Tours Travel

Steamboat Springs, MA – Offers the Best Hotel Deals

Steamboat Springs is the most attractive and famous mountain resort in the US state of Colorado, located 65 miles north of Vail. This internationally renowned winter resort is a world-renowned tourist destination. Thus, one of the city’s fastest growing industries is tourism highlighted by Steamboat Ski Resort. Surrounded by wide valleys, this mountain resort is popular for offering excellent skiing and other year-round recreational opportunities, including water sports such as fishing, rafting, tubing, and kayaking.

In addition, there are also many attractions that you must visit during your vacation, such as Yampa River Botanical Park, Howelsen Hill Ski Area, Medicine Bow/Routt National Forest, Steamboat and Yampatika Ski Area, etc. These are some of the attractions worth visiting in this beautiful tourist area. If you are one of those who wants to get away from the dust and hectic life of metropolitan cities to enjoy and relax, then there is no other place like Steamboat Springs.

While you are here, you need not worry too much about proper accommodation as this city has a great list of hotels, resorts, inns and motels from cheap to luxurious.

Luxury hotels
Staying in one of the luxury hotels is the best way to enrich a vacation. People with a solid budget can afford luxury accommodation at any time. There are many luxury hotels offering excellent services in the city. But some of the most famous are Eagle Ridge Lodge, Sheraton, Comfort Inn and Steamboat Grand.

Eagle Ridge Cabin
Eagle Ridge Lodge is the city’s super-luxury resort conveniently located near the gondola at the base of the Steamboat Ski Area. There are also other major tourist attractions that you can visit during your stay here. If you dream of staying in a paradise, this is the right place for you. Eagle Ridge Lodge offers out of the world accommodations and services with the royal treatment. The best features of this hostel include a hot tub, a fitness center, a day spa, and a concierge.

Cheap hotels
Those who cannot afford to spend much during their vacation in this amazing tourist destination can choose to stay in one of the budget hotels. Cheap accommodation can help you cut much of your travel expenses. This city has many budget accommodation options to offer you, but some of the best include La Quinta Inn, Steamboat Hotel, Trails at Storm Meadows, Alpiner Lodge, Fairfield Inn & Suites, and Bunkhouse Lodge, etc.

The steamboat hotel
Located near the ski area and historic downtown, the Steamboat is a limited service hotel. There are some major tourist attractions around Steamboat that must be visited while staying here. Surely you will find in this place comfortable accommodation that will make you feel at home away from it. One of the best features of this property is the outdoor hot tub.

It doesn’t matter if you want to stay in the city center or near the airport, accommodation options are spread throughout the city, so visitors never bother to stay here.

While here, some people want to keep their pets and others want spa services. For such visitors, Steamboat Springs offers several hotel categories ranging from pet-friendly hotels to spa, boutique, and kid-friendly hotels.

Technology

Do It Your Way: Connecting with Customers and Members

Communicators have become lazy and cheap. When they get a new message, or when the last message didn’t reach the desired reach, unfortunately, the modern communicator can be heard muttering under their breath “we’ll just put it on Facebook.” There is much more to truly communicating with your customers or members than just posting another social media post.

the trap

When electronic communications became reliable a few decades ago, the market quickly realized that it had found the holy grail. After all, this new medium was free and only required the time to compose a message and maybe add some graphics. As long as we had our own list of email addresses, the cost would be zero or close to zero, considering the investment in application tools to help. Social media didn’t change this seemingly profound business tactic, but it did exasperate it. The problem is, and was, that it is a flop, achieving a much smaller goal than we care to admit.

I, for example, generally don’t use Facebook, except for my work; So, if I am a member of that Chamber or Association, am I receiving the communication when it is published there? If I am a VIP customer of that organization, am I getting the message? Obviously not. Replace Facebook in the above with ’email’, ‘Twitter’, ‘YouTube’, ‘Parler’, ‘Rumble’ or any other means of electronic communication and there is the same problem: not all members use that electronic means. Or, maybe they do, but not often. We’ve been doing it wrong!

do it his way

Leaders, members, customers, staff… all people, in fact, have preferences. They do things the way they we want to do them, not the way we want them to do things. This is especially true in communications. We need to go where they are, not try to force them to be where we want them to be. Do any VIPs in particular prefer email? Text? A phone call at 11 p.m. after the family goes to bed? We have to meet them where they want to be.

