Real Estate

What is the value of my house?

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There are actually two home values, the value to the owner and the value to the potential buyer. Unfortunately, both values ​​are emotional and not facts based on market data. The homeowner has time at home, family, years of memories, kids growing up, maintenance, maybe blood, sweat and tears from room additions, kitchen or bathroom remodeling. Obviously, the owner places a high value on his castle and rightly so.

Shoppers, on the other hand, see things differently and act on different emotions. Buyers look for that emotional spark on the first visit. The most important first impression is what drives potential buyers…in the beginning. From there, the first impression quickly turns into affordability, the cost of moving into the house, closing costs, monthly notes, taxes. Should I make an offer? What is the minimum I should offer?

Market value is somewhere between these two emotional extremes. This is where the appraiser comes in with an objective opinion backed up by market data. Market value is defined as the price that a willing buyer will pay a willing seller for a product or service. In real estate, this is known as an “arm’s length transaction,” meaning that both buyer and seller acted voluntarily and not under duress.

Where does the appraiser start and how do they get to those magic numbers called Market Value? It’s not magical at all; it is a methodical series of analytical steps.

First, the appraiser conducts a physical inspection of the property, determines the size of the living space, and takes note of any amenities, such as the number of bedrooms and bathrooms, the garage, laundry facilities, storage areas, and any special features. , such as a fireplace, pool, patio or outbuildings. After a thorough inspection, the appraiser has a starting point to arrive at market value. With all the physical data collected, the appraiser uses two or three methods to arrive at the market value. The three methods are: Market Approach – The appraiser looks for comparable homes in your neighborhood, subdivision, or within your city with comparable neighborhoods. Cost Approach/Cost Analysis: The appraiser calculates the cost to build your home based on current material and labor costs, less depreciation for structural damage, poor maintenance, and neighborhood disintegration. Income Approach: The income approach does not apply to residential market value. This approach applies to income-generating properties such as residential duplexes, apartments, and of course commercial properties.

If the property being appraised is a residential structure, many factors are taken into account beyond the physical attributes of the property. The appraiser also considers the compatibility of your home within the neighborhood, such as whether your neighborhood increases or decreases the value of your home. This involves factors of pride in ownership, which occur in most communities. However, location, location, location drives the final analysis of the market. The appraiser considers the ebb and flow of growth and its direction within your town or city due to socioeconomic factors. In addition, future planning goes a long way toward keeping your home at its current value.

In short, determining the value of your home is a complex procedure. The appraiser must have a good understanding of your city and all the socioeconomic factors that drive the market. This requires years of observation, study, and considerable research on the part of the appraiser. When considering a professional appraisal, it is best to choose an appraiser who is certified and has one of the following professional designations: MAI (American Member Institute) ASA (American Society of Appraisers) SRA (Society of Appraisers) CRA (Certified Real Estate Appraiser) ) IFAS (Independent Fee Appraisal Society). This list includes some of the most recognized professional appraisal organizations in the United States.

John Tatman

Shopping Product Reviews

10 of the funniest games available for free online that will blow your mind!

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If you’re ever bored and love gaming, I’ve got some awesome and fun online games to share in this list of 10 of the most fun games you’ll find online to blow your mind. You will discover some new and exciting online games that you probably had no idea were available online for free. You’ll also find some great games similar to the arcade classics we all know and love. Many of these great games have gone viral and created a cult following online who are addicted to free games. Before you begin, you will need to have the latest version of flash installed on your computer to enjoy these fun online games. If you don’t have flash yet, you can download it for free from adobe.

1.Super Smash Flash Bros: Super smash flash bros is basically a fighting game that lets you match up characters from great games originally released by Nintendo, including Mario, Zelda, and Pokémon. The game does not have the rich details of the original game released for the Nintendo64, but it is still one of the most fun games you can play for free online.

2. Kamaz Delivery: I am sure that if you like fun racing games online, you will enjoy taking part in this competition known as Russian Bear Driver in Kamaz delivery game. Races are held annually in the tundras. Your goal in this is to deliver as many cargo boxes as possible to the finish line.

