Legal Law

How to Hire a Criminal Defense Attorney

You thought you had waited long enough at your friends’ house after the party, but the breathalyzer is telling a different story – a DUI is in your immediate future. Perhaps the idiot who was sitting next to you at the bar finally got under your skin and, in a moment of weakness, you lost your cool and now you have an assault charge against you. No matter how you got to this point, you should hire a criminal defense attorney. This can seem like a daunting task as getting arrested is very intimidating and getting the best possible legal representation is important.

Hopefully, these tips and advice will help you get on the right path to hiring an attorney who will represent you well. When looking for an attorney, consider the following:

1) Make sure the attorney you hire has experience with your type of crime. Defending a felony narcotics possession is very different from defending a DUI. When interviewing an attorney, be sure to ask how much experience they have with your type of case.

2) Talk to your friends. They may know someone who has had to hire a criminal defense attorney. A referral is a great way to meet a good attorney, as the person making the referral can tell you how the attorney fared in all aspects of the case.

3) Any attorney you wish to hire should offer you a free initial consultation. This could be 10 minutes on the phone if you are detained or 30 minutes if you can meet in person with the attorney. Don’t hold back, be very direct and honest about your situation. Failure to provide a full disclosure may adversely affect your case and incur additional expenses. Be wary of any attorney who does not give you a free initial consultation or does not require payment for this time.

4) During the initial consultation, ask who will handle your case. Many high-profile criminal defense attorneys have their associates do all the work. You may agree with this, but many people want the attorney they speak to handle their case directly. In general, the better known the attorney, the less likely they are to be involved in your case.

5) Make sure the terms of the engagement are clearly spelled out. Be sure to ask what the fees are for negotiating a plea deal and any other stages up to and including trial. Fees can vary drastically from attorney to attorney, and you can avoid a big surprise by asking in advance. An up-front retention fee is usually required after the initial consultation. This fee can be several thousand dollars depending on the crime charged.

6) The most important thing is that you feel comfortable with the attorney and the firm. You will work with these people in a very intimate part of your life. Feeling insecure about your employment relationship will not help you or your mental health. Listen to your instincts. If something feels wrong, keep looking for a lawyer until you are sure that you can feel completely comfortable with him or her.

At the very least, these tips should give you a starting point to begin looking for an attorney who will represent you professionally and effectively. If you’ve had an unfortunate run-in with the police, take the first step and call a criminal defense attorney as soon as possible.

Lifestyle Fashion

Symptoms of mold exposure

Feeling sick and wondering if they are symptoms of mold exposure? Mold can be toxic to your health and its effects are often mistaken for the common cold or seasonal allergies. This article will explain what to watch out for and what you can do to prevent mold exposure from happening to you.

Some molds are harmful to health. Inhaling, eating, or accidentally exposing yourself through skin contact can cause health problems ranging from mild to severe. The symptoms of mold exposure are not the same for everyone, so it can be difficult to diagnose. This is because different people have different levels of immunity. People allergic to mold are the most affected. Asthma and asthma attacks are often triggered by exposure to mold.

Most Americans with chronic sinusitis can thank the mold spores they inhale. However, it is not only people with asthma and those who are allergic that are affected. Healthy people can also get sick when exposed to mold spores. Most alarming is the fact that your ability to fight disease is significantly compromised when you are constantly exposed to mold. Molds produce toxic chemicals called mycotoxins that trigger health problems even in people who do not have allergic conditions. With all of that said, preventing mold exposure is key to a healthy lifestyle. Cleaning mold in your home should be the top priority because that is where you spend most of your time.

Symptoms of mold exposure include allergic reactions, skin irritation, infections, and toxic effects caused by mycotoxins. When people are allergic to mold, they usually have shortness of breath or shortness of breath. Symptoms of mold exposure in people with lung problems include fever, infections, cough, and other manifestations similar to pneumonia. Mold allergies can develop over time in people who have no previous sensitivity to mold. You may develop headaches, fatigue, a rash, or skin irritation. Rhinitis, better known as hay fever, is a group of respiratory symptoms consisting of a runny nose, sneezing, nasal congestion, and red eyes. Diseases that take advantage of a person’s poor immune system are called opportunistic infections. For example, a person with AIDS has a weaker immune system and opportunistic infections caused by exposure to mold can be deadly for these people. Healthy people can develop athlete’s foot or fungal infections that can also be caused by molds.

