Real Estate

How To Set Up An In-house “No Credit Check Financing Plan” With Little To No Cost

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This is a great system that is perfect for small businesses. Personally, I have seen this program generate between 25% and 40% increase in sales just by telling people that you offer “No Credit Check Financing”. This article will show you step by step how to set it up and many ideas related to advertising the plan.

LEGAL NOTE
By implementing the concept discussed in this article, Customized Concepts does not inherit responsibility for loan repayment, legal issues, or anything that results from the use of this information.

The legal disclaimer is essential. We offer a “90 Day Financing Plan” that is guaranteed. We take care of the details and the risk. There is no risk to the merchant. This article builds on the idea. You can put a lot of things in place to make sure your loans pay off. This will be your responsibility. We will discuss them and let you know the pros and cons.

You will need a good file management system. If you have a business, this is not really a problem. I recommend that all paperwork be scanned into your system. This allows a quick recovery if there is a problem with the contract that the customer signs.

Below is an example that does not charge customer finance fees. This would rate your program as “Same as cash financing.” You are allowed to charge finance charges and application fees. This would create another source of income for your business, but you cannot advertise “Same as cash financing.”

The choice is up to you.

Example:

Yoshi walks into your store and wants to buy your product or service, but he doesn’t have the money and he has bad credit, he has no credit, or he just doesn’t want to take out a loan. The item costs $ 1000. Yoshi says that’s too much right now. It explains that it can offer you a “no credit check financing option.” It says “Great”. You and Yoshi agree on which payment schedule will fit your budget. You agree that $ 200, every two weeks, would be within your budget.

Yoshi will then issue you five post-dated checks in the amount of $ 200 each. Five checks for $ 200 equals the sale price of $ 1000. I know someone says it’s that legal. Yes. The law with post-dating checks is very vague.

The two main things that come into play are:

1. If the customer writes a post-dated check that he knows will be invalid on the later date. This is a form of fraud. The customer is wrong.
2. Cash the check before the date after the date. When you and the client agree on the payment schedule, you agree to cash the check on the dates indicated in the contract. You’re wrong. They can sue you for incurred fines and many other things depending on your state.

It’s a good idea to keep postdated checks within 90 days of the sale date. This is safer for you and the customer.

The check should be kept safe (in a safe). This will ensure that they don’t fall into the wrong hands.

Next, you will need to tidy up the filing system. You will need a way to let you know when checks need to be cashed. You can do it in two ways.

The first would be a basic folder arrangement. Create a folder for each week. Check the folders at the beginning of the week to find out which checks need to be cashed.

The second and probably the preferred one would be a basic program with Excel or some other spreadsheet program. This would require you to enter the information on your system, but it would save the time of configuring the file. You will set up the spreadsheet to organize payments by date. Check the spreadsheet every day to see which checks need to be cashed.

Here are a couple of things to protect against fraud and defaulting.

The following options are at your discretion. You can use one of them or all of them. The more you implement, the more protection you will have so that the client does not default on the loan.

These first three are, in my opinion, essential.

1 Get a copy of the customer ID

2 Get a copy of your most recent paycheck stub. You can go one step further and verify employment. You can call the employer or send a fax to the Human Resources Department. The easiest way is to call. They can’t give you much information over the phone, but they can tell you if the client works there and if there is anything that could affect their future employment.

3 Call the bank to verify that the account is current.

4 Check the checks. If you have a merchant account that can process checks, this can be straightforward. If you don’t have check verification, you can call your provider and check prices to set it up. If you don’t have check verification and you don’t want to pay for the service, there are other options. They are not that reliable but they will work. Physically go to the bank where the check was written and cash it. If there are no funds, they will tell you or charge and charge the customer an overdraft fee. DO NOT DO THIS WITH POST-DATED CHECKS. This should only be done with checks that are not postdated. You and the customer agreed that the checks would not be cashed until the check date.

5 Verify that clients verify writing history. This can be done in two different ways. Visit National Check Network.com (NCN). You can also do a search on Google or ASK.com for “How to check a customer’s check writing history.” These systems can vary in cost and quality. We use NCN. This option will let you know if they have bad checks pending, a history of bad check writing, or any past check fraud.

