Arts Entertainments

Examine the cost of claim financing

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In the last article, we examined historical pricing patterns in the trial cash advance financing industry. We also discuss the business dynamics that often change prices in any business that puts capital at risk for profit. Specifically, we mentioned how the settlement loan industry evolved from a company that charges as much as 10% per month as “interest” on lawsuit cash advances to a company where applicants are routinely “financed” for as little as 15%. % per six-month period.

In this post, we examine the costs associated with claim financing and look at them from the perspective of an applicant who is in dire need of cash for whatever reason. From this angle, we can more accurately assess the costs associated with this type of financial relief, only available to those who have a pending lawsuit.

Since everyone’s circumstances are different, weighing the costs of obtaining a lawsuit loan or pre-settlement funds against the future earnings of an individual’s pending case can only be accomplished on a case-by-case basis. For this reason, perhaps the best way to illustrate this point is to use a hypothetical example.

Lawsuit Financing Costs – Hypothetical Example

A 36-year-old plaintiff in a lawsuit is unable to work and support himself and his family due to injuries sustained due to someone else’s negligent driving. Since 2008, the plaintiff has exhausted all other avenues of financial aid. You have borrowed money from your friends and family. You have taken out a home equity loan against the equity in your home. You have gone through your disability payments from work and the other “benefits” you receive do not cover your monthly expenses. You are currently 5 months behind on your mortgage and property tax payments.

Forced with an impending foreclosure proceeding, this plaintiff’s options are limited. For one thing, you can file for bankruptcy, which could save your home but ruin your credit rating for many years. You can hire an attorney for this, but the attorney requires upfront payment for their time and expertise.

Another option is to obtain lawsuit funds to help you with your cash flow problems. Let’s briefly dig a little deeper into the analysis.

Cost comparison

We already discussed the costs associated with lawsuit cash advances. But what about the cost of not being able to pay bills on time, or at all? We may not be able to quantify costs exactly, but we can at least identify some potential problems. For example, defaulting on a mortgage could result in the following “costs” for the homeowner.

1. Moving the Home. The defaulting party must then find refuge. Typically, a rental unit requires the first and last month’s rent plus a security deposit. That’s three months’ rent in advance from the new tenant. Of course, if the person has three months’ rent, they could probably at least delay the foreclosure process. Therefore, there is a liquidity problem in addition to the existing problem. One can easily anticipate multiple “costs” associated with moving a place of residence (eg, moving costs, additional fuel expenses, storage fees, etc.).

2. Credit scores destroyed. Like it or not, this country operates on debt. Who is in debt to who is the oldest and possibly the most profitable game in history. Access to credit is an integral part of the game and is a function of credit scores. Obviously, a foreclosure would seriously hamper a person’s access to credit for car loans, future home purchases, appliances, or even credit cards. Also, even if credit is offered, the interest rates charged will be much higher than would be required otherwise. The above are simply two “costs” faced by the person in our example.

conclusion

When thinking about the above, it is helpful to weigh the long-term effects of these events. The real problem is how to accurately assess the cost and compare it to obtaining cash advance financing for a lawsuit against a case. Ultimately, the analysis depends on individual circumstances. Fortunately, the lawsuit financing business exists for those who do the research and choose lawsuit loans as a possible solution. Thousands of people make this decision every day. Thank you for your interest in the pre-settlement loan business.

Technology

In English, Doc! How do adhesives work?

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Some of us just don’t care how adhesives work. They work and that’s all we need to know. Some of us are what we would call armchair scientists, and we read technical manuals full of terminology that sounds like a foreign language to the average citizen.

Most of us probably fall somewhere in between. We like to know how things work, but we don’t want to go to a science college.

So for the curious layman, here is an overview of how industrial adhesives work:

Obviously, an adhesive is a compound that adheres, joins or joins two or more elements (or better, if they do not want us to change the brand), everyone knows it. It is the science behind it that not everyone is familiar with. Stickers work in four ways. The most common are mechanical and chemical bonds.

Mechanical bonding

The simplest and most common form of adhesion. In mechanical bonding, the bond that forms between the adhesive and the surface occurs when the adhesive penetrates the small pores on the surface. It acts as if millions of microscopic screws and bolts are driven into both surfaces to hold them together.