If you think you may be experiencing mold-induced symptoms, what can you do? The best solution is to get a checkup and inform your doctor about the possibility of mold exposure. The next step is to get rid of molds in your home. You will probably need professional help if the area to be treated exceeds two feet. Molds thrive in humid locations, so repair leaks as soon as they occur. Make sure you have adequate ventilation in damp areas like bathrooms, kitchens, or basements. Removing or cleaning mold is pointless if you don’t get to the root of the problem. Always treat the cause first and then work to eliminate mold for good.

There are some companies that test homes for mold. However, the Center for Disease Control does not recommend routine testing. Individual susceptibility varies, making the tests unreliable. The government has not established an acceptable number of molds, so there is no standard to follow. Also, mold testing can be very expensive. The tests can tell you if you have mold spores in your home, but they cannot determine if your home has a toxic level. However, you should do a visual inspection of the home annually. If you see mold, find and fix the source of the problem. Clean the mold carefully, protecting your respiratory system and your skin from contact. Let the area dry completely and recheck frequently to make sure the mold has not returned.

Mold exposure treatments will be of little value unless you address the cause of the problem. This includes getting rid of mold in areas where you spend your time, such as your home, car, and workplace. For some people, getting rid of the source is sufficient treatment for mold-induced allergies. There are ways to minimize exposure to mold. An air dehumidifier helps prevent moisture build-up during humid months. Also, avoid using rugs in places where moisture can build up over time, such as basements and bathrooms. Use fans to maintain good ventilation.

Molds can thrive both indoors and outdoors. It is when the right combination of humidity, moderate temperature, and adequate light is achieved that these mold spores flourish, thrive, and grow. Allergic reactions can sometimes be life threatening. Respiratory infections caused by mold are fungal infections and are often the most difficult to cure. Regularly check your home, car, and workplace for mold. Early detection is the best for your health and well-being. Symptoms of mold exposure should not be taken lightly.

Pets

What are the 5 types of dog breeders?

Professional breeders of show dogs

Professional show dog breeders take pride of place among the ranks of dog breeders. They breed dogs because they like what they do and take pride in keeping bloodlines, records, and caring for dogs. If you want a quality purebred dog whose lineage you would like to get to know, these are the guys to go for. Some professional dog breeders specialize in single breed or crossbreeds such as the sheepadoodle puppy sired by an Old English Sheepdog and a Poodle. In any case, they make sure their dogs pass the regulatory tests and that the puppies are well cared for as a member of the family before being handed over to new owners.

Puppy mills

Dog breeding is big business and there are regular commercial organizations that breed dogs in the same way that cattle are raised. Dogs are not so lucky here and they have to live in cages. Worse still, dogs may not be properly cared for or fed properly. The only reason is to raise and sell as many puppies as possible to make money. One can never expect a healthy sheepadoodle puppy from such puppy mills.

Backyard dog breeders

What people do on a commercial scale, some do on a smaller scale in their own backyards. They do not offer any health certificate for the puppies that they offer for sale. The great thing about backyard breeders is that selling puppies and making money is not their motive. They usually have one or two dogs and when the female gives birth, they keep a puppy and offer the rest for sale. Most of the puppies in these homes are well loved and cared for. If one can find a sheepadoodle from such breeders, it is worth taking. However, some backyard breeders emulate puppy mills and are quite unscrupulous in the way they treat dogs, so watch out for them.

Amateur breeders

A hobby is a passion and when it comes to hobby dog ​​breeders, they are fully committed and know the dogs they breed and their health as well as their training. They don’t do it for money. If your beloved dog gives birth to a litter, they keep one and sell the rest. The dogs and puppies of these breeders are well cared for and healthy.