With mass communication to clients or members, we need to be more fluid and complete. We need to cover the media, not just pick one and say it’s done. So whatever your favorite is, we’re there. The problem is that, going from the macro to the micro, more specifically to the individual, we don’t know which one is their favorite. And, time and funds are not unlimited. Most of us can’t afford to hire a complement of full-time employees just to post to all the relevant social networks while communicating through traditional media.

the secret sauce

So if we need to be where our members and customers are, but we don’t know where they are, how do we select the right media mix? The answer lies, as with most recipes, in selecting the best ingredients for the desired reaction and determining your mix. In our case, we must mix electronic media with physical media.

Electronic means include email, email newsletters (which we often mislead ourselves into saying are different from email), our website, and social media. The best mix for small, nimble staff is to use a monthly, bi-monthly, or quarterly email newsletter with few and few additional separate emails reserved for only the most important annual communications. This should be strongly supported with three to five social media platforms where we can copy and paste the same message and then make minor platform customization tweaks. Social experts would argue that each platform is different, with a unique language, tempo, and vernacular; therefore, such an approach is sloppy and unsophisticated. Although I agree when I discuss the finer details of comparing and contrasting platforms, this is simply not realistic for the small organization. Stick to cutting and pasting to get the most impact in the least amount of time.

If we stop communication at the electronic gate, we will lose more than 30% of our members and customers. Some will never see it as it will be buried in their e-waste heaps. Others will drop out. Still others will change jobs, which will change their email or social address, without letting us know. And yet others will compromise us with junk, spam, or electronic archiving 13. So the tried and true print media must also be part of our plan. Postcards, magazines, fold-out brochures, letters in letterhead envelopes, flyers, and tri-fold brochures are all options. So are text messages, voice calls, and even robocalls, if done right. The art of communication is in the mix, the portions and the touches with each medium. Of course, most of the physical media are exorbitantly priced compared to the electronic ones, which is why most of the cameras, companies and associations have abandoned these media altogether. But that’s also why physical media is so much more effective than it was to our fathers and grandfathers: it’s just not used much anymore, so when used correctly, it makes a splash.

Communication is about style, substance, writing the perfect copy, the best timing, and having something worth saying. More importantly, though, it’s about being where the recipient is so they can receive that magnificence that is their hard work. If a tree falls in a forest and no one is there to hear it, does it make a sound? If a message is sent in a medium that your customer is not monitoring, do you make the sale? Keep customer or member? Survive as an entity? The mix of media, doing it your way, might even be more important than style, copy, substance, or timing. At least you make your way.

If you found this article helpful and insightful, you may also appreciate the other three articles in this four-part series on communications: Break the noise with your communication, The Goldilocks Zone of CommunicationY Anatomy of a communication message.

Business

Leave a softer footprint: creating sustainable events

People depend on the environment for food, shelter, and overall healthy well-being. For the world to exist for generations to come, people must take responsibility for maintaining the environment. Sustainability means using, but not abusing, water, materials and other natural resources. The daily choices people make can have a huge impact on the environment.

Educating event planners on best practices for green events is the first step to leaving a softer footprint. Often planners and department heads don’t realize how their decisions can have a major impact on sustainability. Additionally, your events can set an example for standards in the college community and can be used to educate participants on how to make environmentally friendly choices. The seminar agenda should include: explaining sustainability and how planners fit into the big picture, simple steps to create a green event, and planning for trash and recycling at events.

Three examples of current conference and event practices that have a negative impact on the environment are excessive use of paper, catering options and how to recycle.

Reducing paper includes switching from printed to electronic invitations and communications. Invitations and RSVPs can be sent by email or through online services such as Avoid, Paperless Post, or Sign-up Genius. Event agendas and brochures can also be emailed or uploaded to an event app, such as Guidebook. Planners can encourage guests not to print the materials, but to refer to the electronic versions instead. If presenters do not have their presentations ready to share before the event, materials can be made available after the event by email or by posting on the conference website. Reducing paper will not only save trees, it will also reduce the amount of waste removed from the event.

Choosing an eco-friendly caterer or working with the University’s contracted caterer on sustainable options can also have a big impact on the footprint of the event. Planners can require catering managers to use washable, rather than disposable, utensils, plates, and cups. If disposables must be used, planners can choose a brand that is compostable. Also, ask the provider to use cloth tablecloths and napkins. These can be washed and used over and over again, instead of being thrown away after just one use. Suggest using bulk containers for sugar, cream, ketchup, and other condiments, rather than individual packets.

Planners may request that plastic straws not be made available to guests. Millions of straws are used every day, most of which end up in landfills. For guest water, request that bulk containers, such as pitchers or coolers, be used instead of plastic water bottles. Plastics make up 25% of landfills and take 1,000 years to decompose. Talk to the vendor about a zero-waste event, which means no paper or plastic is thrown away and leftover food is donated at the end of the event.