Chemical bond

Chemical bonding is when an adhesive actually bonds to the surface at the molecular level. This would be the same thing that happens when two hydrogen atoms join with an oxygen atom, therefore H2O or water. Certain chemicals simply attract each other. Hydrogen especially has a tendency to bond with any other atom you find out there.

The little-used alternatives

The third and fourth methods that are used infrequently include the use of van der Waals forces and diffusion of the adhesive with the aid of moisture on the surface of … well … well, the third and fourth are somewhat difficult to explain in plain terms, and they’re not very common anyway, so let’s talk about the first two for now.

A little more about mechanical bonding

Mechanical bonding does not occur strictly on a microscopic scale. Velcro, zippers, pins, staples, safety pins, and buttons are all forms of mechanical bonding. Mechanical refers to the fact that it is simply a physical form that holds the two surfaces together, like a pair of hands clenched tightly.

In glues and adhesives, mechanical adhesion through the pores of the surfaces occurs thanks to the drying or curing process. When the glue is turned on, it is in a thin liquid adhesive form, which still allows either surface to move freely. This liquid form also allows the adhesive to penetrate the pores on the surface. When it starts to dry out and solidify, it works, like velcro, as a bunch of hooks that hold the two objects together.

One more thing about chemical adhesion

Chemical bonding is more complex and only occurs on a microscopic scale. It works by forming a compound between the chemicals on the two surfaces. The reason this shape is not that popular with epoxy adhesive manufacturers should be obvious. Chemical bonding happens all the time in nature, but it is a difficult thing to design in your spare time. Only certain chemicals can be easily bonded together, and artificial adhesives to aid in chemical bonding are still a relatively unknown frontier.

Business

How IPV6 has transformed VOIP

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Voice Over IP, also known as Voice Over IP, is a telecommunications technology that allows communication calls to be made over the network. Voice conversations are transmitted as a collection of data packets in this field.

VOIP has changed the fabric of telecommunications as it is practically replacing TDM-backed phones, while at the same time providing great benefits for local and business consumers.

People often start using VOIP to restrict communication costs.

Voice Over IP includes mobility, unified messaging, or presence-related communication functionality.

Not forgetting that VOIP has immense benefits including high mobility and presence-related communication possibilities.

The problem arises how IPv6 is better than the existing IPv4

The obvious reason to switch to IPv6 is that IPv4 is running out of addresses

The other benefit of IPv6 is that with IPv6 each machine can be assigned a specific IP address.

Quality of service

However, because VOIP uses IPv4, it has various quality issues like latency, jitter, and reverb, etc. The reason is clear; IPv4 has no internal QoS. That is why the moment there is a packet failure or outage due to overcrowding in the system, there is a degradation in quality.

By comparison, Internet Protocol version 6 addresses these issues by establishing a set of requirements to provide performance guarantees while traffic is transporting.

IPv6 classifies and marks IP packets to ensure a proven VOIP infrastructure. With the help of this technique, the network can indicate packets or traffic flows and then assign certain parameters within the packet headers to group them together. To implement QoS classification, IPv6 provides a traffic class field (8 bits) in the Internet Protocol version 6 header.

P2P and voice over IP

Skype, for example, which is one of the favorite VOIP services, uses P2P technology. Peer-to-peer is a model in which each party has similar capabilities and either party can initiate a communication call.

With Internet Protocol version 6, service providers like Skype can boast better quality conversations.

Voice over IP in IPv6 and free international calls

With improved QoS in IPv6, telcos have started to shift their focus to bringing larger progressive services to the world. What may have been difficult to achieve from a technical perspective until now and did not seem like an efficient business model has changed.

TrueFreecalls is one of those products, which although amateur in its form, provides what seems like the incoming revolution in VOIP. They provide free international calls to individual destinations everywhere. The user initiates a call to a local contact through which he initiates the global call, so he is only charged for making a local phone call.

This only seems to be the beginning, as the implementation of IPv6 continues globally, we can wait for more and more services to appear.

Home Kitchen

Avoid mistakes in kitchen remodeling

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“Oh, I wish I had done that, or I wish I had done this …” Shouts were heard from many homeowners who have just completed their kitchen remodel. We have all been there. I remember going to a friend’s house and telling her how much I liked her kitchen island. She said, “I hate it.” She couldn’t imagine why, it gave her a lot of counter space and food prep area, but she didn’t like it and wished she never had it as part of her plan. “It is on the way!” She screamed. “I can’t go from the sink to the fridge without having to walk around the island,” he was right, it looked beautiful, but the benefit of having more counter space wasn’t enough to combat the hassle of having to walk. around that big piece of furniture. And although she warned me, my wife and I did the same, but with us, the benefit of the island far outweighed the extra steps to get to the fridge. “To each his own.”

