Tours Travel

Harbor Island Bahamas – Best Kept Secret

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Do you promise not to tell? One of the best kept secrets in the Bahamas is Harbor Island. This small romantic island, known as “Briland” by its inhabitants, is a short distance from the United States. A one-hour flight from Florida to North Eleuthera, followed by a short taxi and water taxi ride quickly whisks you to this Bahamian gem.

Harbor Island is less than 4 miles long and 1/2 mile wide. Its long and wide beach is famous for its compact pale pink sand. The likes of Fodors and Conde Nast call it one of the “best beaches in the Bahamas.” The beach, combined with great restaurants, hotels, and vacation home rentals, makes Harbor Island a destination of choice among Bahamian enthusiasts. It is not surprising to find some “rich and famous” there, they know they will not be persecuted.

At the center of Harbor Island is Dunmore Town. This quaint and friendly community features old Victorian structures adorned in colorful Bahamian pastel paint schemes. There are no high-rise hotels, fast food, or traffic jams on this island!

Golf cart rentals are the transportation of choice. Swimming, snorkeling, diving, fishing and just walking on the beach are some of the popular activities. To be sure, Harbor Island isn’t known for its shopping and nightlife, or its gambling. If you’re looking for big crowds, wild parties, or theme park rides, this isn’t your destination.

Harbor Island weather is lovely; especially during late winter and spring when there is little chance of rain. Ocean breezes soften the moderately warm temperatures that range from the 70s to the 80s during the day and the late 60s at night. Air conditioning during the season is unnecessary; ceiling fans are adequate. There is nothing better than falling asleep to the sounds of the ocean through an open window.

Dining out is casual. Top restaurants include Pink Sands Hotel, Coral Sands, The Landing, Rock House, Romora Bay Club, and Harbor Lounge. If you are looking for local food, Ma Ruby’s is not to be missed. And there’s more… Part of the joy of exploring the island is getting to know the restaurants. Compared to other islands in the Bahamas, Harbor Island has one of the best selections of restaurants, all in close proximity to wherever you stay.

On the ocean side, hotels include Pink Sands Hotel, Coral Sands Hotel, and Dunmore Beach Club. On the bay side, there is The Landing Inn and Rock House. Do we have a budget? There are other hotels to choose from. Visiting Harbor Island isn’t cheap, but if it were, everyone would be there, right?

Harbor Island vacation home and villa rentals are numerous. Location and size come at a price. If you want “beachfront”, the best locations are usually in the north and south along the east coast. If you want to save a bit, there are some good rentals in Dunmore Town and others located in the interior of the island. The beach is always minutes away.

Look for houses for rent online that offer more than a few photos so you know what to expect. Many rentals are handled by rental or real estate agents who may not provide many details, descriptions, map locations, or photos. Landlords who care to promote their home rentals often have separate websites and accept email inquiries directly.

The best Harbor Island home rentals are booked almost a year in advance of peak season. Those who want the best make early reservations; many are repeat customers. You can also take a “hold” position on various rentals in the hope that someone will call them off. Ask for references and double check policies for deposits and refunds.

If you’re looking for a memorable and relaxed vacation in the Bahamas complete with sun, sea, great food and a romantic beach that will take your breath away, consider Harbor Island. See you at the beach!

Copyright © 2004 Perry Jose

Arts Entertainments

Loving My Christmas Girl was born disabled by congenital CMV

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Expecting our second child, due on Christmas Eve 1989, had been a wonderful experience. What a Christmas present! But the moment Elizabeth was born, on December 18, I felt a pang of fear. My immediate thought was, “Her head looks so small, so misshapen.” Before I was twelve hours old, I found out why.

When the neonatologist came into my room the next morning, he said, “Your daughter has profound microcephaly: her brain is extremely damaged. If she lives, she will never roll over, sit up, or feed herself.”

It concluded that Elizabeth’s birth defects were caused by congenital cytomegalovirus (CMV), a virus that may have no symptoms for the mother, known as a “silent virus,” or may present with mild flu-like symptoms. to serious.

The Centers for Disease Control and Prevention (CDC) state that approximately 8,000 babies a year are born with or develop permanent disabilities due to congenital CMV. It is the #1 viral cause of birth defects, more common than Down syndrome.

How and why did I get this virus that I had barely heard of? I read the CMV literature. He stated that women who care for young children are at higher risk of contracting it because it is often shed in saliva and urine. Pregnant women should avoid kissing them on the mouth and sharing towels and utensils with them. Hands should be washed thoroughly, especially after wiping a runny nose, changing diapers, and picking up toys that have been in a toddler’s mouth.