Third, provide recycling bins during the event and encourage guests to recycle their materials. Post volunteers at the recycling area or create signs explaining what items go into the bins. This will help guests determine where to dump their materials. Furthermore, proper sorting ensures that compostable plates, for example, are delivered to the composting site rather than the landfill. Encourage planners to work with the facilities department to plan how trash will be disposed of. There may be different colored bins or bags for each type of recycling. Detail how and when these containers will be picked up to ensure they are shipped to the correct destinations.

Once event planners are aware of the simple options that can have a big impact on the environment, steps can be taken to plan greener events. Many times, planners don’t realize that their choices can make a legitimate difference in creating a green event.

As a final step toward creating sustainable events, planners need to make their green choices known. Emailing a flyer to attendees or posting it on the event app with bullet points about the sustainability of the event will help continue the educational process. Some planners create reusable posters that hang on easels throughout the event to explain how they are impacting the environment. When guests are told why they are being asked to do something, they are more likely to happily participate in positive choices.

Home Kitchen

Latest trends in home renovation

Whether you’re looking to do a minor kitchen/bathroom remodel or even an extensive home renovation, here’s what you need to know about the latest home renovation trends.

Transitional Kitchen

Combining a functional kitchen area with a dining room or living room is something that is in fashion right now. In addition to enhancing the aesthetic appeal, an open link between the kitchen and the living room will make the cooking process more fun as you will never feel isolated from your family. While it’s a good idea to tear down kitchen walls, make sure you don’t ignore the importance of adding smart storage options and attractive flooring and backsplashes.

Mash-ups of Finishes and Colors

This primarily indicates a mix and match of functional and artistic materials for cabinets, countertops, and flooring. The same applies to colors as well. For example, neutral colors are now combined with bright patterns to create eye-pleasing décor and design. Although classic white is an all-time favorite, shades of gray and taupe are also becoming favorite color choices for many home remodeling projects.

spa-like bathrooms

A contemporary bathroom feels more like a spa, with separate or frameless tubs, upgraded stand-alone showers with multiple heads, and safety handles. The use of eye-catching metal fixtures with amazing finishes, heated flooring, LED lighting and high-quality faucets will complete the look.

Functional outdoor spaces

Most homeowners now realize the potential of having a well-maintained outdoor living room complemented by a beautiful garden and great features like stone fire pits. In addition to increasing the resale value and improving the appearance of the house, it can also become an amazing gathering space with your family and friends.

Concept Reinforcement: Reduce, Reuse and Recycle

People now largely prefer to build or renovate their homes using eco-friendly materials and energy-efficient appliances, thanks to increased awareness of the importance of sustainable living. There are companies that sell reclaimed wood and other building materials that they claim are attractive and durable. Alternatively, you can also choose to recycle materials to use them in a more creative way than to remove or replace them entirely.

Digital Marketing

Understand Yahoo! response levels

Yahoo Answers is a great tool for an individual or business that wants to use the online resource to benefit their business, boost their website, or drive traffic to their site. Yahoo Answers is most beneficial when it’s in the hands of a person or group that knows how to use it to its full advantage. First they need to establish an account. You start out as a level 1 user and must answer 20 questions before you can progress to the next level.

It’s not hard to see why someone would want to evolve, or even constantly evolve to become a high-end user on Yahoo Answers. Once you become a member of this growing community, you’ll want to earn points so you can reach higher levels. This is a way to become more active on this site. You’ll start to see more benefits when your profile shows you as a level 5 user compared to a level 1 user. The higher your level, the more questions you can answer and the more votes you get each day. There are fewer restrictions when you have moved to higher levels. If you are involved in an online marketing business, higher levels are good for business. This helps you use Yahoo Answers to drive more traffic to your sites. To go from level 1 to level 2 you need 250 points. When you reach the second level, you will be able to ask 10 questions, answer 40 and also vote 40 times a day. It is at level 2 that you are allowed to grade the answers.

It is also at level 2 that you are allowed to post hyperlinks. When you use Yahoo Answers as a marketing tool, this is something you really want to be able to do. The idea behind using Yahoo Answers as a tool for your online marketing strategy is to be able to post links in your answers. These links will attract viewers and drive much more traffic to your sites. It is important to do whatever it takes to reach higher levels.

Health Fitness

keto lunch ideas

Ketogenic lunch ideas can help you stick to your weight loss plan. There is a lot of debate about the effects of ketosis on the body. Can ketosis cause cancer? What are the long-term consequences?