These are the basics, and if you want to tweak it to better suit your business, great.

We have a customizable contract on our website available for download. The form is a PDF. If you don’t have a PDF editor, you can go to PrimoPDF.com and convert the file to a .DOC file. This contract is free and we will not ask you to provide us with any information. This is a great tool that will save you some time. No need to design your own. This is the exact form we use.

We also offer “No Credit Check Financing” which eliminates risk and is very easy to use. We implement the above procedures and guarantee payment to the merchant. If the customer defaults, we will honor the payment and take steps to recover the money owed. The fees involved are typically less than what it would cost you if you set up check verification and check writing history verification. It is guaranteed to save you time.

Advertising

Advertise “No Credit Check Financing” everywhere. Here are some suggestions.

Get a sign / banner stating you have the program. We have a local company that will paint the letters. You can also get your local sign maker to help you. Window sconces, sconces for your car, magnets for your car, the list is endless.

Change the audio on hold to mention “No Credit Check Financing” and also voicemail recordings. Be sure to mention the plan when you answer the phone.

Include the program in everything your business uses for advertising.

* Yellowbook Ads
* Business letters
* Brochures
* Website
* Tshirts
* Vehicles
* You need it to be visible to as many people as possible.

Make a local radio commercial that says it now offers “No Credit Check Financing.” This is spectacular if you can afford the media.

I hope everyone reading this didn’t seem like a waste of time. If you can’t use the information in this article, give it to someone who can. If you wish, you can download an exact copy of this article and order here. We will not request any information. I will write more articles in the near future. The article will discuss the ways that small businesses can increase their sales with various techniques. Sign up for my newsletter if you want to receive an email when they are published.

Shopping Product Reviews

Best Mileage SUV

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Advances in technology have allowed automakers to design SUVs that use less fuel than their predecessors. Better gas mileage has brought hope to many people as they will be able to afford and drive an SUV, especially in the current economic crisis.

Below are reviews of two of the best-mileage SUV models available, the 2014 Toyota Highlander Hybrid and the 2014 Lexus RX 450h.

2014 Toyota Highlander Hybrid

Among the SUVs with the best fuel economy, the Toyota Highlander has a 3.5-liter V6 engine and an electronically powered synergy hybrid drive system that is capable of delivering 280 horsepower. It’s one of the best gas-powered SUVs with a 27/28 city / highway mileage rating. It has a hybrid power meter that helps show the user when the system is fully charged. It has two modes, namely the eco mode, where the best hybrid vehicles modify the throttle response to help with fuel efficiency and the ev mode for the electric motor when driving at low speeds.

The 2014 Toyota Highlander Hybrid has several safety features, such as improved vehicle stability control, antilock brakes, traction control, electronic brake-force distribution, brake assist, tire pressure monitoring system and technology. smart stop.

2014 Lexus Rx 450h

The 2014 Lexus RX 450h is among the best fuel-efficient SUVs available and has a 3.5-liter V6 gasoline / electric engine that is capable of producing 295 horsepower. As a hybrid SUV, it is very fuel efficient and has a 32/28 mpg city / highway rating. It has a fuel tank capacity of 17.2 gallons. It has several gadgets to ensure the comfort and comfort of the occupants in a similar way to other hybrid vehicles. Some of the devices include keyless start, vehicle anti-theft system, remote engine start, power door locks, heated mirrors, cruise control, and fog lights.

This luxury hybrid SUV has several safety features, namely front, rear and side airbags, brake assist, electronic stability control, child safety control, integrated turn signal mirrors, traction control and lights. daytime circulation.

Other SUV models with better mileage include the 2014 Mazda CX-5, 2014 Subaru XV Crosstrek Hybrid, 2014 Nissan Juke, and 2014 Nissan Rogue.

Those looking for a luxury SUV with the best fuel efficiency can find it in the 2014 Mercedes 250GLK BluTEC 4Matic or 2014 BMW X3 iDrive28d. Both luxury compact SUV models use fuel efficient diesel engines to post some of the best ratings for mileage of any SUV vehicle.

Sports

Arizona Blue-Gunfighter: Abilene-Lorato

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Arizona Blue-Gunfighter

Abilene-Lorato

Questions haunt a man his entire life, one of which is: why was so much wasted?