While I was pregnant with Elizabeth, I not only had a little girl, Jackie, but also ran a licensed daycare in my home. I felt sick at what my lack of knowledge had done to my little girl. In milder cases, children with congenital CMV may experience gradual hearing loss, some visual impairment, or mild learning problems. But Elizabeth’s case was not light.

“My life is over,” I thought. I asked God to heal her instantly, but since he didn’t, I begged him to kill me and prayed that he would crush me to death in an earthquake or lightning strike. I just couldn’t bear to raise such a grieving child, period. Even though children are supposed to be a blessing, I felt far from blessed, I felt heartbroken.

Fortunately, my husband Jim’s love for Elizabeth far outweighed his grievance. He said, “She needs me. I want to protect her from this cruel world she was born into.” She was like Charlie Brown with that pathetic Christmas tree.

“Oh God,” I prayed, “please help me love Elizabeth too.”

Initially, every time I looked at Elizabeth, my heart would break all over again. He couldn’t see past her prognosis. The prognosis became more a person than Elizabeth herself: she was a living creature relentlessly torturing me.

If I was ever going to move on and find happiness again, I knew I had to stop dwelling on the unanswered questions that kept popping into my head like, “What will she be like in the future?” “Why didn’t my OB/GYN warn me about this?” and “Why would God let me get CMV?”

In those days after Elizabeth’s birth, all I could do was rock her and read the book of Psalms. Before Elizabeth was born, I couldn’t really relate to the psalmists. I thought, “Wow, those people are really depressed!” Now, I found comfort in her bitter questions, such as: “How long will I have to suffer pain in my soul, and be sad all day?” Knowing that I wasn’t the only one desperate for life made me feel less alone.

It took Elizabeth a couple of months to finally figure out where my face was, but one day she looked me straight in the eye and smiled: we had finally connected! Gradually I began to think, “If she doesn’t care that she is severely mentally retarded and, apart from a miracle, she will never walk or talk, why should she be so upset?” Maybe it was the Valium sedative talking, but that thought stayed with me, even when I no longer needed “my mother’s little helpers” to get me out of bed and into the shower.

Eventually, I no longer focused on Elizabeth’s disabilities, but on her abilities, her appreciation for being alive for one. Although she couldn’t lift her head or move her clenched fists to reach for a toy, she could hear and see, at least somewhat. She couldn’t sit up by herself let alone crawl, but she could sit for hours curled up on my lap and study my face with her big blue eyes framed by long dark lashes. When I smiled at her, she smiled back at me from ear to ear, letting me know that my happiness with her was all I needed to be satisfied in this world.

It took about a year, but eventually I stopped praying for a nuclear bomb to drop on my house so I could escape my overwhelming anguish over Elizabeth’s condition. Life was good again. We were eventually able to move forward as a happy, “normal” family. Even strangers helped lift my spirits. One afternoon, while struggling with Elizabeth’s wheelchair in the mud at a county fair in upstate New York, I felt myself sinking into a depression because the children were staring at my little girl who couldn’t even hold her head . “She looks funny,” the children said out loud to their embarrassed parents. In the midst of my dark thoughts, a heavily tattooed carnival man, who looked like he had been drinking for years, came running out from behind his gaming booth and approached me. My alarm turned to tears of gratitude when he handed me a large brown teddy bear from his prize pool and said, “I want your daughter to have this.”

However, a long-term lingering problem began the day my oldest daughter, Jackie, asked, “Can I have a dog?”

I cried. The dreaded day was here, every child inevitably asks for one. And why wouldn’t they? Movie dogs like Lassie drag you from burning buildings and keep you warm when you’re lost in a blizzard. But as adults, we’ve learned the truth about them: They pee on your new wall-to-wall carpeting, dig holes in your leather recliners to hide their rawhide bones, and bite your neighbor’s kid.

“No, you can’t have a dog,” I told him, bracing myself for the old argument. “We just can’t risk a dog near your sister.” He hated to admit that. She didn’t want him to blame Elizabeth for being so fragile. But taking care of Elizabeth was enough work without adding a dog that might playfully bite her.

I know! I’ll tell Jackie the “lip cutting story.” That will convince her that we can’t have a dog near her sister.

“When I was 13,” I began, “I convinced my grandmother and grandfather to let me have a Weimaraner. His name was Bogie, short for Humphrey Bogart, and he was very resourceful. One day my two-year-old cousin, Suzannah, he was playing on the floor under the table with a popsicle stick in his mouth. Bogie hit the stick and bit his lip! My grandmother took the lip off the rug and wrapped it in a paper napkin to take to the hospital. couldn’t be sewn back up. A surgeon fixed Suzannah’s face, but when we got home, my mom loaded Bogie into the backseat of the car and took him to the vet. I never saw him again. He took the ‘walk long’. ‘, as they say in the movie Lady and the Tramp”.