The short answer: No. But that doesn’t mean it’s not a good idea to stay away from him. This is why:

When you’re on a low-carb diet, ketosis occurs. This occurs when your body cannot break down certain carbohydrates for energy. Ketones created to take the place of glucose and other sugars. It has been studied that ketosis may contribute to the risk of heart disease and diabetes.

Most people are aware that losing weight is a constant battle. As you lose weight, your metabolism slows down and you may find it difficult to exercise regularly. This means you may have less energy than you used to. That can have an effect on your diet plan.

Your body doesn’t always get enough energy from carbohydrates. You may need to add more protein to your diet plan. Protein shakes or a high protein food can be a great way to add protein. Make sure you do it slowly so it’s not too much of a test. If you add too much, you may want to remove the protein.

This is also why it’s important to think about eating several smaller meals throughout the day. Eat a large meal at lunch and a smaller meal before dinner. You can keep ketosis at bay by eating several small meals throughout the day. Eating larger meals less frequently can keep your metabolism in check.

When you’re hungry, reach for a bag of chicken salad with low-fat dressing on your plate. Be sure to use the low-fat dressing. If you add too much salad, you will add calories, further increasing your ketosis. Use tuna wraps for wraps on your tacos or salads for a healthier option.

Be sure to check with your doctor before starting any new diet plan. It’s a good idea to talk to your doctor. They can help you assess what your needs are. It’s also a good idea to have a support group. Having people who are also trying to achieve the same goal can make it easier to stay motivated and on track.

If you enjoy a healthy diet, then the Atkins diet might be right for you. It has been shown to be effective in aiding weight loss. However, one thing to remember is that you will still be eating a lot of carbohydrates.

To stick to your lunch plan, make sure you eat often throughout the day. It will keep you from feeling hungry during the day and prevent you from overeating at lunch.

If you like to eat fruits, one of the best healthy lunch ideas is fruits. You can have an apple or an orange, or you can combine an apple and an orange for an amazing breakfast. However, don’t limit yourself to just fruit. You can also add some nuts and seeds to your diet.

Getting rid of the traditional lunch box and replacing it with healthy foods will help lower your ketosis levels. It’s important to note that even though you’re following a ketosis diet, you don’t want to starve yourself.

So while doing this, you should still eat plenty of vegetables. You can add them to a salad, eat a whole wheat bagel with hummus, or eat carrots and celery with a low-fat dressing.

There are plenty of other keto lunch ideas. There are even some that involve making your own delicious meals. This is great because you can add any ingredients you find around your house to your lunch box. The most popular lunches include chicken, fish and beef.

Ketogenic diets have been shown to be effective because they keep your body in check, so it never goes off track. They are very good for people who are beginning to go through the withdrawal that accompanies any type of diet.

Remember that starting a ketosis diet will cause your metabolism to slow down. You’ll also need to make sure you drink enough water throughout the day.

Legal Law

What are cyberbullying, trolling and cyberbullying?

The dark side of free speech, part 2

cyber bullying

Our culture and probably most others have historically felt that bullies are bad news, but that being bullied is also a rite of passage. We often think that bullying tends to end with elementary school. Could not be farther from the truth.

As a culture, we tolerate and often reward adult harassers, especially harassing managers in the workplace. We celebrate bullies in entertainment as warriors and winners (even as we also celebrate a bully getting what they deserve), and while hazing in schools, the military, and fraternities is being shunned by the culture, we otherwise do little to eradicate bullying. Our politicians are often famous for their bullying nature. Unless there are dead bodies, we seem to expect people to just put up with it (or fight back).

As damaging and egregious as bullying can be, cyberbullying takes things one step further. Cyberbullying uses the Internet and other electronic forms of technology to post cruel or embarrassing photos, messages, emails, or to make threats. However, the attacker is usually anonymous, unknown, and there is no one to fight against. As a result, the potential cyber bully is often encouraged to create as much havoc in their victim’s life as possible. The potentially viral nature of such posts, that is, the ability for these posts to be widely, rapidly, and endlessly replicated, does not occur in a face-to-face encounter.

A typical (non-cyber) bullying event occurs at one point in time and then ends (although another similar event may occur). Bullying happens at one place in space: a street corner or the office, perhaps. Harassment is often witnessed, and everyone present knows the perpetrator. A cyberbullying incident, on the other hand, can spread to hundreds of people in seconds and to millions of people in a relatively short time, can persist for an extended period of time, can be distributed around the world, and has no one to answer for its action. .