Many of us want the dream kitchen we saw in the magazine, or the model home we just visited, but in most cases, those kitchens are not designed as a conveniently planned workspace. We love our island because my wife likes to bake and it is an excellent counter for the mixer and all the ingredients. In addition, we have children and they are always collaborating on the island.

First, use a competent designer who will give you what you want rather than what you want to sell to you. The overall design should be functional and look good.

If a designer says he can’t do that, make sure it’s because he can’t, not because he can’t.

Second, plan. It’s that easy. How do you use your kitchen? What are your morning rituals and how can you make your life easier in the kitchen? Plan a kitchen that suits your culinary needs. If you bake a lot, make sure you have flat racks near the oven.

Third, compare the cabinets. Most people look purely at price, not quality, fit, and finish.

Look at construction methods, materials, hardware and solid door materials vs. laminate. Check the construction of the drawer box; look for full extension drawer sliders.

And make sure there are fully finished interiors, not laminated particle board.

Buy cabinets with recessed doors so there are no exposed hinges.

Explore crown molding and custom sizes, not pre-made boxes with built-in dropouts, most pre-made base cabinets have built-in dropouts, quality engineering kitchens use a common tip.

And finally, don’t be fooled by looks and exterior fluff. Read between the lines for the correct materials, a good kitchen looks good after years of use.

Good luck with your kitchen remodel … and be sure to plan well before the dust flies.

Auto

30 reasons to travel to the Bahamas

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One of the main reasons so many visitors travel to the Bahamas is, of course, its wonderful warm weather, beautiful turquoise waters, and friendly faces. But with these 700 islands and cays off the Florida coast, you can give yourself 30 more reasons (and counting) what you’re missing out on if you choose to sit on the beach or stay at a resort for your entire vacation.

1. Clifton Heritage Site – If you travel to the Bahamas and visit this place, you will find that it is full of wonderful trials in the wild where you can bird watch and learn about our environment. This place is also steeped in history dating back to the age of slaves, where many ruins of old slave houses still stand today.

2. Garden Groves – The Garden Groves of Grand Bahama is another wildlife oasis where you can kayak, walk with birds, and learn more about the natural vegetation of Grand Bahama Island.

3. Bimini- Sapona “Ruins of the 1920s” – If you ever travel to the Bahamas off the coast of South Bimini and Cat Cay there is an old barge that was commissioned by Henry Ford in the late 1920s during the era of prohibition. Back then it was known as a private “speakeasy” / club on the sea that was accessible by boat but shallow enough for divers to reach as well. It came close to the Bahamas during a hurricane in 1929.

4. Bimini Road – The Bimini Road legend has been around for decades. Legend tells of the path that leads to the acclaimed lost city of Atlantis. Underwater archaeologists from around the world travel to the Bahamas to study the underwater wonder.

5. Myths of Bimini: One of our smaller islands off the coast of Florida has a lot of history and even bigger legendary myths. The Spanish explorer Ponce de León is known to have explored this island in search of the remarkably acclaimed fountain of youth. The island’s tour guides will be happy to guide you to the point where it bloomed this spring.

6. Hemingway’s Fishing Lodge – You can’t travel to the Bahamas without hearing about Ernest Hemingway’s favorite fishing spot and his accommodations on Bimini Island. A well-known and acclaimed sport fisherman, the author was known to spend a lot of time here fishing, writing, and meeting the locals here in Bimini.

7. Joulter Keys – The Joulter Keys on Andros Island is a unique place for those interested in “bone fishing”, bird watching, snorkeling, swimming, you name it. Such a rare and unique place in all the Bahamas, due to its particular dust like sand and various species of endangered animals that live there. The Bahamas National Trust is applying for it to become another protected wildlife area in the Bahamas.

8. Androsia Batik: known as the national fabric of the Bahamas. The Androsia factor houses the original Androsia design. They come in many colors and patterns and if you get the chance to visit them one day they will show you exactly how it’s done.