I paused so Jackie could absorb the horror of the incident.

But all he wanted to know was, “Where is Suzannah’s lip now?”

“God, I don’t know! The last time I saw her lip was stuck to the napkin, all scrunched up and looking like a mummy on my grandmother’s shelf. But that’s beside the point, don’t you see how dangerous a bug can be?” dog?” Is it because of your sister? She can’t talk, how would she call us if she was in another room and the dog was bothering her?

If there was a dog like Lassie out there, Elizabeth more than anyone else could use one, but I couldn’t take that kind of risk with an animal that could live up to 13 years.

After many tears and arguments, I finally made a promise to Jackie: “If God brings one to our door, then you can have it. How’s that?”

“In fact?” she asked, a smile spreading across her face.

“If one shows up on our doorstep, I’ll assume it’s a sign from God that it’s a special dog that will be kind to Elizabeth.”

“I love you mama!” She threw her arms around my neck and kissed my cheek.

I felt bad, all I had really given her was a little bit of hope. Jackie really thought a dog would show up.

Perhaps there was an engagement with a dog? There must be a pet out there that wouldn’t hurt Elizabeth. A gold fish? I mean apart from a freak accident, like him tipping out of her bowl and hitting Elizabeth in her face, the thing couldn’t hurt her. A hamster? They are entertaining: they run around and around in a hamster wheel with no idea that they are going nowhere. Perhaps Elizabeth could also enjoy a hamster. She was unable to hold it, but she might find it amusing to watch it run on her wheel.

Maybe a spinning hamster would make Jackie forget about a dog, the way my parents thought getting me Bogie would help me forget about the kids…

Of course, what happens next is another story.

Lisa Saunders

Technology

6 easy ways to improve the credibility of your website

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Website credibility is a key factor that no small business owner can realistically afford to ignore, as it affects sales and customer engagement.

Without a reliable and credible website, your ability to:

  • Maximize your sales.
  • Interact effectively with your customers.
  • Communicate your value to potential customers,

it becomes difficult and limited.

Think about your own online shopping experiences. What are some of the main reasons why you have abandoned an online shopping cart?

  • The website’s payment gateway was not secure.
  • Shipping or postage costs were not revealed until near the end of the transaction and were too expensive.
  • No physical address that you can easily find on the website.
  • Customer support phone numbers and email addresses are hard to find.
  • The “return policy” on the website did not exist or was difficult to find.
  • The above are just some of the reasons web visitors may abandon a shopping cart. If a potential customer doesn’t believe that he is dealing with a professional and trustworthy service provider, he is likely not to complete the transaction online.

Here are some easy-to-implement changes that can help improve the credibility of your website.

How to increase the credibility of your website

1. Easy access to customer service

Make sure it’s easy for people to get in touch with you through your website. Remember that customers like to have customer service options. For example:

  • phone support
  • Support Email
  • live web chat

Making it easy for customers to contact you means they can quickly ask a question about your product or service. This makes them more likely to make a purchase as it helps them feel safer knowing they can easily get in touch if they have a problem.

2. Include your contact information

Put your contact details on your website. Sounds simple, right? You’d be surprised how many websites don’t! At a minimum, you should include your phone, email, and a physical address, even if it’s a PO Box. Often when we can’t find contact information on a website, we immediately wonder if they’re hiding something or why they’re hiding this information.

Links to social media platforms like Facebook, LinkedIn, YouTube or Instagram are also helpful in building credibility as they show that the business is marketed and promoted on various platforms.

3. Customer Reviews and Testimonials

Google reviews, Facebook reviews, and customer testimonials help create a higher level of social proof. This helps build credibility for your brand and website. If you haven’t added these social icons to your website, I suggest you do.

4. Logos and security badges

Are you a reputable service provider? Do you have a CPA qualification or perhaps another well-recognized qualification? If so, be sure to add these logos to your website. Including logos of well-known industry bodies or institutes can help increase the credibility of your website.

If you have a product-based business and sell online, security badges can also be very helpful. If customers know that their online transactions will be secure, they are more likely to provide their credit card information.

5. Articles and press

Don’t underestimate the power of print media. Articles, editorials, or press mentions are another great way to build your brand and create credibility online. Add these articles or add a link to them on your website. If there are some great images used in the article, share them on your website as well, which again helps build your business profile.

6.About us page

An informative “About Us” page that lists credentials and experience is also a great way to increase credibility. After the “Home Page”, the “About Us” page on a website is one of the most visited pages. So if yours could use an update, go for it.