3. Super Crazy Guitarist Maniac 3: The latest release in this series of great games inspired by Guitar Hero, another one of the great games related to being a rock star. Super Crazy Guitar Maniac 3 will have you play a huge collection of songs (some of which will need to be unlocked first). This is one of the funniest games ever involving both the arrow keys and the numbers. You just need to hit them at the right time, although you don’t need to strum the guitar.

4. Ultimate Sound: You can’t have a list of the funniest games without including the fastest hedgehog ever. This is truly the ultimate sonic flash game and it will have you on the edge of your seat. This is a must play game if you are a diehard fan of hedgehog pigs!

5. Crash Bandicoot: Crash Bandicoot is back in the fun and exciting new flash version of the Crash Bandicoot game originally released by Sega. Crash is one of those great retro games that you just can’t get enough of once you get into it.

6. Pac Man: When you talk about some of the most fun and addictive games, you can’t leave out this funny ghost monster biting hero called pac man. He runs through the maze clearing the board of ghost monsters and marbles.

7 rays: Ray is one of the most fun games you can find in the adventure category. In this great game you go on a wild adventure and try to rescue a girl for some cash! You make all the decisions in Ray and there are several different endings so it’s like several great games in this game.

8. 3d logic: Certainly among the best easy to play yet challenging and fun online games is 3D logic. You just need to connect the colored squares into a 3D cube, without overlapping the connections. There are 30 levels in what has to be one of the most fun logic games ever.

9. Urban Shredder: Ok, most of the fun games are not that destructive, but if you are in destroy mode, then monster truck games are great games to satisfy your appetite for destruction. Get on your monster truck and destroy everything in your way using your giant truck known as Urban Crusher!

10. Sift Heads Act 1: The new Sift Heads game lets you play as Vinnie, Kiro or Shorty in one of the latest installments in this series of great games. Sift heads is one of the most popular shooting game series of all time. In this fun online game you can use more than 14 weapons, explore 2 huge cities, complete 10 main quests, 10 side quests, customize your character and much more!

There you have some of the most fun games available to play for free online. This was my personal top 10 and I think it’s the definitive guide to the most fun games available online.

Sports

Principles of Blackjack and the “Game” of Sales

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Blackjack is one of the few casino games where you have almost an equal chance of coming out on top at the table. Most business owners and sales professionals would love to have a 50/50 chance when trying to close a sale. Let’s look at the three key principles of Blackjack and see how they can be applied to the game of sales:

1. Understand the rules of the game
Blackjack has rules that dictate how and when cards are dealt, what combinations of cards make up a winning hand, and how the dealer must play their hand. Furthermore, mathematical odds establish a set of “rules” that you must follow to maximize your chances of winning. By sticking to the rules, he reduces the house edge to just a few percent.

Key factors: To follow the rules, you must be emotionally detached from the process and you must follow the rules consistently. If the rules specify that you always split aces and eights, then you should always split aces and eights. If the odds specify that you should expect 14 when the dealer’s up card is six or less, that is what you should do. You can’t play hunches. You can’t guess the odds.

2. Never risk more than you can afford to lose
The wisdom of the rule should be obvious. If you’re not wise, as the adage suggests, “put all your eggs in one basket,” it’s equally foolish to bet all your money (especially if it’s your bottom dollar) on one hand.

3. Know when to walk away
If you play the game long enough, you will probably notice a sine wave-like pattern in your winnings. Sometimes you’re up, sometimes you’re tied, and sometimes you’re down. Unfortunately, the pattern is not a perfect sine wave with a fixed, predictable frequency and amplitude. Therefore, you should set a goal in advance to walk away when you are up or down by a specific amount. Either way, he walks away a winner, measured by his actual winnings or simply by the fact that he survived to play another day, or maybe another table.

Apply Blackjack Winning Principles for Sales Success

1. Understand the rules of the game.
A cardinal rule of the game is that you don’t spend your time hunting for low-probability opportunities, no matter how badly you want or need a sale. As in Blackjack, you must remain emotionally detached from the process. If the opportunity isn’t up to the task… well, then it isn’t up to the task, and it’s time to move on and find one that is.