9. Red Bay Village – One of the best kept secrets in the Bahamas … I didn’t even know about it despite my trip to the Bahamas. Red Bay Village is a remote village in northern Andros that was inhabited by an African tribe that lived like the Seminole Indians more than 50 years ago. The descendants of this tribe still exist and maintain their traditions to this day.

10. Mount Alvernia: Mount Alvernia is the highest point above sea level in the Bahamas. Located on Cat Island, its highest peak will give you great panoramic views of the island.

11. Hermitage – Located on Mount Alvernia Cat Island, the Hermitage was the first Catholic church and monastery in the Bahamas dating back to the time of Columbus. This is one of the oldest relics ever found in the Bahamas.

12. Deveaux Mansion – The Deveaux Mansion ruins are just another property of a slave plantation. Deveaux was a naval officer who helped capture Nassau from the Spanish in 1783.

13. First land monuments – The island of San Salvador is known as the place of discovery and the initial birth of the Bahamas as we know it today. Early landfall monuments include the stone cross that is supposed to replicate the first (wooden) cross that Christopher Columbus placed on the beach the day he landed on the island and claimed it for Spain.

14. Dixon Hill Lighthouse – The Dixon Lighthouse is one of the last manually operated lighthouses in the Bahamas. Built by John Dixon on his plantation estate, the lighthouse uses more than 400,000 kerosene oil-lit candles to protect ships at night.

15. HMS Conqueror – The HMS was an English ship that was built in 1855 in Devon, England and served in the Crimean War. After the wreck of his ship in 1861, the ship continues 30 feet into a Staghorn ravine near Rum Cay in front of the reef barriers that are breaking. It is considered an underwater museum and is owned by the government of the Bahamas.

16. Fortune Island – Sometimes confusingly called Long Cay, where experts believe this was the island Columbus named after Queen Elizabeth of Spain for funding his exhibit. There is only one settlement called Albert Town that looks like a ghost town and is rumored to be occupied by the lost souls that once lived there. But what gives this island its acclaimed name is Fortune Hill itself, which is visible from 19 km (12 miles) out to sea. Legend has it that hundreds of Bahamians arrived here expecting to be picked up by transoceanic freighters, which would take them to their fortune and new life in Central America.

17. French Wells Bay: If you ever travel to the Bahamas, you will see that one of the jewels of Crooked Island is French Wells Bay. It is a beautiful wetland area that is filled with dense mangroves and is home to many wild birds that come from North America to hibernate in the Bahamas during the winter months.

18. Marine Farms Fortress – Come see the abandoned British fort that defended Crooked Island and the southern Bahamas in the War of 1812.

19. US Military Base – Over the years there have been several US military bases on various islands in the Bahamas. At least two settled on the islands of Eleuthera and another on the island of Andros. However, this base is located in Mayaguana and was built in the 1950s. It is the only base that can be accessed with a tour guide. Many of these bases were used for training sessions for the United States Army.

20. Southwest Point: Southwest Point in Inagua is popular for its clear view of the island of Cuba from the hand-operated lighthouse.

21. Inagua Lands & Sea Park: home to the largest flamingo reserves in the Caribbean, located on Great Inagua Island, just outside Matthew Town.

22. Preachers Cay – Known as a safe haven for the Eleutheran adventures during the 17th century, when they first caused the earth to fall. The Preachers’ Cave was used at the time as a church gathering place for the Adventurers. The cave is located on the north coast of the island of Eleuthera.

23. Glass Window Bridge – Several miles from the Preachers’ Cave in Eleuthera is one of the many wonders of the world known as the Glass Window Bridge. What is special about this place is the union of the serene turquoise waters on one side and the choppy dark blue waters of the Atlantic on the other. Despite the fact that the bridge itself (which transports people from north to south of the island) has been damaged by past meteorological storms and hurricanes over the years, the phenomenon of nature is truly something to marvel at.

24. Deans Blue Hole – There are many blue holes located on various islands in the Bahamas. But Deans Blue Hole, located on Deadman’s Cay, Long Island, is not only one of the deepest, it is one of the prettiest and easiest to access in the Bahamas. Right next to the beach and hidden under a cave like a cliff, you will find it in plain sight.

25. Pink Sands – If you ever plan to travel to the Bahamas, you must visit our Pink Sand beaches on Harbor Island, Long Island, and various parts of Eleuthera Island. Check out the science behind it on our Harbor Island page (check out the benchmarks after this article)

26. Hope Town Lighthouse – The Hope Town Lighthouse in Hope Town Abaco is one of the oldest manual lighthouses in the Bahamas. It stands out from any other lighthouse in the Bahamas for its horizontal red and white stripes.