As a result, the damage from such an incident can be repeated and repeated over and over again. Sadistic spells may enjoy repeating themselves and reposting, and even creating websites to encourage their persistence. These sites have a cumulative effect, with unsavory fellow travelers adding their own often excruciatingly unpleasant insults, republishing private images, and multiplying the damage. Some may not realize or care about the damage they cause; others delight in it.

An unfortunate creation of cyberbullying is “revenge porn”. There are sites on the Internet created solely to shame and hurt people (mostly women) by electronically posting and reposting sexual images of a former lover or interest. Some of these posts are designed to shame associates of the person whose pornographic image is posted. The target may be the ex-boyfriend or husband and the victim is “collateral damage”. Even well-known people can engage in the nasty behavior, like the recent case of a hip-hop star and her site featuring a pornographic video of a hip-hop girlfriend getting into a fight with a rapper.

Many victims of seemingly endless cyberbullying, including clients who have come to us for help, have lost their self-esteem. Others have been driven into substance abuse, dropping out of school or society, and such bullying behavior has even been implicated in suicides. While not generally considered a crime, it is far from victimless.

cyber bullying

Cyber ​​bullying is a more specific form of cyber bullying and, like cyber bullying, is much more enabled by the anonymity possible through the Internet. It is the use of the Internet and other technologies to harass someone, although some cyberbullying may be secret for a time. While a “traditional” stalker may track a victim’s movements, spying on them from hidden areas, or with binoculars or telescopes, the cyber stalker electronically monitors their target(s).

Much of our social life is semi-public these days, on social networks like Twitter and Facebook. The Internet makes it easy for a person to hide their identity, create a false identity, or impersonate someone else, perhaps as a false friend, making it easier to spy on a person’s activities through social media. Like cyber bullying, the ease of anonymity on the Internet can embolden the cyber bully, thinking (often correctly) that they won’t be found out.

We regularly encounter cases where the stalker has managed to investigate and guess the credentials of their victim’s email or other online accounts, making it easier to uncover the victim’s whereabouts, conversations, and correspondence. In some of these cases, the perpetrator will even impersonate the victim, sending fake emails and messages, posting as the victims themselves, or posting embarrassing images as if the victim herself is the source of the statements, photos, or videos.

This has come to be understood and judged to mean that the government cannot prevent you from saying its article, no matter how much the government or anyone else disagrees. This applies to the entire US government: federal, state, and local entities and public officials of those public entities. You are free to speak in “the public square”. Please note that the Public Plaza concept applies only to government entities, properties and officials. It does not apply to private or commercial property. Property or business owners may prohibit you from saying certain things, or from saying anything on or in their property, business or broadcasts, unless it is permitted.

Stalkers can find a way to infiltrate the fabric of a victim’s financial, social and family life, leaving the personal life in tatters. Although it is easy to read about such events and behaviors, it is all over the news, victims are often not taken seriously, with friends and loved ones calling them neurotic or paranoid. Because the cyber bully often tries to damage the victim’s reputation, the reactions of those close to the victim often favor the bully’s goals.

And while cyberbullying is illegal in many parts of the country and the world, these actions rarely rise to the level that law enforcement needs to take them seriously or investigate them. Read between the lines in the news and you’ll find that almost all arrests that include cyber stalking also include a serious threat, a violation of an existing restraining order, identity theft, theft of physical property, or child abuse.

offending

Internet trolling is behavior in which the troll is intended to inflame, annoy, or harm civil discourse. In the context of this series of articles, he tends to disrupt the online or public communication of others through the use of vile invective, insults, and other verbal havoc. He is often misogynistic. The ability to be anonymous on the Internet removes much of the inhibition a person might feel from behaving so impolitely.

To do?

A common thread throughout the behaviors described is the ability to remain anonymous on the Internet. One might imagine that removing the option to be anonymous would remove the motivation for the behavior, but in this case, arguably the solution would be worse than the problem. In the first part of this series, we discussed freedom of expression, one of our most important rights, and the importance of anonymity. Both have played a huge role in the very creation of our nation and continue to protect those who report abuse, even when such anonymity allows for other types of abuse. What are we going to do?

In Part 3, we discuss what we can do and what is being done, both legally and socially, to limit harmful cyber behavior.

Lifestyle Fashion

Recipes for a detox diet and your oxidation rate

Knowing your rate of oxidation is critical information for your health. Your oxidation rate in simple terms is how fast do you burn food? Some people burn off food slowly, while others burn off food fast. In any case, knowing this critical information goes a long way toward finding the right detox diet recipes and your health.