– a rhetorical question at best.

As I rode to Abilene [he being: Arizona Blue], the heat increased in his face and hands, especially in Dan. He had long ago learned to live. Let the night, let the day, and each minute form its own shape. Like a weed, yes, like a wild weed, let it grow naturally. When Arizona-Blue came to town, he hadn’t filled his head with things to do. He slowly got on his horse Dan; a worried man – NO!

“I was thinking,” he told Dan, his fist and jaw extended over the saddle, leaning forward next to Dan’s ears, “I think a man should be able to hope for the best … Hoh! But it seems that only a few make it. ” “

Dan’s eyes turned with his mane, to the right, not quite, just one bite, and a ‘HAUAoaa …’ came out of his horse pipes.

“Here I thought you were asleep,” he told Dan. Then, as he looked around, he noticed that some women were having a pleasant conversation as he passed the hardware store. An old Mexican spit tobacco on the wooden sidewalk. The sun was low overhead, bright. His peripheral vision was sensitive and perfect. He noticed some men walking and went into a bar. The sheriff, was standing next to his jail compound, the stables nearby. He did a double look on the sheriff, as the sheriff did a double reaction on him: they looked at each other warmly. One thought amused him: the sheriff resembled Loreto, an enemy of yesteryear. A long, long time ago, when he was quite young, fresh out of the war, the Civil War, maybe it was in 1867, when they met, if not around. It was a hot day like this, but it was in Wichita that he met him: no, he didn’t reflect, he thought: maybe Phoenix: yah, he told himself, it was Phoenix.

He was young at the time, and he shot a postcard from his hands, from the hands of the Mexican, from the hands of Loreto. If I hadn’t, I’d be dead: not riding down this dirt road. But that’s not where it stopped, oh no, not at all. Once he turned around, once Azul made a full 180 degree turn, the Mexican tried to stab him, tried and failed. “ Yes, ” he said to himself, “ that’s Loreto, and he’s puzzled by who I am, or perhaps wondering if I recognized him … ” It was twenty years ago that this dispute took place, or something like that, it was for too long ago to remember all the details, but it shouldn’t be overly trusted.

When Azul got off his horse, a voice said: “Good morning, sir!”

“Are you Loreto?” asked Blue.

“It’s me, sir, me, me, me, the ghost of your past!”

“That’s right,” Blue said, shaking her head a little, twice, “that’s right.”

“I for-you whiskey Mr. Blue, do you think well?” He hesitated, waited for an answer, but Blue just tethered his horse slowly and now he’s removed his saddle.

“Not!” Blue said.

“A young man learns how unfair a world can be sir, I want to be friends, you, me, friends, right?”

“No,” Blue replied.

Loreto wiped the sweat from his face, a dirty cloth with a dirty and sweaty face and a badge that he forgot he was wearing.

“Are you her to cause me trouble, sir?”

Reinforced blue steps.

“Satisfaction, you want satisfaction,” Blue said.

Loreto put his hand to the pistil, almost on the pistil, by the pistil, so close that you almost thought he had touched it for a thousandth of a second, and the sparkle in Blues’ eyes put a terrible look of doom on her face. Loreto, and left. for his drawing – Loreto went to skin his weapon – Loreto’s stomach turned dark red: through his shirt, flesh and almost down his back – a hole was made. Then he fell to his knees, – said Blue in a puzzled way,

“Even you knew how poor you are regarding my drawing …” and again he nodded in disbelief: skeptically, not knowing, but acting on some kind of automatic reflex, perhaps thinking about it for 20 years, drew on me (muttered: blue) – I was in disbelief, total disbelief, that I would even consider drawing with him.

Tours Travel

Bahamas Vacations – You Must Be Careful With This Vacation!

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Looking for a great vacation this holiday season? If so, check out some discount packages for Bahamas vacations. This is one of the most beautiful islands located just north of the Atlantic Ocean. If you are looking for a short break from the hustle and bustle of daily life, this is the best place to be with your family.

A Bahamas vacation will be a blast for you and your family. Since then, it has offered you the most pleasant trip of your life. The small shops that line the beaches offer some of the delicious seafood and wines. Natives are overly compassionate and love to engage their guests in the native scene. They are kind-hearted people and provide all the information about the island in detail.