27. Loyalist Monument – The Loyalist Monument is a small art space of various bust figures of various members of the Loyal community who traveled to the Bahamas to avoid political persecution during the American War of Independence. The memorial is a tribute to those who helped build community not only on Abaco but on other islands in the Bahamas as well.

28. Albury Boat Builders – A generation shipbuilding company that is committed to building the best quality boats and ships in the region. If you stop by, you can learn how everything is done and meet the family.

29. Darby Castle – Darby Castle is an old ruined mansion located on Big Darby Island, which is one of the five islands owned by the late plantation owner Sir Baxter (known as a Nazi sympathizer). In the 1800s, the Darby Islands were one of the largest employers in the southern Bahamas, producing everything from cotton to food production.

30. Pretty Molly Bay & The Hermitage in Exuma – Great Exuma is an island steeped in history and relics of former slave plantations, and stories from where you can learn more about our country and its past. One of these most popular stories can be found around Pretty Molly Bay named after the slave Pretty Molly who lived on Exuma and took her own life walking into the water. Some say they have seen their ghost enter the water at night. You will find similar stories in the Williamstown area, where many slave plantations were established.

Digital Marketing

How An Online Business Store Can Help Build Your Brand

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Do you have a new business and are looking for ways to establish your brand in the market? Maybe you already have an established business and are just looking for ways to promote your brand and expand your marketing efforts? A fun and creative way to spread the word is by using promotional products with your company logo.

Brand recognition through promotional products

Harness the power of brand awareness. The best marketers know that brand recognition is the secret ingredient for the long-term success of a business. That success is not based on the latest fashions, but on the careful cultivation of a brand that your customers know and trust. The sky is the limit for the types of products you can promote with our company logo or brand. Examples include Frisbees, T-shirts, pens, mugs, golf balls, calculators, umbrellas, USB sticks, and more.

Online Company Store

Most likely, you already have a website for your company with details about your products, services, mission statement, etc. Many companies establish an independent online store site just to sell and promote their promotional products with logos mainly among their employees, but also among the public. This separate online business store will provide a solution to successfully manage your brand. Then you can consolidate all of your marketing materials (brochures, brochures, organizers, etc.) so that they are a consistent representation of your brand.

Most business owners are too busy to worry about purchasing logo merchandise and all the order processing involved. Choose a company that offers a turnkey solution and it will take all the headache out of product selection, order processing, fulfillment, tracking, and reporting.

Employee recognition and incentive programs

Another benefit of having an online company store to promote your brand is employee recognition, employee incentives, and employee reward programs. Many companies reward their employees by giving them points or a budget to spend on the company’s online store. Employees feel appreciated when they obtain promotional products with high-quality logos, and disseminating those products to the public strengthens the overall brand of the company. So this approach to marketing is win-win!

Think outside the box when you find ways to promote your brand and show employee appreciation. You can set up a site and allow employees to spend a certain amount based on the number of years of service. You can allow them to earn points based on achieving company goals that could be spent at the store or just let them order promotional products as needed for company events, trade shows, etc.

In short, creating an online company store with high-quality logo promotional products and a turnkey operation to deliver those products will help your business drive your overall brand recognition and ultimate success.

Relationship

Online Shopping for Housewarming and Weddings in Lebanon and the Middle East Where are you today?

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Why is Lebanese e-commerce so inactive?

The retail sector has evolved dramatically over the last decade. Shoppers are no longer limited by the physical presence of inventory, nor are they forced to venture into their overheated cars, getting bogged down in hours of traffic, only to find that the crowded mall has run out of their favorite item.

E-commerce has allowed users to buy anything they want with the click of a few buttons and a couple of days of delivery time. Lebanon, with its growing internet and credit card penetration, as well as its modern, tech-savvy shoppers, should be an early adopter of e-commerce in the region. However, Lebanon still relies heavily on physical shopping, while online shopping is only thought of for the second time (third, fourth or fifth). So why has e-commerce in Lebanon and the Middle East lagged behind the rest of the world? Below are the top three reasons why Lebanese e-commerce has struggled to catch up:

1- Lack of viable payment portals:

The country has two relatively outdated payment portals that do not integrate with websites. As such, customers are directed to external links and required to re-enter their credit card details for each purchase. This is highly impractical and reduces the ease of second purchases.