Specialist breeder

A specialized breeder has the best traits of the backyard breeder and hobbyist breeder and will generally specialize in only one breed, such as sheepadoodles. Buying a puppy is not easy. One has to register for the next batch to come to this world. Even then, the buyer is scrutinized well because this type of breeder wants to make sure the puppy goes to the right house. They love dogs and deal directly with families who want to have dogs. Buying them puppies is the best thing to do.

Real Estate

Six economic principles of real estate valuation

Real estate valuation is the process of estimating a single price that would realistically be paid for owning a particular property. The method for valuing residential properties that is most familiar to brokers and agents, of course, is Comparative Market Analysis (or CMA). This property valuation process involves an estimate of the value based on the sales prices of other similar (or comparable) properties within the local market area and / or other similar markets.

When preparing a CMA, a minimum of three recently sold comparable properties and three currently for sale comparable properties are typically chosen to infer the price of the property in question. Differences between comparable properties and the property in question are evaluated to add or reduce value in the analysis and to estimate a fair market value of the property in question using a comparison approach.

The valuation of commercial properties (i.e., office buildings, apartment buildings, single-family communities, and land) is largely influenced by various economic principles. These principles are generally not included in the typical CMA report for residential properties. The goal of this article is to shed some light on these principles because they can be applied to any property valuation effort. They are the foundation of our focus in this discussion as we analyze and summarize six applied economic principles that can help give you an idea of ​​the impact they can have on a property’s value.

1) Anticipation

This is the expectation of future profits. In other words, real estate investors measure the value of real estate investment based on the anticipated future income stream generated by the property. They are more likely to value a property based on the income it generates rather than the perceived market value inferred by comparative analysis, or the construction and land costs required to replace the property. The expected or anticipated earning capacity of the asset is the primary focus.

This approach comes as no surprise to those who have some knowledge of commercial real estate investing; However, it is not common knowledge to the average homeowner or buyer. Focusing on buying anticipated cash flows can also help broaden understanding of value in residential properties. For example, instead of thinking “how much the property is worth now,” think also, “how much return would you get if you bought the property and rented it later.” In a competitive environment, this focus and knowledge can make a difference.

2) Compliance

This is defined as the need for reasonable similarity and compatibility in a given location. Compatible land uses, for example, may generate higher values ​​than those with limitations imposed on property due to location.

For example, an apartment complex located in a primarily residential area will likely be worth more than one located in a highly industrial area. Savvy commercial real estate investors are interested in this concept, while many residential home buyers may not pay much attention to adjacent or nearby land uses. Taking a broader view of the surrounding uses can provide a deeper understanding of value, or perceived value, from an investment perspective.

3) Supply and demand

This principle encompasses both scarcity and demand for the property in question. Although investment real estate with similar physical and economic characteristics can be sold at similar prices, the valuation of real estate can be greatly affected (higher or lower) within a market that lacks a reasonable balance between supply and demand.

For example, land in a metropolitan area where undeveloped land is scarce would demand more value than land in a rural area with large parcels of vacant land. Also, an apartment complex that is sold at a time when there is more than enough supply to meet the rental demand, would have less value to a real estate investor than the same complex during a time when the supply of apartments in area is smaller and it does not. they do not adequately satisfy the demand.

4) Best and highest usage

This is an important concept that relates to the highest possible use and the best possible use of a property, as opposed to its current use. In other words, when it is legally possible, appropriately compatible, physically possible, and financially feasible to modify the use of a property, the value of the property itself can increase significantly.

For example, an office building can be expanded to add a more profitable office space or a store on the first floor; or, an apartment complex can add more units or add mixed-use features to the community while improving its value.

Commercial real estate investors and developers use this principle to create value and improve cash flow. The principle can also be used in residential real estate when a buyer or owner of a residential property evaluates the highest and best use of the land in accordance with municipal zoning and building codes, and considers adding or expanding the characteristics and characteristics of the property. property to improve its value. .