You can find comfortable accommodation anywhere on the island. If you are on a budget, you can book a room in a small hotel next to the beach. Apart from that, it has bread and breakfast, resorts and luxury hotels in the center of the island. Be sure to make your hotel reservation before arriving on the island. Since, during the peak holiday season, it is too difficult to find suitable accommodation easily.

The Bahamas Islands are located on the north side of the Atlantic Ocean. It is considered a hot spot for those who like to take a break from their work and relax on the sunburned beaches of these islands. These are the best places for laid-back travelers, from various parts of the world, who love to party and eat delicious seafood, that Bahamas vacations offer year-round.

You can get to the island of the Bahamas through an airway that takes off from Florida via Miami. You can also opt for the passage of the Panama Canal, since it is a route by sea and it will be great to have fun while sailing. The island of Grand Bahamas is made up of small islands scattered throughout the Atlantic. And herein lies the real fun, traveling from one island to another in canoes, boats and yachts. You can enjoy various water games, sightseeing and excursions to the deep forests of the island, wind biking, boating, snorkeling, diving and trekking.

Bahamas vacations have a specialty that is worth going for. The island has several colorful festivals that take place almost all year round, so when you are there, don’t forget to enjoy the celebrations. You will be greeted with delicious cuisines and delicacies, wine and coffee, crafts, games, music, and dancing. Some of the festivals are related to the harvesting of crops and are celebrated with great pomp and spectacle. Regattas are the summer events that are worth participating in. These events are intended for sporting activities including rugby, baseball, and golf.

The cost of accommodation and food is little more compared to any other tourist spot due to the fact that the islands are situated far from the Atlantic. A lot of money is invested in bringing food and other basic amnesties to the island.

Arts Entertainments

A Stepfather’s Story – Sergeant Philip Harrison

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An All-State guard in high school, James Toney, was offered a basketball scholarship to play at Seton Hall. James struggled with drug addiction. In 1973, he was jailed for drug possession while his son was still a baby. When he was released, James agreed to give up his parental visitation rights to his son’s stepfather, Philip A. Harrison, and his mother, Lucille.

At 21, his stepson wrote: “When my mother needed someone 21 years ago, Philip Harrison was the man … My father joined the army when I was two so he could live better and also to get us out of the neighborhood. I was born two years before my parents got married. ” In an interview, he said: “The fact that you bring a child into the world does not make you a father.”

Sergeant (sergeant) Harrison saw his stepson leave the house for his first day of school. He was the one who admired his elementary school artwork on the refrigerator. Sergeant Harrison was the one who disciplined his stepson. He saw his first basketball dunk. Sergeant Harrison eventually moved his family to Wildlflecken, Bavaria, Germany, where he was posted as an exercise instructor. Even after entering his stepson’s life, his stepson had a habit of misbehaving and getting into trouble.

Life for his stepson was difficult, but finally Sergeant Harrison was able to help his stepson reverse his course. While living in Germany, he continued to rebel (getting into fights, hitting teachers, breaking into cars, etc.) in the hope that he would be sent back to the US Sergeant Harrison ended that dream by telling his stepson: ” Look, son, now it matters. What you do, I’m not going to let them give you back. And if you don’t listen to me, I’m going to beat you up. Every … just … day. “

Sergeant Harrison’s stepson went on to play basketball in college and the NBA. These are just a few of your child’s career achievements and awards:

  • NBA Rookie of the Year (1993)
  • 4x NBA Champion (2000, 2001, 2002 and 2006)
  • 3x NBA Finals MVP (2000-2002)
  • Most valuable player in the NBA (2000)
  • Gold medal Olympics (Atlanta 1996)

During his days as a gamer, he received many nicknames: Superman, The Big Cactus, The Diesel or The Big Shamrock. Now retired from basketball, Shaquille O’Neal or Shaq is best known as one of the most dominant players in NBA history. In addition to his basketball career, Shaquille O’Neal has released four rap albums, and his first platinum record. He also appeared in various movies and starred in his own reality shows. Shaquille is currently an analyst for the television show “Inside the NBA.”

