact on you and your family. Let’s know more about it.

when buying a house

If you want to buy your own home, there are many things to consider. You may have to face some serious problems. For example, if you lose your job, it will be more difficult for you to keep your word. And in the worst case, you may have to deal with a short sale or foreclosure. This can have a negative impact on your routine life. So you may want to understand how it works.

Short Sale and Foreclosure

If you are not familiar with the two terms mentioned above, you should first understand the difference between the short sale and the foreclosure process. According to most people, foreclosure is a situation where you are forced to give your house back to the lending authority, which is a bank most of the time. Once the house is delivered from bank to bank, you no longer have to pay the debt.

a misconception

Apart from this, some people have the misconception that the short sale is not a real transaction, which is not true. No matter what happens, you must keep your word and be ready to meet the deadline.

Mortgage’s trial

In case of foreclosure, the lender has to auction your house to sell it to the person who makes the highest offer. The lender will list the property for sale within a certain period of time. However, the law requires the homeowner to appear in court. The owner of the house is the same person who borrowed from the bank. In court, the owner must present his point of view on the mortgage. If you, the landlord, have strong evidence, you must present it. If you don’t have strong evidence, the judge can issue a verdict returning your home to the lender.

On the other hand, in the event of a short sale, you can sell your property. You will find a buyer yourself and you will not have to appear in court. And it will be an agreement between you and the lender. However, in some special cases, you will need the professional advice of a good real estate broker. But before closing the deal, you’ll need to make sure the lender agrees to the procedure.

The two processes are different in some respects. It is important that you complete the short sale as soon as possible or the lender may lose interest in the property and not purchase it. But in case of foreclosure, you can’t do much as you will have to comply with the court decision.

To summarize, foreclosure is not easy. Therefore, it is important that you get help from a professional so that the process is completed in the best possible way.

Shopping Product Reviews

The amazing benefits of sandalwood oil for skin care

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The sandalwood tree is part of the Santalaceae family and is often called East Indian sandalwood. A type of evergreen hemiparasite in nature that requires root systems belonging to other trees to join together in order to grow. Sandalwood heartwood is used to obtain sandalwood essential oil. For more than four thousand years, sandalwood oil has been used by people and industries to prepare cosmetics and fragrances due to its truly exotic aroma. Additionally, the oil has been widely used for spiritual, meditation, and personal care purposes. The extraction of the oil is done with the help of steam distillation of mature wood. Sandalwood trees between 40 and 80 years old are used in most cases. Generally, the older a tree is, the more oil it can produce. Also, older trees can produce oil with a better aroma compared to younger trees.

Benefits of sandalwood oil for the skin

1.Antiseptic properties
Sandalwood oil can act as a reliable antiseptic, giving you the option of applying it both externally and internally. It can protect your ulcers and internal wounds from getting infected. It can also protect boils, sores, pimples, and other skin conditions from becoming infected.

2. Anti-inflammatory properties
Sandalwood essential oil can provide a kind of cooling and relieving effect when it comes to digestive, circulatory, nervous, excretory, and brain inflammation. In most cases, such inflammations occur as a result of side effects of antibiotics, wounds, poisoning, insect bites, fever, and infections.

3.Astringent properties
The essential oil can induce contraction of the gums, skin, and muscles, and therefore can be used for tighter skin and better muscle strength.

4.Deodorizing properties
The oil can also be used to remove bad body odor.

5. Disinfectant properties
Sandalwood essential oil is used in many sprays, evaporators, sanitizers, sticks, and fumigants due to its ability to keep small insects and microbes away by its scent.

6.Emollient properties

The oil can also relieve inflammation, reduce irritation, heal infections, soothe the skin, and promote a cool, refreshing effect.

How to use sandalwood oil for skin

1. Massage
Add 3 drops of sandalwood oil to a teaspoon of your favorite skin care oil and massage the area. You can make your massage more sensual by including a drop of rose or jasmine.

2. Facial Rejuvenation
To reduce dry skin on your face, you can mix 8 drops of sandalwood oil, 4 drops of germanium oil, and an ounce of good skin care oil, and apply the mixture.

3. Glowing skin
Skin radiance can be enhanced by putting a drop or two of the oil in your moisturizer.

4. Relaxation bath
Take several drops of the oil and massage it on the back of your neck and temple to have a calming effect on your mind. You can also add a few drops of the oil to warm bath water.

5. Compression effect
To help your dry or flushed skin hydrate and cool down, apply a warm sandalwood compress to it.

Sports

Michigan State is 7UP, not the soda, but 7 wins in a row

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7UP isn’t just a soda, it’s where the Michigan State Spartans meet for the first time since 1966.

Count them. There’s western Michigan, Florida Atlantic, Notre Dame, northern Colorado, Wisconsin, Michigan and, with its win over Illinois, Michigan State is undefeated 7-0 and now ranks eighth nationally in AP polls and Coaches Top 25.

This is heady territory for the state of Michigan. In 1966, Michigan State was 9-0 and ranked second when the Spartans hosted No. 1 Notre Dame. The game, dubbed the Game of the Century by the media, ended in a 10–10 draw when Irish manager Ara Parseghian decided to play for a draw rather than risk winning or losing. In the end, both teams earned national championships due to the tie, leaving both teams with 9-0-1 records.

Time has changed the current landscape, as there are no ties in football: both college and professional teams now play periods of overtime to determine a winner.

Against Illinois, the Illini went into halftime with a 6-3 lead as the Spartans played a really flat first half.

That all changed when the Spartans won the second half 23-zip, scoring a 3rd-quarter field goal followed by Kirk Cousins’ 48-yard field goal to BJ Cunningham and another field goal.

Another field goal was added in the fourth quarter and the game was stopped when running back Larry Caper rushed 15 yards for the final touchdown and the 26-6 win.

Spartan QB Kirk Cousins ​​went 13-for-24 (54%) for 201 yards and 1 TD pass. Perhaps even more important was the foot of Dan Conroy, who had shots from the field of 37, 34, 32 and 18 yards.

Unlike many games this season, Michigan State didn’t produce impressive stats. This was probably due to the fact that Illinois has a very good team. Illinois trampled Penn State 33-13 in a road game and played hard against Ohio State in a 24-13 loss.

Illinois also entered the game with a schedule strength rating (SOS) of 22 nationally and a rating of 31 by Sagarin. Michigan State’s SOS was ranked 95th and the Spartans were ranked 13th in the AP Top 25 poll.

With 7 wins in their pocket, the question begs: Can the Spartans, now ranked 8th, who will then travel to Evanston to take on the Northwestern Wildcats, pull off an 8th-place finish in a row?

Northwest is 5-1. Michigan State averages 34 points per game, Northwestern 27. Both teams accumulate yards on offense, the Spartans averaging 447 and the Wildcats 425, only 22 yards apart.

Both teams are stingy on scoring defense. Michigan State gives up 16 points per game, Northwestern only 18. And the total defense? The Spartans give up 325 yards per game, and the Wildcats 356, just 31 more yards.

Bottom line: Northwestern will get a few points, but Michigan State should score a few more.

And the X-factor? Ask Florida, Alabama, Ohio State and Texas: They know all about the X factor. Anything can happen in college football on any Saturday at any stadium, including Ryan Field in Evanston.

Copyright © 2010 Ed Bagley