5) Contribution

This essentially means that the value of an income property can be affected when it is physically, legally and economically feasible to bring more space to the property at a cost equal to or less than the marginal revenue it generates. That is, when the added value offsets the cost of making the contribution or investment. In contrast to the principle of Maximum and Best Use, this principle compares the income or value with the benefits that the investment or contribution can produce. The question to ask yourself after you have identified the highest and best use of your property is whether the investment or contribution required to achieve the highest and best use of the property makes financial sense or is justifiable. You can add features to a home, such as a pool and deck, and you can add units to a multi-family building; The contribution question is, “Will you be able to sell the house for the added value you perceive you are creating, or will the new apartments be rented?”

6) Substitution

This is an opportunity cost concept. In other words, a rational real estate investor will not pay more for an investment property than the next best substitute with similar levels of risk will pay in financial gain. For the home buyer, homeowner or investor, this means taking a hard look at all other options. Residential home buyers often fall in love with the first or second home they see and can easily miss out on better opportunities as a result. This principle suggests evaluating and comparing numerous opportunities in the market before making a decision.

The six principles mentioned in this article are intended to be an overview, to give you an idea of ​​how other economic factors can affect property valuation. While these principles are demonstrated in commercial real estate valuation, they also affect residential properties and should be considered when analyzing the value of any real estate property.

Shopping Product Reviews

Test Drive Review: 2015 Lincoln MKC – Part 1 (Exterior)

The 2015 Lincoln MKC is a completely new model in the Lincoln family, which went on sale in May. It’s been 6 months, but to this day it is still very difficult to see a Lincoln MKC on the street. The sales volume of the Lincoln MKC simply matched that of the BMW X3, but it lacked the Lexus RX and Audi Q5 by a factor of up to 5 (the MKC’s sales figure is only about 1/5 that of the Lexus RX).

On paper, the 2015 Lincoln MKC has beautiful specs, and its shapes and styling look good in advertisements. In our test-drive review, I’ll try to explain why the MKC doesn’t get better recognition from the consumer.

The exterior shape of the Lincoln MKC is very similar to that of the Ford Escape, because they share the same platform and some of the trims even share the same engine and transmission.

How about the wheelbase of the 2015 Lincoln MKC?

The MKC has a slightly longer wheelbase of 106.9 inches (compared to 105.9 inches for the Ford Escape). MKC with similar options weighs about 170 pounds more than the Escape, due to the longer wheelbase and larger body in almost all dimensions. In addition to this, there are additional noise-damping materials throughout the cabin, which also contributes to the additional 170 pounds of weight.

Our test car is the top-of-the-line model equipped with the firm’s latest 2.3L EcoBoost 4-cylinder engine, which can also be found in the 2015 Ford Mustang EcoBoost (but with higher horsepower). When the 2.3L engine is selected, Lincoln will also offer AWD as standard.

There is a major build quality issue on the outside. The rear tailgate spoiler has two downward-extending tips on each side. And guess what? They only stick to the glass with something like double-sided tape or some other type of adhesive. Obviously, that cannot withstand the harsh external environmental conditions, and also the wind forces generated during high speed driving. So our almost new test car already has those two separate tips from their location.

Although the Lincoln MKC is based on a front-wheel drive platform, it has a relatively short overhang at the front. Due to the short length of the 4-cylinder engine in cross-mount configuration.

Our MKC test car has the standard 235 / 50R18 tire on all four corners. Compared to other available options (P235 / 45R19; P245 / 45R19; P255 / 40R20), the standard tire size offers cushioned driving comfort and good linear acceleration.

Sports

Memorable Monday Night Football moments

Monday Night Football, because it is shown in prime time, has long been considered the largest stage of the regular season that a football player or team can play on. During its thirty-six years on ABC, Monday Night Football became the second-longest primetime show in history, behind just 60 Minutes. Throughout its career, Monday Night Football has played host to some of the best and most competitive games in the NFL. Here’s a look at some of the most memorable games played, as well as relived moments, on Monday Night Football.

The first Monday Night Football game was played on September 21, 1970 and pitted the Cleveland Browns against the New York Jets in Cleveland. The Browns won 31-21 over New York and the rest is history.

During an October 29, 1973 game between the Buffalo Bills and the Kansas City Chiefs, MNF announcer “Dandy” Don Meredith had been drinking and uttered the infamous phrase “We’re in Mile High City, and I sure am.” .