As a result of his stepfather’s influence and military background, Shaquille O’Neal has made public service a priority in his life. His service ranges from donations to charities and organizations across the country to working as a reserve police officer in Los Angeles, Miami and Phoenix. Regarding his career in law enforcement, “I am not a hero. My [step]my father was my hero growing up. “

Technology

The home gym: size matters

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The idea of ​​having your own gym is for most people a dream come true. Especially with those who regularly exercise in public gyms, the hassles that come with waiting in line for a machine to be released and then being limited by the time limit are simply concerns they could do without.

There’s also the real cost of using the facilities – the regular gym membership fee, which on average would be about $ 85, is another burden, especially for those who don’t exercise as often. The hectic routine of daily life usually prevents people with gym memberships from really taking advantage of their memberships, and in the end, they see all those dollars go away without ever getting anything back.

In the long run, a public gym membership would be more convenient for those who really exercise regularly and have the patience to work out with the people around them, waiting for their turn on the treadmill.

This is why many people take the alternative step of building their own gym, in their own home. In the long run, nothing would beat the convenience of being able to exercise without leaving home. Plus, having a home gym takes the clutter out of working out with people – you can have that elliptical bike to yourself for only as long as you want.

When it comes to the amount of cash to be distributed, there are certain considerations to take into account. While a home gym takes the hassle out of regular unused gym membership payments, it is replaced by the cost of purchasing the equipment – something that is definitely not cheap. And just like the gym membership you canceled for your home gym, all of that money would go to waste unless you commit to using the facilities regularly.

Gym equipment costs anywhere from under $ 100 to up to $ 3,000, depending on the equipment. For a decent workout, you would need machines designed for resistance training and, of course, those designed for aerobic exercise. Because the idea of ​​a home gym is to give you the most comfortable type of workout, a collection of equipment that generally gives you the same effects as a public gym would be the logical thing to consider.

However, there is another thing that people forget to consider: the space required for the actual gym.

While there is no problem simply buying a folding treadmill and storing it somewhere, this alone does not constitute a home gym. For a complete fitness room, you would need exactly that: a complete room. While some people could just empty a spare room in the house, others would have to build an extra room just for their exercise equipment.

With this, you have to take into account the actual size needed for the gym. Factors to consider would be usage, safety, aesthetics, the equipment you plan to use, the flow of traffic within the home, and possible future expansion options.

A home gym would need as much space as possible to meet the above requirements.

Also, you may want to break down the actual space required for each piece of exercise equipment:

? Treadmills generally need an average of 30 square feet.

? Elliptical bikes would need 10 feet.

? For climbers, 10 to 20 square feet would be needed.

? Free weights would need between 20 and 50 square feet.

? Rowing machines need 20 square feet.

? For single station gyms, about 35 square feet would be needed.

? Multi-station gyms would require between 50 and 200 square feet.

Apart from these, you must also remember to have enough space so that you can move freely, without constrictions or safety hazards.

If space turns out to be an issue, one might consider a downsizing – opt for the foldable gym equipment. This solution, however, does not account for the actual space required when all the equipment is removed.

Also, you could consider buying a range of compact gym equipment that are now available in the market. Mini exercise bikes and master thighs are great for saving space, and they definitely cost less than the usual bulky gear.

But above all, remember that the space you use for your gym must adhere to the type of activity you will be doing. The most important thing is that the gym works for you, and if some adjustments need to be made for the sake of a home gym that you can feel comfortable in, then go for it.

Business

Improve your chances of getting a faster unsecured business loan

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What is an unsecured business loan?

An unsecured business loan means that there will be no collateral to back up the loan. Yes, these types of loans can be risky for lenders, because they simply depend on the cash flow of the business. For this reason, borrowers usually need to have a good credit score and must be able to present their personal financial statements. In addition to this, the company must be able to show a strong cash flow to be able to meet the requested financing.

Improve your chances of obtaining an unsecured business loan

To speed up the process, it is important that you are prepared when you go to apply for a loan. Today, we’ll tell you what you can do to improve your chances of getting that unsecured business loan faster.

Accounts payable and receivable statements

When you go in for this type of loan, lenders will want to see your business accounts payable and receivable statements. The lender needs to see this to make sure accounts payable are paid on time and accounts receivable arrive on time.