Low probability opportunities exist when:
– There is no compelling reason for the prospect to buy your product or service or to buy it from YOU.
– The prospect is unwilling or unable to make the investment required to obtain your product or service
– May not meet all of the prospect’s criteria to buy your product or service or buy from you instead of a competitor.

2. Never risk more than you can afford to lose.
“Bet” your time wisely. Don’t spend all your time chasing an opportunity. That is not a winning strategy. You must have more than one active opportunity in your pipeline.

3. Know when to walk away.
Sometimes it’s not in the cards. Some sales opportunities will progress predictably and perhaps quickly, and you’ll add a new name to your customer list. Other opportunities will drag on. Some prospects won’t commit, or if they do, they won’t follow through. In those cases, you should reduce your losses (of time and energy). You should close the file, walk away, and spend your time identifying other, potentially more viable opportunities.

When you follow the rules, you can bet on the outcome: more sales closed, more often.

Relationship

Music Lessons for Kids – How Young is Too Young?

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I started playing a musical instrument late in life, in fourth grade, at the ripe old age of 9, when my public school offered classes. I like the violin, and I loved it. My teachers recognized my ability and supported my decision to become a professional. But when I got to the conservatory, what a surprise! Most of the other students had started years earlier, in kindergarten or earlier. I had to practice 5 to 7 hours a day to reach those ‘virtuous’.

Today, a growing body of research confirms what I felt: there are neurological benefits to musical training from a young age, when the brain is forming. Research also associates children’s music lessons with higher grades, test scores, and self-esteem. And starting young means kids have a better chance of becoming accomplished musicians, if that’s what interests them.

But not too young! In addition to being a musician, I am the mother of three children (including two teenagers who are pre-professional musicians and a 6-year-old budding cellist); and I am the director and teacher of a school that has taught music to hundreds of young people of all ages. This is what practical experience has taught me about how to launch children happily and successfully into the world of music.

1. ENRICHES BABIES. Teaching an instrument to a child under 3 years old is an exercise in frustration. Instead, take them to listen to live music. Give them simple toy instruments, like keyboards; kids love to push buttons. If you’ve ever played an instrument, dust it off and play again, in front of them.

2. THERE IS A MAGIC NUMBER. They are about 3 ½ . For many children, that’s the age when they can start to focus enough for instrument lessons, especially if the instrument is a piano.

3. CAN YOUR PRESCHOOLER FOCUS? If the child can focus on a task like a puzzle or shape sorter for 20 minutes, that child is probably ready. (If he doesn’t sit still for more than 20 seconds, don’t despair, he’ll be there later!)

4. START WITH PIANO LESSONS. Although violins are made in baby sizes, they are extremely difficult for most children under the age of 4 1/2. The piano is much better. The child can sit comfortably. There is a palette in front of them – black and white keys. They can concentrate on hearing high and low tones: basic ear training. And there’s bonus right from the start: hit the key and it sounds good!

5. MAKE IT SOCIAL. The best classes for this age are like a big playgroup, with the instrument as the center. The kids can’t wait to see their friends. If there are no classes like this in your area, consider finding another preschooler or two to join your child’s initial lessons.

6. DO YOUR HOMEWORK. Get at least three recommendations from other parents. You and your child should meet the teacher in advance and tour the facility (either a music school or the instructor’s home).

7. LOOK FOR DECLARATIONS. Most preschoolers love to perform for family and friends. The children dress up; they buy a special outfit; they even get new shoes! During or after the recital, there should be a reception (We call it a “party!”). Children will run around, eat cookies and carrots, accept congratulations and feel great.

8. KEEP THE REWARDS FLYING. Kids are very goal-oriented, so give out LOTS of prizes, stickers, and small toys. When your child gets restless, you can say, “If you can play these three bars, you get a sticker.” It works like a miracle!

9. DO YOU HAVE FIVE MINUTES? Although the lessons require the child to concentrate for 30 to 45 minutes, set the bar lower for practice at home. If you can only spare five minutes, great. She will last longer as she gets older. Consistency is MUCH more important than duration.

10. CREATE A ROUTINE. Pick a regular place and time of day for practice.

11. BREAK THE ROUTINE. Some nights I create a stuffed animal audience for my 6 year old. In the “backwards” night, he does the measurements backwards. He sometimes serenades me in the kitchen while I’m cooking. The crazier the better.