Take action – most are easy to implement

Above all, many of the above suggestions are easy to implement, so take a moment to review your website and see if there is any opportunity to improve it.

Remember that with the right knowledge and a positive attitude, you can make the changes necessary to grow your business. If you’re not sure what to do or need help, consider seeking the assistance of a qualified marketing consultant.

Business

Why choosing a domain name is not as difficult as you might think

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For me, choosing the title of my first book was a much more difficult exercise than choosing a domain name for my website back in 1997. As a writer I’ve learned to trust my gut more than anything else, the name ‘italk4u .com’ instantly came to mind. It was available and registered within 24 hours. Since then, others have gone the same way and created domains with similar titles.

The main thing is what you want that domain to do for you. If you’re registering names to flip sites, it’s very different than developing one with information along the lines of one’s experience. On the other hand, commercial sites generally follow the business name and are generally available if they are unique. Some adjustments may be required if others are similarly named.

Along with the ‘.coms’ there are also ‘.nets’ and also others that can be followed by your country ID. For example, in Australia we have ‘.com.au’ and that makes a lot more titles available than would otherwise be the case.

My area of ​​expertise is spirituality and research on the origin of language and religion. This allowed me to highlight it on domains with other names, such as mountaintalk.net. This fits in with the fact that speaking on the Internet is a lot like speaking from a high mountain so that the rest of the world can hear you.

Choosing the names that best suit the person is not difficult if a few rules are followed. Don’t try to be clever with the name and simple titles are always more attractive. You don’t want to get off track with complicated numbers and other things that are hard to remember.

Please follow these guidelines and enjoy your time online. One can easily make friends and write emails, blogs and articles to support their work. In the end, it pays off.

Home Kitchen

Start your home design with these home design tools

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You have decided that you want to build a new house. Where do you start? First, we suggest that you buy your land, as this will surely impact the design of your home. Second, start putting your ideas together before you visit your architect.

Start with a vision of your new home. Is there an architectural style you prefer? Colonial? Layer? salt box? Cottage? From there, start with the basics in home design. How many bedrooms will you need? Do you want a master bedroom with or without an en-suite master bathroom? Will it be located on the first or second floor? If this is a vacation home that will become your retirement home, you may prefer to have the master bedrooms located on the first floor for easy access in later years. Do you want a large eat-in kitchen or a separate dining room?

Are you planning to entertain small or large groups of people in your home? Is the Great Hall of a cathedral on your priority list? Will you need a living room or media room separate from your great room? Do you have a specific hobby or interest that requires a separate room or area?

Compare all of these areas to your current home. Does the space you have now fit your needs? Write down the measurements of your space and then mark if the space is adequate or not. Whenever possible, look for areas to reduce living space. For example, if you now have a large laundry room and you really only use half the space, mark that as a potential space saver. Every time you reduce the square footage of your new home, you’ll save money on upfront material costs, but also on energy costs over the life of the home.

A home serves many purposes, but it can also satisfy numerous personal, aesthetic, and emotional requirements that can be difficult to describe in words. As you begin to envision your home design, it will help your architect if you identify and communicate what you want each space to look like. feel. How?

You may find it challenging to explain how you want a room to feel. Start by doing some simple exercises. Pick up a home magazine or imagine a house you are familiar with. Find a room you like. What do you like about it? The way the afternoon sunlight casts shadows inside the room? The intimacy of the room or its abundant space?

Think of other places you enjoy: the park, the library, a friend’s house. How does the space make you feel? What creates that feeling? Be specific and write down what you like about him. For example, you could write “I like how the color tones in the room change as the sun goes down” or “I love how the outdoors is brought indoors.” These small accomplishments will help your home design evolve from a floor plan to a custom home that is an extension of your philosophy of life.

Do this for every room in your home design. It’s also helpful to describe what you don’t like about certain floor plans, rooms, or spaces. For example, if you don’t like having to walk through your closet to get into your master bedroom, document that. Maybe you like the big room of a photography magazine, but you don’t like the television being the center of attention. Or, you may like the space but find that the privacy you seek in your home is lacking: a cozy corner where you can chat with another couple, a well-lit reading area, or a secluded spot for your cell phone chargers. mail and phone. Keep all your notes together. Cut out full pages or small photos that describe your likes and dislikes. As you go through this process, you can update your thoughts with text and photos. Eventually, you’ll come to a good understanding of how you want your custom home to look and feel. Bring your notebook to your first meeting with your architect. Starting with your vision in hand will speed up the design process and ensure success.