On November 27, 1978, the San Francisco 49ers hosted the Pittsburgh Steelers; That same day, San Francisco Mayor George Moscone and City Superintendent Harvey Milk had been assassinated.

During a Miami Dolphins vs. At the New England Patriots game on December 8, 1980, announcer Howard Cosell broke the news to the entire nation that former Beatle John Lennon had been murdered outside his apartment in New York City.

Midway through the December 5, 1983 game between the Washington Redskins and the Dallas Cowboys, Howard Cosell referred to Redskins wide receiver Alvin Garret (who is African American) as a “little monkey.” The commotion surrounding this event led Cosell to leave Monday Night Football after the 1983 season.

On October 17, 1983, the Packers and Redskins played the highest-scoring game in Monday Night Football history with the Packers winning by a score of 48-47.

A week later, on October 24, 1983, the New York Giants and the St. Louis Cardinals played the first and only tied game in Monday Night Football history with a score of 20-20 after overtime.

The famous 1985 game between the Redskins and the Giants, in which Lawrence Taylor fired Joe Theismann, broke his leg and ended his career, was shown on Monday Night Football.

Later, in 1985, Monday Night Football would be the setting where the unbeaten 1985 Chicago Bears, on their way to a Super Bowl Championship, would sustain their only loss of the season to the Miami Dolphins.

The Dolphins would make Monday Night Football history again next year when they were part of Monday Night Football’s biggest setback. The Dolphins played the New York Jets 10-1 but defeated them by a score of 45-3.

On October 17, 1994, Monday Night Football organized a duel for all ages. Joe Montana led his Kansas City Chiefs to a game against the Denver Broncos led by John Elway. The Broncos trailed 24-21 with 1:29 to play when Elway ran the ball into the end zone from four yards, giving his team a 28-24 lead. Joe Montana then led his team to a 75-yard drive that ended with a touchdown with 8 seconds left in the game, giving the Chiefs a 31-28 victory.

On October 23, 2000, the Miami Dolphins and the New York Jets would once again participate in a memorable battle. In the fourth quarter the score was 30-7 in favor of the Miami Dolphins. Vinny Testaverde went on to lead the Jets by scoring 23 consecutive points in the fourth quarter to tie the game. Then Jets kicker John Hall kicked a field goal in overtime for the victory, making it not only the longest comeback in the fourth quarter in Monday Night Football history, but also the longest comeback in the fourth quarter in Monday Night Football history. second longest in NFL history.

In an October 6, 2003 game between the Buccaneers and Colts, the Colts overcame a 35-14 deficit with 3:43 remaining to tie the game and then win it in overtime.

On December 22, 2003, the Packers’ Brett Favre dismantled the Oakland Raiders by throwing for four touchdowns in the first half and 399 yards in the game, resulting in a 41-7 victory. This game came a day after Favre’s father died.

On December 5, 2005, the Seahawks’ shutout of the Eagles by a score of 42-0 tied the mark at the time for the largest margin of victory in a Monday Night Football game. The game featured the Seahawks scoring three defensive touchdowns.

Monday Night Football has played host to some of the best games and most memorable moments in NFL history. Although the game is now brought to us by ESPN, soccer fans everywhere hope the tradition remains the same.

Tours Travel

Moore’s Brick Cottages and Lake, a Vintage Virginia Trail expires

It’s summer in pre-WWII Virginia, and living is easy and hot as flames.

Where do you go to escape the heat?

Moore’s Lake!

The popular swimming hole just off US Route One between Richmond and Petersburg was the most refreshing haven from the humidity and sweltering dog days west of the Chesapeake Bay and the Atlantic Ocean. It was a mecca for locals seeking a few hours of blessed relief and a major vacation destination for tourists from all over the state. People were drawn to its massive sandy beach, the water slides, the high diving board where giggling girls congregated to watch the boys show off, and the adjacent ballroom that filled the night air with melodies. by Big Band. Everyone who entered the bathhouse received a distinctive pin, which they then used to claim their clothing after swimming. Today, brass pins are prized by many veterans who use them as lapel ornaments.