Business financial statements

Lenders need to see the financial statements of the business, because they need to see the ability of the business to repay the loan based on its cash flow. Tax returns, historical business income statements, and historical balance sheets must be filed. If it is a new business, you will need to present your financial projections.

Business and personal credit reports

It is important that you understand your personal credit score. If you have a low credit score, explain why. High credit limits, late payments, judgments, and bankruptcies will obviously have an effect on your score.

Business plan and projections

Most lenders will want to see how prepared you are and would like to see your business plan along with your financial projections. Borrowers who can show the lender that they know where the business is going will have a higher approval rate.

Personal tax returns

Some lenders take personal financial strength into consideration. Lenders will want to verify your income, so they would like to see a transcript of your tax returns.

If you want to improve your chances of getting a faster unsecured business loan, it’s important to make sure you’ve read everything. Some lenders can give you money in as little as 48 hours, provided you have the proper documents ready.

Home Kitchen

Tips for maintaining white gloss kitchen doors

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White is an evergreen color that gives a place a relaxing, bright, and clean feel. However, many homeowners feel that while it looks good in a kitchen, maintaining it can be a tedious task. There’s no denying the fact that maintaining the same flawless look of a white kitchen that it had at the time of construction takes some effort. However, there are ways that can help you keep your kitchen doors bright white.

Causes of yellowish white glow

Before we go any further to discuss the ways to keep kitchen doors gloss white, it is essential that we know the reasons that cause yellowing of white gloss. These are these reasons:

Sunlight: The first main reason for the yellowing of white cabinets is their exposure to direct sunlight. Whether the surface has been painted or laminated, it tends to fade with exposure to sunlight over time. If you want to protect your bright white kitchen doors from yellowing, you may consider using blinds, curtains, or window film to prevent sunlight from reaching directly into the cabinets.

Cooking: The very act of cooking is another reason for yellowing of cabinets. The fat particles that arise from the dishes that are being prepared are deposited on the glossy white kitchen doors. Slowly, and over a period of time, bright white kitchen doors start to appear yellow, requiring deep cleaning. A better way to keep your kitchen doors from turning yellow is to clean them regularly every day after cooking is done. You should also turn on the kitchen exhaust fan or fireplace above the cooking surface to absorb the tiny particles to some extent. The fewer particles in the air, the less will settle on your kitchen doors.

Tips for cleaning white gloss kitchen doors

Now that the main culprits of a yellowish kitchen are known, you need to know the ways that can help you keep your kitchen sparkling clean. Here are some tips that can help you remove yellow kitchen stain:

The first method is to mix vinegar with two cups of warm water. Add a tablespoon of baking soda to this mixture. Use this mixture to clean your cabinets on a monthly basis and your kitchen doors will remain bright white.

Another method of cleaning bright white doors is to use lukewarm water with a mild dishwashing liquid. Use a soft cloth to clean the surfaces. After stains and yellowing have been removed, wipe the surface with a clean, slightly damp cloth and then wipe with a dry cloth.

You should be careful not to use an abrasive cloth or material to clean kitchen doors as this will leave scratch marks on the surface and even make them appear dull and drab.

Stains are easily visible on white surfaces. That is why it is recommended to clean the stain or dry immediately so that it does not penetrate or seep on the surface.

Auto

Synopsis of the automotive industry

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It was way back in 1769 that a steam car was created for transportation purposes. The next important year was 1806, when automobiles ran on fuel gas and ran on internal combustion engines. Later, electric cars entered the industry during the 20th century; however, it became popular only in the 21st century when consumers and the government were most concerned about low-emission vehicles.

Phases in the automotive industry:

• Steam cars (Cugnot Steam Trolley)

• Electric cars (the Henney kilowatt)

• Internal combustion engines (Benz Patent Motorwagen)

• Era of the veterans (Renault Voiturette)

• Brass / Edwardian era (Ford Model T, Mercer Raceabout, Bugatti Type 13)

• It was vintage (Austin 7, Bugatti Type 35, Lancia Lambda, Cadillac V-16)

• Pre-World War era (Alvis Speed ​​20, Ford V-8, Bugatti Type 57, Volkswagen Beetle)

• Postwar era (Morris Minor, Jaguar E-type, Ford Mustang, Datsun 240Z)

• Modern era (Toyota Corolla, Range Rover, Mercedes-Benz S-Class, BMW 3 Series, Ford Taurus)

The largest automakers in the US are General Motors Corp., Ford Motor Co., and Chrysler. The United States ranks third after Japan and China in the list of the top 20 motor vehicle producing countries in the world.