In addition to the outdated nature of payment portals, they control a monopoly on the market and charge exorbitant fees: initiation fee of $ 350- $ 500, transaction fees of 3.5-4.0%, as well as $ 35- $ 50 / month maintenance costs”.

Furthermore, the lack of Paypal and other online payment portals in Lebanon creates an immense challenge for e-commerce companies.

“Ease of payment” is ranked as one of the highest conversion factors for e-commerce businesses. Lebanon offers lousy options and therefore online businesses struggle to offer dynamic options like one-click shopping and Paypal.

2- Lack of practical online purchases:

Most of the e-commerce startups in the Middle East have been created to cater to the “hip” and “trendy” crowd. They offer flash sales of high-priced designer items, indexing of exclusive local boutique designers, or niche gift items that cater to niche consumers. In addition, the “old guard” of e-commerce in Lebanon provides the typical online gift selections: flowers, chocolates, teddy bears and other “one-of-a-kind” emotional gifts.

With the exception of very few sites, most Lebanese websites have a very basic design with little attention to practicality and detail. Pop-up menus in impractical ways, data entry is challenging, and most products are not searchable.

Some examples of these “old guard” websites are:

Exotic flowers: This site charges high shipping costs, surcharges for its bouquets, and tends to deliver smaller and cheaper bouquets than it promises online (this has happened to me multiple times!). Also, they only deliver flowers! It is one of the highest ranked e-commerce sites in Lebanon with 1.3 million globally (www.alexa.com). They also take credit for adopting the online delivery system early, though they haven’t felt the need to upgrade due to the lack of a sizable competitor.

Buy Lebanese: The colors, fonts, sizes, photos and charts are not easy to use. However, they rank pretty high on Alexa.com – 2.5 million globally. This group takes credit for being one of the early adopters of e-commerce in Lebanon! Hat to your foresight!

961 gifts: I’m not sure of the name of the website, the layout seems basic, but the menu items are clear. Its product strategy relies heavily on unbranded flowers, perfumes, cosmetics and accessories – global ranking of 4.2 million

Some examples of the newer “consumer niche” sites are:

Lebelik, Eezmeez, Marka VIP

Some of the newer websites have focused on great design and have achieved relative success in modern and young markets. However, apart from Marka VIP, which is based in Dubai, none have actually managed to achieve a large enough market.

3- The purchasing power is in the expat community

Businesses that focus on local purchasing power online will struggle in the short term. Hopefully this will change as Lebanon progresses (I wish). However, until then, the purchasing power of Lebanese e-commerce sites will come from the Lebanese expat community looking to provide gifts to their families and loved ones in Lebanon. This creates quite a challenging market for ecommerce businesses. How do you address your diaspora? Who is your target consumer? Is the market saturated with one-of-a-kind gifts, like chocolates, flowers, and niche designer items?

How to fill the void

As such, we identified the need to establish a practical, well-priced website that provides customers with quality and practical options for gifts or personal use. The reasons why I believe that this model will overcome the challenges of the sector are:

a- The technology of the payment portal will inevitably improve, along with the market’s confidence in online payment.

b- The market is saturated with unique gift items that normally fall between flowers, chocolates and traditional gift items. Therefore, the competition is minimal

c- The market has seen high-quality designer pop-up stores online, but these only cater to a niche market segmentation. Highlighting the fact that online shopping adoption is on the rise

d- There is no website that offers useful and practical household gifts with high-quality branded items.

In summary, There is a gap online in high-quality, well-priced branded items in the Middle East and Lebanon. There is a gap in websites that provide quality home furnishings like Riedel, Nambe, Pip Studio, Bodum, Greenpan, Images D’Orient, Voluspa, as well as many other global brands. Instead of shipping high-priced niche products, chocolates, or flowers, the consumer would not want to have an online option to:

a- Housewarming gifts to Lebanon

b- Wedding records in Lebanon

c- Wedding gifts to Lebanon

d- Lebanese gifts that do not involve cheap Chinese goods, high-priced niche items, or flowers and chocolates!

Thanks!