Your custom home architect will spend time with you to guide you through this process and translate your ideas into a preliminary design for your consideration and review. The result will be much more than a house with a standard floor plan: you will have a personalized home design that matches your philosophy and lifestyle, a reflection of who you are, your dreams and aspirations.

Auto

5 herbs to add to your home garden

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There are certain herbs that I love in combination with other foods. Basil over mozzarella cheese drizzled with olive oil, rosemary drizzled over a baked chicken breast, or cooked with Thanksgiving turkey are just two of many. However, there are five herbs in particular that I think every home gardener should add to their list. They are easy to grow, don’t take up a lot of space, and are super easy to start.

Basil
The aforementioned herb is my number one herb of choice. In addition to the dish I told you about earlier, basil can be added to sauces, soups, and stews to enhance flavor. There are a number of varieties of basil, including lemon, licorice, and slam queen to name a few, but my favorite is Italian Large Leaf, which is also the most common basil you see. You can grow basil in a pot on your windowsill and have it on hand year-round.

Rosemary
I mentioned this herb before and it is worth mentioning again because it is one of my favorites, especially when it comes to using it with poultry dishes. Rosemary can grow up to two feet tall, so it more than likely isn’t a houseplant for most home gardeners. It’s also a difficult herb to grow, as studies have shown in some areas of the world that the germination rate is around 50%, so you’ll want to sow the seeds heavily. However, if you are successful with it, the rosemary adds tremendous flavor.

Oregano
What other herb can you think of that goes better with pizza than oregano? Common Italian is the variety of oregano that most people are used to. It’s also a great addition to soups and stews. It is a perennial plant so you will not have to sow new seeds every year and it is a very resistant plant.

Parsley
My mom made the best dish called parsley potatoes. It’s a basic recipe where you melt some butter, mix parsley into the butter, and then top some cut potatoes with the mixture. Bake at 350 degrees Fahrenheit until potatoes are soft. Adding fresh parsley to this recipe makes Mom’s cooking even better. Parsley is an annual herb so it will come back and the best part is you can have fresh parsley right from your backyard in as little as 70 days.

chives
Chocolate has its partner, peanut butter, and sour cream has its partner, chives. Chives are a perennial plant that have a mild, almost onion flavor. When grown, it looks like grass and is a great addition to potatoes, soups, stews, and more.

These are just 5 of the many herbs you can choose from when creating a mixed herb garden with your home garden. These easy-to-grow plants will add flavor to your kitchen with very little effort.

Digital Marketing

Earn money with affiliate marketing through Google Traffic

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Least Mentioned”Secret“The heart of affiliate marketing success is you, because no one else determines your level of achievement. Earning money online can be a little more challenging than is often suggested with some affiliate marketing programs, leading to a wrong direction resulting in failure as a result of the wrong mindset.Another so-called “secret” is search engine optimization or SEO, which usually sends the shivers down many newbies and for good reason.But getting traffic Google through SEO and keyword placement is the undisputed champion of high-quality traffic, and it’s as simple as telling Google what your blog is about.

The most important basic part of SEO – Search engine optimization and blogging are nothing more than a series of objective steps towards one main goal, which is driving traffic from Google to your site or video. With video ranking, for example, you simply include the search phrase you want to rank for (your target audience) at least twice within the first 160 characters of the video, blog, or blog post description .

The most important part of getting recognized by Google, whether it’s a video or your blog, comes down to the headline and description. The first 160 characters of any description, blog post body, and even meta description determine the direction your work will take. Focusing on H1, H2, H3, and H4 headings regarding titles and headings, you want to always keep between 15 and 65 characters, also counting spaces. The same goes for the image title or Alt attribute.

H1 Header Identification – Can also sometimes be a blog or post page title, but usually refers to the blog, site, or video title. The H1 header is where you include the main search phrases you want your site or video to rank for in Google within 15 to 65 characters. It is important to preferably keep the H1 header within 60 characters, because the H1 header will appear at the top of Google search results pages. Make your H1 header easy to read and easy to remember.

Heading identification H2 – This is usually the title of the blog post, and again, your desired keywords and search phrases should fill in this header. Numbers play a huge role with H2 headers, and oddly enough, uneven numbers have a more eye-catching effect. Combine this with a “Reason Why” suggestion and you have a winning H2 header.

H3 Header ID – Post titles often make up the H3 header as well, along with widget descriptions within the blog sidebar. When you use the text widget to load HTML code, the “Alt=” attribute usually appears as an H3 header.

The title of a blog post also appears as an H3 header when you use an SEO plugin like “All-in-one SEO tools” and the title of your blog post appears after the main domain’s forward slash (/). Using an SEO plugin will allow you to submit all of your individual pages, posts, tags, and categories as individual sitemaps.