A person who burns food fast is called a fast oxidizer and a person who burns food slowly is called a slow oxidizer. A fast oxidizer needs more slow-burning foods, such as a diet with more high-quality, good fats and oils. Slow burning food is a good match for the fast oxidizer as that person will maintain energy.

In contrast, the slow oxidizer may have a diet of more rapidly burning foods, such as grain products, but less high-quality fat and oil. So there is a big distinction between the two in terms of your metabolic needs.
If your diet doesn’t match your oxidation rate, you’re not getting the right foods for the rate at which your body burns food. This matching element for proper nutrition is one of the main keys to good health.

Now that you know your oxidation rate is critical, how do you find out your oxidation rate?

The key is your hair, although your hair is dead, it is a storage site for all your macro minerals, trace elements and toxic metals. As the hair grows, these minerals and toxins are deposited in the hair over a period of 3-4 months. Through a hair mineral test and the expertise of a lab that examines your hair properly, you can determine your rate of oxidation. Once this vital information is known, you can pin down your exact diet for you and you alone. (See Analytical Research Laboratory)

No more guesswork! And for the people who had the intuition that all foods do not affect everyone in the same way, bravo, they were right and the two rates of oxidation are the reason. An example would be if you are a fast oxidizer that a lot of grains, and fruits are not a great choice because grains and fruits burn very fast and for fast oxidation it is not possible to hold energy. The fast oxidizer will always be hungry shortly after eating. I know there are those who say that it’s me, I get hungry an hour after eating and the reason is wrong diet.

Now, in contrast, if the fast oxidizer eats slow-burning foods like eggs, olive oil, butter, or some nuts (for example), sustained energy will be produced and the urge to eat will slow down. Slow oxidizers have the opposite effect, they need and can eat faster burning foods that will keep their energy levels up.

So to simplify this, there are some people who are like a car speeding down a highway that burns fuel very quickly. (fast oxidizer) And the other is the car driving slowly down a side street. (slow oxidants)
If we take the analogy one step further, it’s like a car that needs unleaded gasoline, but you’re putting in some diesel fuel mixed with some unleaded gasoline. It’s the wrong fuel! It will work but not at its best and eventually repairs will be needed.

Now that the concept of oxidation and diet has been explained, let’s talk about the detox diet. The buzzword “detox diet” gets thrown around a lot, but unless you know your oxidation rate, you may be eating the wrong food or the wrong food most of the time. Detox diets must match a person’s rate of oxidation.

In this article, I present a sample meal plan for slow and fast oxidizers.

Recipes for the Detox Diet:

Slow Oxidizing Breakfast:

2 eggs with spinach omelette, in 1 teaspoon olive oil or butter
1 slice of plain Ezekiel bread
1/4 cup blueberries

Breakfast for Rapid Oxidizer:

2 eggs with spinach omelette, in 3 tablespoons of olive oil or butter
2-Link Organic Turkey Sausage
1 stalk of celery with almond butter

In this example, the slow-oxidation breakfast has much less fat and oil in your meal and allows you to have a high-quality grain product as well as a small amount of fruit. The slow oxidizer will burn off that food slowly and keep you energized throughout the morning.

In contrast, the fast oxidizer needs more olive oil or butter in its diet and more fat and oil in the almond.
butter and turkey sausage. This combination of foods will burn slowly for the fast oxidizer and will keep that person with sustained energy throughout the morning.

Lunch for the Slow Oxidizer:

4 oz grilled chicken breast, very light butter and garlic
1 cup steamed carrots with 1 teaspoon butter and sea salt
1/2 cup brown rice
Lunch for the Fast Oxidizer:

4 oz grilled chicken thighs, made with a modest amount of butter and garlic
1 cup steamed carrots with 3 tablespoons butter and sea salt
Pecans 6-8

Again in this example, you can see that the slow oxidizer has much less fat and oil than the fast oxidizer.
They both have protein and vegetables. Slow has the grain (brown rice) the fast has more fat and oil.
(dark meat chicken, butter and walnut) The slow chicken breast has much less fat.

Dinner for the Slow Oxidizer:

4 oz Roasted Flounder with Garlic and a Squeeze of Lemon
Chard with blueberries, small amount of olive oil
plain sweet potato

Fast Oxidizer Dinner:

4 oz Flounder with Butter and Garlic
Chard with almonds and butter and olive oil
Sweet potato with 3 tablespoons of butter

Again we see that the slow oxidizer can have lemon flounder and the slow oxidizer can have blueberries and plain sweet potato. The fast has the buttered flounder which has more fat and also the fast has more butter in the sweet potato and fat in the almonds.