Gaming

What to expect in FIFA 14

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EA sports developers have always been improving their previous version of FIFA every year to offer more accurate gameplay with much better AI. With FIFA 13 claiming the spot for the biggest video game release of 2013, further additions or enhancements are expected to FIFA 14, expected to hit the market later in the fall of 2013.

The following is what to expect in FIFA 14;

Greater depth in manager mode

Admin mode is the most interesting and popular mode in the entire series. With this in mind, EA Sports will improve your depth by adding the coach-player relationship option, such as praising your player who does well on the field, adding more transfer options, giving control over training sessions, and press conferences, etc.

Adding the interior mode

This is something that most people wanted to add for quite a few years. Indoor mode was in FIFA 98 but was removed very quickly. It’s a lot of fun compared to playing grass. FIFA 14 is expected to incorporate this mode when it launches. Futsal mode plays 6v6 on the pitch, it is an omission in FIFA but will be in FIFA 14. So get ready for this exciting new addition to the game.

Obviously, the addition of more equipment and languages

FIFA 14 will have more teams in all categories. There will be more soccer leagues found in the world, more international countries, etc. This means that players who were not in FIFA 13 will be added in FIFA 14. It is also expected that more languages ​​will be added to the latest edition.

Enhanced comment

If you followed the FIFA 13 comment carefully, you will notice that it tends to be repetitive; same club record in consecutive games. This is sometimes a bit boring and repeated. FIFA 14 is expected to have an improved commentary that is unique to each and every game. It will also be more accurate and will include some new commenters.

More depth in the player’s career mode

The options available for the player’s career mode were very small in the previous version, unlike other different electronic soccer games. The player should be subject to more scenarios and also have the ability to react to this scenario in their own unique way. FIFA 14 is expected to have more scenarios for the player, this is different from FIFA 13.

LAN multiplayer

This feature was available in previous FIFA titles, but was removed in FIFA 11. Many players around the world miss LAN multiplayer. It has made many restrictions on the overall gaming experience. If you don’t have an internet connection, you are forced to play against the AI, which is boring at times.

Although there is little chance that EA Sports will review this feature, it is still expected to return in this year’s title. There are other improvements such as increased graphical acceleration in FIFA 14 but a bit more complex. It is also expected to be more fun compared to previous installments.

Health Fitness

Some Healthy and Cheap Recipe Ideas to Make at Home by Busy People

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Let’s face it, we are all busy, too spread out, tired. Whether you are working at school, supporting a family, a single mother, or a working couple, your life and time are very drained. Companies like the fast food giants know it and exploit it. They are aware that the idea of ​​slaving over a kitchen stove after a long day, with children running around screaming, is a dread that most people live with every day and as such offers you a Cheap alternative, 5 minute meal and $ 10. No cleaning or preparation required.

I have seen this many times, a tired and overwhelmed mother who takes her children to MacDonald’s or the like to feed them and avoid the hassle of shopping, preparing, cooking, convincing the children to eat and then the horrible cleaning at the end. I am truly sorry for you, but I am also concerned about the health of our nation’s children as they grow up on this type of diet. So for that reason I have sat down and made this little list of some very healthy and very tasty meals that are cost effective and will consume very little of your time. I hope they are of some help to lighten your load of cargo that is already exceeded.

1. Sushi rolls

These are so easy to make and can make up anything from a lunch box to a full dinner. Prep time is minimal, cleanup time is hardly a problem, and the health benefits are through the roof.

This is how you do it!

What do you need:

o Nori sheets (seaweed squares)

o Cooked rice

o Cut some cucumbers into sticks

o A small dish with soy sauce

o Your choice of seafood

I tend to use the following for my sushi nights:

Crab meat – comes in long strips and is easy to roll into sushi rolls

Hotate (scallops) – See salmon, plus these are a great source of energy.

Salmon: I love salmon

Muscles: tasty as hell

Tuna with a little light mayonnaise – great for kids if they don’t like the idea of ​​fish.

Now making this type of sushi is similar to a burrito, just start with the Nori, add some rice, then add your choice of raw seafood and cucumber sticks, fold the nori like a burrito, dip it lightly in the sauce. soy and enjoy. .

Note that you can also use leftovers like chicken, roast beef, etc. to prepare them for the children’s lunches the next day. The concept is sushi, but there are many applications.

2. Simple stir fry.

Grab some basic vegetables; I use cabbage, bean sprouts, chickpeas and carrots (thinly sliced)

Some thin cuts of meat, I prefer chicken, but any will do.