H4 Header ID – This can be defined as something like the blog title tag tagline or H1 header. A logo image is also often accepted as an H4 header within certain plugins that can display a logo icon.

Add descriptions to tags and categories – When you open your posts from the WordPress C panel, the dropdown menu gives you the option “tags“Y”CategoriesThis is where you add descriptions to tags and categories, keeping the description within 160 characters and including keyword search phrases in context.

In fact, any description, tag line, title, category, header, or single tag should contain the keywords in context because that’s what Google is looking for. Just a bunch of keywords lumped together in a desperate attempt to rank faster will only result in the opposite, as sites with better content and keyword placement will rank above you.

The sitemap description – Your blog’s sitemap is extremely important, and for this simply install the “Google XML Site Maps” plugin. This plugin will share an updated sitemap of your blog to the Google search console every time you make changes, but it may take some time (typically 2-3 weeks) for changes to appear in search results.

However, it is important to manually check sitemap acceptance from Google Search Console, even with the Google Site Maps plugin enabled. There may be times when certain errors occur with your blog’s sitemap within Google, which means that Google cannot find your blog.

Then you need to test the sitemap with the tools provided from Google Search Console, fix the errors found from panel C of your Blog, and test the Sitemap again. When the results come back with Zero errors found, simply delete the old sitemap and upload the new sitemap.

To access Google Search Console, you will need a Google account, as with all the free tools that Google gives you and there are many. You just need to look in the right places and then take your time learning how to use the tools. Simply search your browser (preferably Chrome) for the search phrase “Google search console” and simply follow the instructions after opening the link on the search results page.

The blog sitemap is what search engine spiders use to crawl your blog so it can be categorized correctly, sending the right visitors your way. This is why the presence of keywords and search phrases are so important in all your blog content, just the right ones in the right positions.

It’s all about Direction and Precision with Search Engine Optimization because it’s a Numbers Game, but nothing on Earth matches Quality Search Engine Traffic Volume. Google alone processes more than 40,000 search queries every second and more than 3.5 billion per day. Adding all the other major search engines like Bing and Yahoo just increases that exponentially.

If you still need to start your own blog, you’ll need the required training to get guidance on how to use these tactics to your advantage. This is search engine optimization, which uses keywords and plugins to attract interested visitors to your blog.

Legal Law

Facts about Betty Kresin, Eminem’s grandmother

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Betty Kresin, Eminem’s maternal grandmother, married at age 14. She had six children from 3 different marriages.
She first married Bob Nelson. She gave birth to her daughter Debbie in 1955. She accuses her first husband, Bob Nelson, of being verbally abusive. They both moved to Warren, Michigan to be closer to Betty’s stepmother. Despite the problems the couple experienced, she gave Bob two more sons, Todd and Steven. They divorced in the early 1960s and Betty returned to her hometown of St. Joseph, where she met Ron Gilpin, her second husband, with whom she had two more children. One of them is Betti Schmitt (Eminem’s aunt and Debbie’s half-sister), who is still in contact and on good terms with Eminem. Ron Gilpin was an alcoholic who used to beat up his entire family. Violence was part of his daily life. Ron left his family in 1968. Dramas surrounded Betty’s family. In 1991, Todd Nelson murdered her brother-in-law, Mike Harris, in self-defense. He was sentenced to prison for 8 years. Betty’s sixth son from a third marriage, Ronnie Polkingharn, was Eminem’s uncle and closest friend. He committed suicide in 1991.

Eminem grew up for a time in his grandmother’s house. She talks about his harsh living conditions in Detroit:

“It was a poor school and they wanted their shoes. He was one of the only white children who attended this segregated school. And he once had his shoes taken off and he had to come home in the middle of a snowstorm with no shoes. But the story that people keep asking me: “he was unconscious and almost died and all these doctors…”, now I don’t know anything about this and I am his grandmother. »

People should think twice before calling Marshall a racist.

Betty was mad at Marshall because he never came to Ronnie’s funeral. In fact, Marshall became depressed and swallowed a bottle of Tylenol and survived another suicide attempt. He couldn’t go to Ronnie’s funeral, his grief was too great.

“I was a little bit bitter that he wrote about my dead son, because in the last five years of my dead son, Marshall hadn’t even seen him. Marshall, Eminem, and my son Ronnie were very close. He idolized Ronnie and Ronnie loved him. He didn’t even come to Ronnie’s funeral and he never put the first flower on Ronnie’s grave. He doesn’t do anything, he doesn’t go near the grave. The chain that Marshall wears around his neck, the dog tag… that was Ronnie’s. I gave him the dog tag, he makes duplicates, he sells them now, and that really broke my heart because this is something sacred to me that I gave to the boy. If my son could speak to you today from the grave, he would say, “Marshall, stop some of the garbage, make peace with your family, life is too short.”