Tommy Crump, whose parents bought the lake and the surrounding cabins after working several years for RD Moore, the original owner, recalls that hundreds of families from as far away as North Carolina returned year after year. People driving from the north to Florida soon realized that it was the ideal overnight stop for both commutes and comings. For the locals, Moore’s Lake was the place to be and to be seen. It was inevitable that sunny afternoons and moonlit nights were responsible for untold romances. Many flourished in marriage.

The sturdy brick and stone cabins Moore built in 1929 were the epitome of luxury when George and Lena Crump took over the business. They quickly modernized them even further by adding bathrooms. As the Depression subsided and tourists clamored to enjoy its comforts and jungle setting, they built more cabins throughout the fragrant forests until they reached 38. By 1941, they had erected a restaurant and their own comfortable house of bricks on the property.

When World War II broke out and Camp Lee was reactivated in nearby Petersburg (it was renamed Fort Lee in 1950), some of the servicemen stationed there brought their families and accommodated them in cabins on Moore’s Lake. Several of his wives found work as waitresses at the busy restaurant that served three meals every day to cabin guests, local residents and defense workers who traveled to work at nearby military installations. To defray the expenses, the older children of the service families who stayed there contributed to the war effort by becoming useful as bus boys, dishwashers, gardeners and lifeguards.

Tommy Crump, now 68, was a boy back then. He was closely supervised by a babysitter as he rode his trike along the quaint streets to claim a tasty treat from the kitchen of the restaurant that served guests at Moore’s Brick Cottages and Moore’s Lake. Growing up in the spacious home her parents built, she learned to swim in the lake and appreciate the beauty and unique setting of the property. It was only natural that she never strayed, but chose to stay and raise her own children there.

In 1970 he and his wife bought the cabins, the adjacent gas station, and the restaurant. Dubbed Sylvester’s, the restaurant was destined to become the most popular for miles around. Along with a delicious prime rib dinner that drew crowds, the menu featured hearty seafood, savory soups, “croissant-wiches,” stuffed potatoes, and delicious homemade desserts, including a double chocolate silk cake and a hot fruit shoe store.

Moore’s brick homes thrived until the construction of nearby Interstate 95 lured cars and trucks away from the venerable Jefferson Davis Highway, thus cementing the fate of the operation. With the advent of high-speed roads across the country, families discovered the appeal of the open road. No longer content to vacation a short drive from home, tourists rushed from Boston to Miami in a fraction of the time they could navigate the outdated two-lane highway. When large motels and hotels sprang up along the Interstate to serve long-distance travelers, it wasn’t long before Moore’s Brick Cottages became superfluous. The buildings were in poor condition and those who came to swim risked without lifeguards on duty. Today, the lake is little more than a neglected neighborhood swimming hole.

Sylvester’s, however, continued to prosper. It serves a loyal local clientele until December 2004, when Tommy Crump sold the property to a developer. The office park and retail businesses emerging from the devastated land will serve the City of Chester. Tommy watched with tearful eyes as all but two of the quaint cabins were demolished and their rubble used as fill for the parking lot.

“I feel an obligation to save these last two as part of history,” he says. “I’m keeping one for myself and moving it to my property along the James River. I hope someone, or some interested organization, will take the other and keep it for posterity.”

With no candidates yet, time is running out. Soon, only the ghosts of happy days gone by loom over the property that is still protected by giant, fragrant trees awaiting destruction in the name of progress.

Arts Entertainments

God hates hip-hop!

One of the largest and fastest growing genres of music today is the urban style of music called Hip-Hop. But an alarming trend flows from within the belly of the beast that is ‘Gangsta-Rap’. This mutated form of hip-hop is deadly and so violent that new warning labels had to be designed to warn the public of its content for fear of consequences. But you and I know that children only see this form of advertising more attractive and because it is, children want it even more and if they cannot get it at home their friends are more willing to pass it on to their friends. iPods without the approval of the Advisory Board and their parents. Warning labels are not the answer. The only thing that concerned individuals and parents can do is attack those responsible for these bad business practices that allow this type of garbage to be generated by infecting our children and influencing their young minds to reflect on acts as heinous as: murder , drug trafficking, oral sex, gang violence, misogyny, drug use, black supremacy, racism, to name just a few. This article will show that Hip-Hop is not only bad for us and our children, but if left unopposed it will cause more unnecessary bloodshed and immorality that threatens to rival that of Sodom and Gomorrah in the Bible and we know what. It happened in that place because of indisputable sinful practices. That’s why I called this article “God hates hip-hop.” Let me explain, prove my point, and call your conscience (con = con / science = knowledge) to action!