Udon pasta

Soy sauce

Rice

Cook the meat with a modest amount of soy, until almost done, add the vegetables, when the vegetables start to cook add a small cup of water to create a soup, then add udon, cook for a few more minutes. Serve with rice on the side. This dish takes me about 20 minutes to prepare in total. Simple tasty and healthy.

There are a couple of ideas for now, I’ll be adding more detailed recipes to my diet pages on INFORM 4 FREE every few weeks, so feel free to stop by and look for simpler healthy meal ideas, there are quite a few out there already.

Eat healthy, save money, and enjoy mealtime together.

Lifestyle Fashion

How to remove negative energy from your home

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You know that feeling you get when you get to the end of winter and all you want to do is open up the place and air it out? Your home feels stuffy, heavy, and stale after being closed for months and you know good ventilation will lighten everything. Well, when you do that, you are clearing your home of negative energy. This article is about simple ways to eliminate stale and even negative energy, brightening your home and lifting your mood.

Even in the most positive homes, negative energy can build up. There are many ways that negative energy accumulates or is generated in your home. A housemate in a bad mood, traumatic story (of a person or of the house itself), even when interacting with others, going to a mall or to work, can pick up trash in their energy field and take it home. Whatever the reasons, negative energy builds up over time and must be cleaned up.

The effects of negative energy

Negative energy is like a wet blanket at best. Lowers the mood in the house. Anyone suffering from depression is much more likely to experience the blues in a dirty home. If someone is prone to anxiety, it is much more difficult to stay calm where heavy energy prevails. Accidents, blinks and movements out of the corner of the eye, illnesses, are often indicators of negative energy. All of this can often be prevented simply by regularly cleaning your home energy.

To be clear, ‘Negative energy’ covers a diverse list of ‘junk’. The cleaning methods here are tools that anyone can use and they work well to remove basic “congested” or “heavy” energy. If you’re seeing dark movements out of the corner of your eye, for example, using these tools will usually make it clear. However, if you are experiencing more than that – banging sounds, appearance of entity (ghosts or any presence that makes you feel uncomfortable), unless you feel competent to do so, it is best to hire a professional to fix the problem for you. you.

Compensation methods

There are countless ways to clean your home, here are some easy and effective methods that anyone can use.

  • Spring cleaning

– Cleaning your home, opening all doors, windows, cabinets and drawers, letting in sunlight and fresh air, and brushing off cobwebs is a very effective cleaning method. While you have everything open, take your broom and gently brush the walls, behind doors, in cabinets, etc. Heavy energy is palpable and therefore can often be removed by breaking it up with a broom. For a really good clean, take things out of wardrobes, clear out clutter (explosive energy loves to hold onto things we cling to but no longer need – the two have a similar resonance). While all this is going on, put on live music, dance, and play games; all of this generates light and is unbearable for negative energy.

  • Light work

– Put your hands together to create a closed cave and imagine your house in the cave. Now imagine that the angels are flooding the house with light, dissolving the mud. See how the light penetrates directly into the fibers of the wood and other materials that the house is made of (carpet, metal, etc.) dissolving all the hidden accumulation of dirt and heavy energy. If you still feel like the house needs more cleaning, do the same, but with only one room at a time on your hands.

  • Smoke and noise

– Go to your local mystical supply store and pick up a sage wand. Hold a small ceremony in which you set the intention to clear negative energy, restoring your home to Light. Once the sage wand is burning, dedicate the smoke to Divine Light (according to your beliefs). Then move around your home, room by room, brushing the sage smoke around the walls, in the nooks and crannies, everywhere. You can also use a drum and bell to break up negative energy and then use smoke to remove it.

Before and after any cleaning work, be sure to clean your own energy with the same technique: for spring cleaning, take a shower, for light work, imagine yourself in the cave flooded with light and for the ‘smoke and noise ‘. – Brush the sage smoke through your own energy field.

This topic is broad and diverse and can easily become a study of lives; however, the purpose of this article is to provide a few simple versions of commonly used procedures for most people to use without extensive training. Remember, if it feels out of reach, then hire a professional energy surgeon or shaman (for example) to do the work for you. Many energy surgeons can work long distances and do not need to be present at your home to complete the task (no matter how severe the problem has become). But for simple and regular cleaning, most people are perfectly capable of doing the job themselves.