12. DO NOT BUY THE INSTRUMENT. If you have a choice, rent or borrow. Reducing your investment will help you achieve the right, relaxed attitude. When parents buy a new instrument for a beginner class, it’s practically a guarantee that the child will fail. They feel like they made this big investment, so their son had better move on. That’s too much pressure.

13. BE POSITIVE. Always see the positive side. Congratulate them for trying and for their improvement. Her approval motivates them to continue with her.

14. GIVE IT FIVE WEEKS. After five sessions, parents and children understand exactly what is required. That is the time to ask yourself:

– Did my son learn anything?

– Will he or she practice at least a few minutes a day?

-Did I It’s fine? Can I manage the investment of time and energy?

If you answered ‘yes’ to at least two of these questions, continue with the music lessons. Most of our preschool children go on to private classes. Or, if they’re old enough (4 ½ minimum), some switch to a stringed instrument. Piano lessons help tremendously when faced with the increasing complexity of holding and playing a violin, cello, or guitar.

But even if your child isn’t ready to continue, you haven’t wasted your investment. Everything they learned in those first five weeks will be there when they’re mature enough to continue making music, whether it’s in 3 months or 3 years.

© 2008, Susan Pascale, all rights reserved.

Technology

CredSSP Encryption Oracle Remediation – How to Fix the CredSSP Encryption Oracle Remediation Error

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CredSSP Encryption Oracle Remediation

A CredSSP Encryption Oracle Remediation error occurs when a server cannot verify an identity or certificate, and thus is not secure enough to transfer confidential data. If this happens to your computer, you can fix it by updating both the client machine and the server. Listed below are the steps to fix this issue. Once you’ve updated both, you’ll no longer encounter the problem.

First, check HKEY_LOCAL_MACHINE, where you’ll find the registry key ‘CredSSP’. Right-click the space and choose ‘New’. The next step is to run WSUS, which will automatically download and install updates. Make sure you run the update to fix the CredSSP problem. If WSUS isn’t running properly, the CredSSP vulnerability will be exploited.

Next, go to the HKEY_LOCAL_MACHINE/Software. Click on the MicrosoftWindowsCurrentVersionPoliciesSystem key. In the pop-up menu, select Value data and then select Decimal in Base. Now, you’re ready to solve the credssp encryption oracle remediation issue. Then, run the MiniTool to fix the problem.

CredSSP Encryption Oracle Remediation – How to Fix the CredSSP Encryption Oracle Remediation Error

In addition to fixing the error, you should check whether your Windows Update Service is up to date. If it’s not, restart the system. The problem may be related to Windows Server Update Services (WSUS). If WSUS is not functioning properly, it may skip some updates and not install the correct ones for CredSSP. As a result, you might receive the CredSSP Encryption Oracle Remediation error.

Once you’ve installed the correct CredSSP Encryption Oracle Remediation tool, you should install it. It’s vital that you have this software installed on your PC. It will also help you prevent security threats. By using the correct version, you can avoid these risks and restore security to your IT environment. The latest updates will make your CredSSP Encryption Oracle Remedy errors less likely to occur.

The CredSSP Encryption Oracle Remediation error is caused by an out-of-date CredSSP. It is related to the May 2018 Windows Update. It is important to run these updates on the server and client machine. After you have installed them, it is vital to restart your computer. The latest version of this service will fix the error. Then, you can enable the update.

Ensure that your PC is updated. This will prevent unauthorized access to sensitive data. It will also prevent unauthorized attempts. The policy will block RDP sessions with insecure certificates. It will allow unsecured connections. Once you’ve enabled this feature, try to connect to your Oracle server through RDP. This should fix the problem. If the problem persists, you should contact your Oracle system administrator.

You should install the latest updates for CredSSP on your PC. The latest updates will patch RDP clients and secure credentials. Then, you can enable the security of RDP on your computer. After installing these updates, you should restart your computer and check the CredSSP settings. If you have installed these updates, you’ll be able to use the protected server in RDP. This is essential for preventing the attacks on the network.