Rap music exploded onto the scene with a crossover hit called ‘The Message’ by a futuristic group called ‘Grandmaster Flash and the Furious Five’. We’ve come a long way since the days of pop-lock and break dancing, but one thing’s for sure. . . the by-product of the ’80s never died: rap music, which would later become known as Hip-Hop.

Hip-hop was popularized for its rough and gritty lyrics and its ability to explain a culture that had gone unnoticed by mainstream white Americans: African-American life in the ghetto. The ghettos were originally designed for persecuted Jews throughout history, but they began to enlarge their borders and took over all those who belonged to the lowest class of people: poor people. These people (African Americans) were not going to give up and accept the crimes perpetrated by the government and its police force for long with the Civil Rights Movement still fresh on everyone’s mind; the ink of the story hadn’t even dried before ‘Watts’ and the ‘LA’ riots broke out, reopening a deep, festering wound that had never healed. I say all that to show that ‘Rap Music’ is not to blame for the riots of the persecuted people, but was the catalyst for something much more sadistic: the ‘Big-Pay-Back’.

Now what is known today as hip-hop actually derived from or had its origins with another popular urban street group called ‘Afrika Bambaataaand and the Zulu Nation’. These groups would wake up black America to its roots and call everyone to action against a social dictatorship that I like to call simply: Capitalism.

Capitalism is the new form of dictatorship and all those who fall under its rule are slaves of its power; This power dominates and controls his subjects with the selfish lusts of the flesh and the promise of a better life, when achieved only leads to more corruption and more lewd behavior. “The love of money is the root of all evil”, this word that comes from the Bible could not be more true in this case; will set the stage for the main theme of this article: God hates hip-hop!

Fast forward to the mid-90s, when hip-hop had its most prolific years and made more money around the world than its competing genres. But this came at a high price, considering what was being taught to the fragile minds who could now access this material, via the Internet (peer sharing sites) and bypass the established roadblocks to prevent them from eavesdropping. this type of material, which is not suitable for dogs. . . Let alone our children! Some will say that parents are to blame for their children getting hold of this ‘Rat-Poison’, but my question is: when does the recording and artist industries have their share of the blame? There are three levels where the blame falls on: Corporate, the artists and then the parents, but parents are the last to know about the multi-million dollar campaigns and advertisements that are used to promote such trash and target audiences every time. younger. form of television commercials, doorbells, video games, banner advertisements on popular social media sites such as MySpace, Facebook, and YouTube. You are right that the father is the key factor and the final authority to raise the child and protect him from the vultures that prey on the unstable and weekly minded, but what if those practices that artists and record labels use are not so clear? ? Could it be that maybe these companies and the ones they represent only care about one thing and that one thing is not your feelings or your well-being, but what they can get out of your pocket, because these people are no longer in this business? to entertain, but to satisfy your evil desires such as greed and power.

Hip-hop was never really a people’s voice but a weapon for the people and today’s rap lyrics make it clear that I’m not even going to get into it, because to open that can of worms I would need a stick of dynamite. . , but what I will say is this: “the end justifies the means.” Let’s validate that point and drive the final nails in this article that proves that Hip-Hop is an evil art form that is used to gain political and social power over the masses and must be brought down like the evil dictatorship that it is.