Marshall had a good relationship with his grandmother until she wanted to use Ronnie’s voice on tape. He intended to do this as a tribute to her deceased uncle, but Betty thought she was disrespecting her son. In 2002, both reconciled.

Betty Kresin is currently writing a book about her grandson to be titled “The Tie That Binds.”

Betty says that she is proud of her grandson and that she is on his side.

Lifestyle Fashion

Planning for longevity is smart, but some financial advisors say “no”?

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More families than ever before have been affected by long-term care. More attention has been placed on this topic due to the COVID-19 virus crisis. However, this is not a new problem. Advances in medical science bring longevity. With longevity come the costs and burdens of aging. These health problems can be due to illness, accidents, or simply the impact of aging.

Caring is always difficult for family members. The caregiver role is physically and emotionally demanding. You can’t really depend on a spouse because if you’re older, so is your spouse. Adult children will have their own careers, families, and responsibilities. A recent survey by the Associated Press-NORC Center for Public Affairs Research says that many young adults are already providing long-term health care services for older loved ones. It is not easy for them.

The survey indicates that one-third of American adults under the age of 40 have already provided care for older family members. Another third expect to be called upon to do so within the next five years.

The risk of needing long-term medical care is high and increases as you age. Once you pass the age of 40 you will notice changes in your health. You see changes in your body. As you age, you see a decline in your memory.

What this means is that the likelihood of needing prolonged medical care is less of an “if” and more of a “when” and “how long.”

The fact is, the risk of needing prolonged medical care is simple: it will happen or it won’t.

When you need long-term care, someone will be responsible for finding a family member to provide or purchase care for you, either at home or in a facility. The clear majority of long-term care services are custodial in nature. Custodial care is when you need help with normal activities of daily living or require supervision due to a cognitive problem such as Alzheimer’s or another type of dementia.

Health insurance or, when you are 65, Medicare and your Medicare Supplement will pay for only 100 days of skilled care services. Long-term care is as much a cash flow problem as it is a family problem.

However, some financial planners and insurance agents would prefer that you not explore long-term care insurance. Many do not understand the product, underwriting, policy design, and power of the LTC Insurance Partnership Program, which is available in 45 states.

Why? There are many reasons. Some are simply ignorant of the facts. However, most of them are well aware of the impact of the financial costs and burdens of aging. So why not long-term care insurance?

There is a great misperception of the cost of policies. You may have even read some of the articles. They point to high premiums or premium increases over time.

The fact is that the premiums are very affordable for most people. Sure, if she’s 75 when she gets a policy, the premium will be based on that age and her health at age 75. However, people are adding LTC insurance to their retirement plan before they retire, and most are in their 50s. Most of my clients are between 45 and 67 years old. At these ages, premiums are very affordable, especially if you are in good health and your policy is properly designed.

Premiums can vary more than 100% between insurance companies for the same level of coverage.

Policy design is essential. Most claims are for home care, which typically costs less than a skilled nursing home. Policies pay for quality care in the setting you want. There are several settings for long-term care services, including home, adult day care, assisted living, memory care, and a traditional nursing home.

The American Long-Term Care Insurance Association says the majority of claims are for services in the home. Major corporations, in 2020, paid more than $11.6 billion in benefits to American families. The policies work and they work very well. They give families options and reduce the tremendous burdens placed on loved ones.

Partnership LTC policies provide additional dollar-for-dollar asset protection. With a Partnership LTC policy, you can purchase enough long-term care benefits to protect your assets without having to overbuy or spend too much.

Some insurance agents and financial planners may want you to buy expensive life insurance policies instead, or worse yet, do nothing and insure yourself.

Self-financing is not the best way to address the future costs and burdens of aging.

There are a handful of outstanding “hybrid” policies available. These are life insurance policies or annuities designed specifically for long-term care. For some people, this might be the best solution. But usually a general insurance agent or financial planner is not the right person to talk about these options.

You need an experienced LTC insurance specialist. There are a handful of specialists across the country. These are people, like me, who represent all the major companies, understand policy design and underwriting, know the power of the partnership program, and have processed claims, so they know how policies are actually used.

In my case, I have had thousands of clients across the country in the 21 years I’ve been helping people plan for aging. Remember, premiums are based on your age and health status at the time of application, as well as the amount of benefits you wish to have. These policies are custom designed, so you need a specialist who works with the major carriers to help you find the right coverage.

