Pets

Instant messaging using Facetime

Facetime is an application developed by Apple to be used on its various products like iPhone, iPad, and also MacBook. It allows users of Apple mobile devices to seamlessly connect and communicate with other users. It allows you to make video calls through your contact email or also your mobile phone number. Basically, it is a video telephony as well as Voice over Internet Protocol (VOIP). Before iOS 6, Facetime requires a Wi-Fi connection to work, but after the release of iOS 7 onwards, people can also use Facetime over cellular networks like 3G or LTE. Unfortunately, however, Apple does not support any installation of Facetime on a PC. Like any other Apple product, most of its software is proprietary and only allows the product to be used within the Apple product and ecosystem. This is one of the ways that Apple controls and maintains its products in a close environment. It does not allow much freedom for integration with another external system. And if you are also wondering if you can use an emulator like other Android Emulator on the market like Youwave or Bluestack to emulate Facetime on your PC, it can’t be done at the moment.

In terms of purchase cost, it costs nothing as the app is already pre-installed on your Apple devices and can use Wi-Fi and cellular network. The only cost of money that you have to bear is your cellular network subscription for your devices which normally also covers data coverage and also your internet bills. However, Facetime can also work only on Wi-Fi devices. If you’re wondering about standard Facetime data usage, Facetime uses three megabytes of data per minute of conversation. So if you subscribe to an unlimited data connection, there should be no problem as you are paying a fixed amount of cost regardless of how long you use Facetime. However, if you have an Internet or data subscription that bills you by the minute or hour, the cost of your Internet or mobile data bill will largely depend on how long you use Facetime. If you have a data plan less than 1 GB per month, you should keep an eye on your Facetime usage as it is a video app and therefore will consume and transfer a lot of data. The best way if you subscribe to a less than 1 GB plan is to simply use Wi-Fi. Until now, Facetime is supported by most of the cellular network providers in the world. And if you really want Facetime to cost you nothing, just find any free Wi-Fi connection and log in to your Facetime to connect with someone. However, the smooth connection of Facetime communication highly depends on the speed of Wi-Fi and Internet connection. So don’t expect much from that connection.

Facetime does not use minutes like a normal mobile phone minute coverage plan. The video communication is carried out through the cellular data network via 3G or LTE. This data plan is typically covered by the cellular data network by measuring how much data usage you used per month. You can check with your mobile operator about data subscription. Normally there will be the unlimited data plan where you can upload and download as much data over the internet as you can and you only pay a fixed amount per month. There is also the fixed data plan such as 1GB, 5GB etc where you will also pay a fixed amount per month. However, with this plan, once your data usage exceeds your allowance, you’ll begin charging for the data usage that was used. So keep in mind that every time you use Facetime for video calls, 3-5 MB per minute will be used. So if you don’t have the unlimited plan, check with your network operator how much they charge per MB of data usage. Although Facetime uses phone numbers to connect with others, it does not affect your mobile phone minutes, as Facetime only uses phone numbers as a contact address on the network. Facetime also identifies the email address as the contact address. So you don’t have to worry about any minute usage charges on your cell phone bill as it will only affect the data plan you signed up for. As Apple devices and products become much faster and also much cheaper in the future, Facetime is definitely here to stay and change the way we communicate with others.

Real Estate

Tenant Credit Lease Loans (CTL) Explained in Simple Terms

Credit Lease Lease (CTL) financing is a unique lending platform designed for exclusive use with net leased real estate. Due to the distinctive nature of CTL loans, they are only available through specialized CTL lenders.

What are net leased properties?

Net lease refers to the clauses in a real estate lease that specify which party (owner or lessee) is responsible for property taxes, insurance, and maintenance.

When a tenant agrees to bear some or all of these significant expenses, the rent will be lower, but the tenant’s responsibilities will be higher. The rent is said to be “net of” any expense borne by the tenant.

If a tenant is responsible for all three (taxes, insurance, maintenance) of extraordinary expenses, the lease is described as “net triple” (NNN). Triple net leases release the property owner from all responsibilities and obligations related to real estate, except the mortgage payment if financed. Obviously net lease comes in single and double net as well.

Because a triple net lease pays monthly rent but imposes virtually no other requirements on the holder, it is considered a financial instrument much like a bond. Like a bond, a triple net lease derives its value from the strength of the entity (tenant) that agrees to make the payments.

What is a credit tenant?

Simply put, a credit holder is a tenant with good credit. A credit tenant will not only have the financial resources to be able to pay rent, but will also have a strong legal and ethical incentive to stay current.

To be considered a credit tenant and be eligible for CTL loans, a tenant must have an “investment grade” rating by one of the established corporate rating services, such as Standard & Poors or Moody’s.

Credit tenants are coveted by landlords, and credit tenants who rent on a triple net basis are the most prized of all.

What is CTL Finance?

CTL financing is a unique and highly specialized form of loan designed to work hand in hand with net credit real estate tenants. CTL loans are actually securities products that combine commercial mortgage lending with sophisticated investment banking.

When a credit lessor, net leased property is financed, the lease is actually securitized and, in a sense, becomes a privately placed corporate bond. At the same time, a commercial real estate mortgage loan is entered into against the property. The mortgage is adjoining (which coincides with the duration of the lease), fully amortized and without recourse.

The bond, which is backed by the lease, is then sold on the secondary market, usually to insurance companies or pension funds, but also to private investors. The proceeds from the sale of bonds are used to finance the mortgage loan.

The lease and mortgage are held within a trust and are administered by a third party trustee who collects the rent, pays the mortgage and distributes any surplus to the property owner.

Investors of net lease real estate with credit tenants should consider CTL financing when deciding how to capitalize their property.

CTL offers permanent, non-recourse, fully amortized commercial mortgages with no loan-to-value (up to 100% LTV) or loan-at-cost (up to 100% LTC) restrictions and is available for financing, refinancing and construction. and development, including cash-out financing.

Shopping Product Reviews

Xbox 360 Purple Screen – Xbox 360 Purple Screen of Death Repair

Do you have the Xbox 360 purple screen of death error on your console? Do you want this problem to be fixed… forever? You can fix this problem in 2 ways. Send your console to Microsoft or perform a repair yourself using a repair guide. Also, keep in mind that problems like this may appear again in the future, so take the opportunity to learn how to fix this problem instead.

Xbox 360 purple screen fix by Microsoft?

Microsoft actually has a repair service that you can send your console to. This may sound great, but keep in mind that this is not free. If your warranty has expired, you will have to pay $150 for repairs.

Also, you will have to wait a couple of weeks before the repair is finished. You will have to wait at least 2-3 weeks, and this could easily increase to 8 weeks.

Xbox 360 Purple Screen Fix by myself with a repair guide?

When you do this, the repair will be cheap and fast. You don’t have to pay $150, and Xbox 360 purple screen of death error can be fixed in 1 day or even 1 hour.

In addition, it is highly recommended to use a repair guide. You need to know what you’re doing… Right…? A repair guide will basically give you step by step instructions that also come along with detailed photos and you will also get explanation from videos.