These recipes are examples of the distinction between the oxidation rates of slow and fast individuals. Without knowing how fast your body burns food, all the detox diets in the world will have little to no positive effect and may even be harmful.

For example, the popular lemon detox diet is not a good choice for fast oxidizers, as its speed of oxidation requires food to be burned more slowly. Lemon is a fruit and therefore burns very quickly and this type of detox regimen should be avoided.

Matching your body with the right detox diet as well as matching your body with the right supplements and lifestyle modifications are much healthier in the long run than fad diets or fad berry liquid drinks. Not only will you detox correctly and safely, but your correct diet will have great effects on weight loss and weight gain. It’s very simple, know your oxidation rate!

I’d like to quickly mention that, as a general rule, avoid foods that have something added or taken away from them. The best quality foods are those in a natural state like your great-grandmother ate.

Pets

Why are hobbies good for you and children?

Having a hobby is a great way to spend your free time doing something useful and better. The best part about hobbies is that they are enjoyable and allow you to do what you love. Perhaps, you always wanted to design a mini plane or a rocket. Maybe you wanted to play basketball like Michael Jordan. Whatever the hobby, they give you the perfect opportunity to develop your creativity, competitive nature and expand your horizon.

Here are some ways hobbies can help you and your children:

Gives meaning and purpose to your life

Having a hobby gives you a sense of meaning and purpose. Depending on the free time you have, you can plan it. It can be weekly, fortnightly or monthly. Just plan it with your son or daughter. Research has shown that people who have meaning in life live longer.

stay active in life

Think about it. When was the last time she used his free time wisely? Most likely you have slept or watched a movie. It’s fine to sleep and watch a movie, but doing the same thing week after week will get you nowhere. Developing a hobby keeps you active both physically and mentally.

You have the opportunity to make friends

Join a club where like-minded people can help you make friends for life. You’d be surprised how people have had a close lifelong friendship with someone they randomly met at a meeting, conference, or hobby club. Maybe you can take your sounds to play soccer.

For girls, there are many options. You have music, cooking, sewing, the options are endless! It is absolutely fine for a father to be actively involved in his daughter’s life. This is how true friendships develop.

It gives you personal time with your children.

Whether you spend a few hours a week or a month, it’s your personal time with your kids. Your office work, friends and other things don’t bother you anymore. You are focused solely on your project. The obligations and responsibilities you have, go to the background. This is the best way to handle stress and tension.

It gives you the feeling of accomplishment.

If you make poor decisions, which affects your goal setting, then having a hobby can help you set deadlines and hit them. Once you have completed the project, you can feel the sense of satisfaction within you, which is very important. Not to mention, he just spent time productively with his kids.

As always, whatever hobby you choose, be sure to enjoy it like it’s your last day on earth. It is very important because you will not be afraid to try new things next time.

Real Estate

Blind Loans: What You Don’t Know Can Hurt You

There is no doubt that we are in a fiercely competitive business loan market. Banks and other lenders have more money to lend than creditworthy borrowers looking to borrow. Interest rates remain historically low. Pressure continues to mount to lower borrowing costs to attract new customers.

Commercial real estate loans are no exception. Banks and other commercial lenders are scrambling for borrowers and, on the issue of cost-cutting, many are placing more responsibility for documenting commercial real estate loans on loan processors with limited understanding of the fundamental risks involved. An unfortunate consequence is that many lenders “blind lend.”

What is “blind loans”? Blind loans approach commercial real estate loans with substantially the same approach as residential homeowner loans. Blind lending is making loans secured by commercial real estate without fully understanding the underlying commercial real estate project and the collateral risks it presents. Blind lending is turning a blind eye to important legal, environmental, and land use issues uniquely applicable to commercial real estate and ignoring available risk-shifting techniques in the unfounded hope or belief that if the issues are not carefully considered maybe they won’t exist.

Make no mistake: commercial real estate loans are not the same as residential real estate loans. Many lenders facing customer resistance to higher borrowing costs may want to turn a blind eye to this reality. Ignoring this reality, however, does not change it. Ignoring this reality may appear on the surface to reduce costs, but it can jeopardize bank profits and jeopardize capital.

“Safe and sound lending practices” is not just a phrase used by banking regulators. It should be a way of doing business.

Failing to focus on the genuine risks that commercial real estate loans present is not safe and sound lending practice.

Believing that a commercial real estate loan is properly documented through the use of prepackaged computer-generated loan documents, without also requiring a qualified and in-depth analysis of the land use controls imposed by registration and zoning documents, informed examination of survey, lease subordination, insurance, access, borrower authority, and other legal issues, and without fully understanding the environmental risks posed by existing, former, or anticipated tenants, occupants, and owners of adjacent land, you are not following sound lending practices and safe.