The future of automobiles is overloaded with high-end technologies that are environmentally friendly and profitable for customers. Car manufacturers are spending a lot of money on R&D (Research and Development) to create a safer, more sustainable, energy efficient and less polluting product. Alternatives to fuels like hydrogen cars, electric cars, compressed air cars, etc. They are entering the market to provide high mileage at low cost, which is also beneficial to the car owner and the environment.

The latest technologies are used such as the BMW Turbosteamer, regenerative braking, the Vortex installation, which helps to save energy and therefore costs. To improve the quality and strength of automobiles, automakers are replacing steel with materials such as fiberglass, carbon nanotubes, duralumin, and carbon fiber. Few other technologies like platoons, automated road systems, and vehicle infrastructure integration improve road safety and traffic flow.

The automotive industry was deeply affected by the recent recession. However, it is reviving and will soon return to normal in the near future.

Digital Marketing

5 Quick Tips for Conducting an Oral History Interview with a Family Member

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Interviewing someone can be a stressful experience, but when it comes to your family history, it can also be a valuable resource for painting a more detailed picture. People don’t stay forever, and a few really take the opportunity to talk to them about their life, their experiences, and their memories. To help you overcome any questions you may have about conducting an oral history interview with family members, here are 5 quick tips for interviewing someone you know well.

# 1 Start slowly. Starting with a normal conversation will give you and your subject a chance to relax. General questions like: “How was your week?” and “Do you have plans for the weekend?” will put the interviewee in conversation mode. Remember, even if you have an end goal in mind, at the center of it all, you are really just having a conversation.

# 2 Be an active listener. It’s easy to mentally pre-empt the next question when you’re nervous or uncomfortable. Try at all costs not to do that. People can always tell when you are not listening or interested in what they are saying, and letting your mind race it will show on your face, whether you realize it or not.

# 3 Show appreciation. We all like a little recognition, especially in conversation. This goes with the advice on listening. During an in-person conversation, use non-verbal gestures to show that you are interested and understand what the person has to say. Nod, make eye contact, try to keep fidgeting to a minimum. On the phone, we may need a slightly different strategy. While you don’t want to interrupt by saying “okay” and “yes” too often, using them occasionally, especially during a break, can be helpful. Even more helpful is repeating a part of what the subject told you during your response. Using this technique shows that you heard and understood them, and can open the door for them to explain what they were saying in more detail.

One word of caution: whether you are having an interview in person or over the phone, be careful not to interrupt. Nobody likes to be cut off, and that can make us feel like they didn’t care what we were saying. Focus on what the person is saying, slow down, let him finish completely.

# 4 Get over your fear of silence. This can be especially important when interviewing someone older. They may need a moment to jog their memory or they just have nothing to say on the subject. I find this to be especially common when the ice has not been broken properly and the subject is uncomfortable. Ask the question, take a deep breath, wait … you can repeat the question differently if the topic seems confused or skip the topic entirely. But do not worry. This is a natural part of the process and often the most uncomfortable part for the interviewer.

# 5 Keep it open. The most important thing to keep in mind as an interviewer is to make sure your questions are always open. If you ask the topic “Did you enjoy Christmas as a kid?” Your subject will probably say “Yes.” (Unless they say no, and that would be sad.) On the other hand, if you ask “What did you enjoy most about Christmas as a child?” The subject will feel free to describe the toys, the food, the traditions that made the party special. Even if your subject didn’t like Christmas as a child (again, sad), they can probably think of something they enjoyed or a memorable experience they had when you ask the open-ended question. To this end, don’t limit yourself too much to a script, feel free to ask questions that build on what the subject just said using more open-ended questions. Remember your English class in high school and be sure to address: what, when, how, where and why.

If you keep these five tips in mind, you will have a smooth and productive interview with your family member.