So what about premium increases? Yes, it’s true that older policies sold decades ago have seen premium increases. These “legacy” policies were priced and marketed before the rate stabilization rules that are now in place in most states.

Today’s LTC insurance policies have underwriting that is much more scientific and conservative than ever before. Premiums now take into account low interest rates, low expiration rates, and actual claims experience as well. According to the Society of Actuaries, today’s long-term care insurance plans have a much lower chance of premium increases in the future.

Regardless of those facts, it’s not easy for insurance companies to raise rates on products sold today. This should give consumers a lot of peace of mind as they plan for a way to safeguard savings and reduce the burdens that prolonged care places on their loved ones.

Perhaps the biggest difference between a long-term care specialist and a financial planner or general insurance agent is that they view long-term care insurance only as a financial decision. Yes, money is important. However, a long-term care specialist knows that it’s all about the family, her family.

Yes, long term care is a cash flow issue. However, the consequences of long-term care also affect your family.

Without a plan that addresses your future longevity, your family will be responsible for everything. The first thing my clients’ adult children tell me at the time of a claim is that their mom or dad’s policy gave them time to be family. They are always grateful for the help that allowed them to be loving and supportive. This way, they can spend quality time with mom or dad and not worry about where the money comes from or, even worse, having to take care of them themselves.

Working with a specialist will allow you to get the precise information you are looking for. There are several reference websites for research:

LTC News offers articles and resources: http://www.ltcnews.com

US Department of Health and Human Services: https://longtermcare.acl.gov/

Long-term care will affect you, your family, your savings, and your lifestyle. LTC insurance is easy and affordable asset protection. These plans not only protect your savings, but also reduce burdens placed on family members. Let your financial planner take care of your mutual fund, stocks, and bonds. That is your experience. Let an P&C agent get you the best deal on your auto and home insurance. But for long-term care, seek the help of an expert. Take action before you retire to take advantage of lower premiums and better overall health.

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Wireless network routers improve productivity

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Network hardware or equipment refers to the tools used to make networks work, such as routers, cables, hubs, switches, access points, data cards, bridges, ISDN adapters, and firewalls.

A network router is usually a network device that can provide voice, data, Internet, and wireless access. A router can definitely improve the productivity of any organization, whether large or small. Integrated routing services are gaining increasing demand today from corporate and business enterprises due to their flexibility, compatibility, and state-of-the-art security. In fact, network routers are used today by people in homes due to their immense capabilities in handling high bandwidth internet allotments. People usually install a wireless router in their homes to take advantage of the Wi-Fi facility that gives them the flexibility to use the Internet from any corner of their homes.

A wireless router is ideally a small box that monitors your network with indicator lights to ensure it is working satisfactorily. Typically, one just needs to plug their broadband Internet connection into the router and experience Wi-Fi connectivity up to about 200 to 300 meters, depending on the model of equipment they have purchased. Wireless routers with stronger signals enjoy greater speed and flexibility over longer distance coverage compared to those with weaker signals. Some of the best routers available on the market today are LinksysWRT610N, HP Media Smart Server LX195, Seagate Black Armor NAS 440 (4TB), and of course Cisco products that are known for their speed and performance.

When installing a network router in your home, be sure to place it in a central location away from walls or any metal objects to get a good, strong signal. There are also numerous network routers that support hybrid networks consisting of a mix of Ethernet and Wi-Fi clients. With a wide range of routers available today, you should check out the models to choose discreetly. The D-Link Network Router is a small model with 128-bit WEP and is ideal for small places. Wireless network routers from Cisco, Linksys, SeaGate, and Netgear are doing exceptionally well in the field of network management.

Wireless technology is all the rage recently; Many individuals and businesses prefer to use network routers from the full range of network equipment available today. The main benefits of using a network router are:

  • A network router is multifunctional and facilitates many AV, voice, and wireless security systems through a single device, which would be extremely beneficial for any organization.
  • Routers support sophisticated network applications in one go.
  • An integrated wireless router will give network access to residences and business offices located even in remote locations.
  • Routers facilitate centralized management. A router located in a central location can effectively manage, regulate and control wireless controls in multiple locations.
  • They are extremely safe and reliable.
  • Many multinational corporations install network routers to protect valuable corporate data while it is being transmitted with encryption.
  • Network routers facilitate firewall filtering, which inhibits unauthorized access.
  • Highly effective antivirus protection is provided.
  • These routers also identify and detect intruders trying to enter the network and prevent them from entering.

You should choose your network router based on your requirements, whether it is for business or home purposes. Using a router is extremely beneficial for independent users at home, as well as large corporate environments, due to its cost-effectiveness, simplicity of installation, and reduced operating expenses.