Blindly following a loan document checklist and filling the loan file with documents and materials that “evidence” a well-documented loan, without a genuine understanding of the legal limitations, pitfalls, and red flags that the documents can is to follow solid and safe loans. practices Using the ostrich approach to lending is a game of Russian roulette. The result can be catastrophic for the bank’s profits and capital if and when the loan defaults.

Banks and other commercial lenders who follow these unsound and insecure banking practices don’t like this message. They often claim that their loan processors are “good people” with excellent training and years of experience using their canned document software.

The fact that a lender’s in-house loan processors are “good people” is not in question. The fact that they are well trained in entering relevant data so that a computer can generate a beautiful set of loan documents is not the problem.

The question is what can be beyond the documents.

A perfectly constructed set of “standard loan documents” can be of little value if it does not adequately address the unique issues posed by the commercial real estate project it serves as collateral. Without a doubt, every commercial real estate project is different. Unlike owner-occupied residential real estate, commercial real estate collateral cannot be safely “assumed” to be legally adequate, or even legally usable for its intended use.

A beautifully drafted mortgage on commercial real estate is of little value if the project does not have a commercially reasonable legal right of access or parking.

CASE IN POINT: How safe is a loan on a banquet hall for 800 people in a mixed-use center if the banquet hall has the legal right to park only 155 cars?

CASE IN POINT: What is the collateral value of a hotel on a highly visible road junction, which has as its main means of access only a license to use a private road that can be closed at any time? [Is the appraiser legally responsible for discovering this fact when making the loan appraisal? What kind of access does the typical title insurance policy insure?]

Obtaining a Lender’s Title Insurance Policy with specialized commercial endorsements is a useful method of taking risks away from the lender, but the lender must understand how to interpret each endorsement to know what it insures.

CASE IN POINT: While attending a loan closing as an “accommodation” for a lender to make a large loan to one of their “best customers” to purchase a warehouse and manufacturing building, with instructions from the lender to simply “supervise the execution of the closing documents”. (the lender had prepared) and approve the title,” the lender’s attorney discovered upon review of the lender’s required zoning endorsement that the borrower’s intended use of the facility was expressly prohibited by the applicable zoning ordinance. The Endorsement Zoning Code HIGH 3.1 to be attached to the loan policy revealed that the borrower’s intended use was expressly excluded as a permitted use on the land Neither the lender nor the borrower had read the endorsement or, if they had, did not understand its endorsement. meaning. The transaction was aborted by the repentant but grateful borrower, who would not have been able to operate his business had the transaction proceeded. If this restriction had not been recognized prior to financing, it would almost certainly have meant the bankruptcy of one of the “best customers” of the bank and a huge non-performing loan for the lender.

Experience shows that lenders should not assume that borrowers and their attorneys will always conduct adequate due diligence to determine all associated risks that may affect the project and underlying assumptions material to a loan.

A lender must also avoid the trap of relying too heavily on the borrower’s representations and warranties in the loan documents. If the borrower is wrong, what is the consequence? Declare a material breach?

CASE STUDY: A mortgage securing a $1,650,000 loan contained an assurance from the borrower that “all leases encumbering the Real Property are, and will remain, subordinate to the lien of the Mortgage.” A lease, in fact, was not automatically subordinate to the Mortgage. The Lender’s Title Insurance Policy included an exception for all existing leases and leases. The non-subordinated lease contained a Lessee Option to purchase the entire strip center for $1,520,000. Will declaring a default for breach of warranty fix this defect? What is the collateral position of the lender if the Lessee exercises the Purchase Option on him?

The lending business is about making sound, safe loans that perform profitably as planned. Performance is the key. No foreclosure. The ability to declare a default and initiate enforcement and enforcement proceedings is a resort of last resort. It is not a viable substitute for diligent evaluation of the material predicates of the loan and will rarely fix problems with the underlying collateral.

Sound and safe loans require a comprehensive understanding of all the relevant issues facing each commercial real estate project that serves as collateral. If lenders are going to make commercial real estate loans, they must follow safe and sound credit practices. To do this, they must learn to fully and meaningfully assess all the risks associated with their collateral, or hire an attorney with specialized knowledge and experience in commercial real estate lending to perform this role.

Turning a blind eye to the uniqueness of commercial real estate collateral and the limitations of many well-intentioned but unaware in-house loan processors is not sound or safe lending practice.

Independent, focused and knowledgeable lender due diligence is a must.