The bottom line is this, God hates hip-hop for a reason: it’s unholy !!! The record companies that produce and sell this crap are unholy !!! The artists who write and interpret it are impious! Those who allow their children to have it in their homes are wicked !!! and last but not least, children. . . they become ungodly and because they are not old or mature enough to really understand the consequences of their actions, their blood is on ALL of your hands, so now you know the truth, you have been warned and the only thing left is the consequences and the fear. waiting for God’s judgment, which will come in a day when you don’t think about it. REPENT and turn away from your wrongdoings so that you can be saved from the anger to come and remember the next time you are driving down the road or on the internet looking for the next song to play on your iPod than ‘God Hates Hip-Hop’. , ‘and Rock-n-Roll too …

Technology

What is net neutrality and how can it affect your business?

The topic of net neutrality has been the subject of many discussions in forums and discussion boards in the United States for a long time. To first understand why many companies are so upset about the issue, you need to understand what net neutrality is.

What is net neutrality? According to a Business Insider article, net neutrality prevents ISPs from dictating the type of content that users will be able to access online. Instead, ISPs must treat all traffic sources equally. Why is this issue so controversial that the US Court of Appeals had to weigh in on it? Because Internet Service Providers (ISPs) like Verizon, AT&T, and Comcast want to charge for the use of their networks. That is, these providers will have the ability to choose what consumers watch online and then charge content providers.

Internet speed is basically a lump sum game. If your competition can afford to pay to drive in the fast lane, then by default your small business is placed in the slow lane. The deeper the pockets of the company, the more competition they can overcome on the way to new customers. Right now, many small bloggers and startup websites have exactly the same opportunity to reach an audience as large corporations. However, it is important that you understand what net neutrality is and how it can affect you. When you lower it, net neutrality means that all data is equally accessible over the Internet. This means that regardless of whether you are a small accounting firm or one of the reputable international firms, you have the same access to post information and access other information via the web. You also need to factor in things like advertising and marketing budgets to get the word out, but in terms of accessibility, you’re on equal footing with the big dogs. If net neutrality is lost, so is equal accessibility. Some things to consider:

Pay more for better access:

The absence of net neutrality means that Internet Service Providers (ISPs) will be able to create levels of accessibility, which means they can start demanding more money for better accessibility. Smaller companies with tight budgets will not be able to compete for access with larger companies that can afford to pay the new fees. It also means that there is nothing stopping large companies or competitors from paying ISPs to slow down access to other sites and thus take them out of business.

Limited access to content:

ISPs may limit what you have access to based on their own corporate interests. From Business Insider: “For example, Comcast would probably like to promote NBC content through ABC to its Internet subscribers. That’s because Comcast and NBC are affiliated. But net neutrality prevents Comcast from discriminating. , and it should display both NBC and ABC content evenly as a result. That means there is no slower load time for ABC, and there is definitely no ABC blocking completely. ” If net neutrality disappears, there is nothing to prevent corporate discrimination like this, which means that your search for suppliers can be limited to only those on Rodeo Drive. Your favorite sources of information may not be as available to you as they are now.

Limited access for potential clients:

While the example above explained how you would be limited in what you could access (which could increase costs for your business as your options decrease), it also works the other way around. Prospects will now also have a harder time finding it. The entrepreneur compares this to when buying cable TV: “Instead of being able to sell to anyone with an internet connection … entrepreneurs would find that their customers are limited to those who paid for the ‘internet bundle’ that covers the access to your particular website. It would be like your cable TV plan: the more you pay, the more channels you get. ” In essence, your customers may just be directed to shop windows on Rodeo Drive and not realize that there are more efficient and just as effective options as you.

Slower charging times:

So let’s say ISPs don’t completely block access to those sites that are not part of their approved network. That does not mean that they will not try to incentivize you to visit their preferred sites. They can do this by interrupting streaming or slowing down load times on websites that don’t pay a premium. The speed and reliability of a site can help or ruin you. Admit it, you just decided to leave a page when it took more than a couple of seconds to load. That impatience is universal and could affect your website traffic. And if you want to engage in video marketing and broadcast on your website, you may be upstream without a paddle (slowly, very slowly drifting).

Leveraging Video Marketing:

SMEs that rely on video (such as YouTube, Netflix, etc.) as part of their marketing strategy could be affected if net neutrality is removed. For example, if your business broadcasts video to homes across the country, or if you want customers to view videos of your business’s products, you are likely to be affected. Similarly, if SMBs cannot pay ISPs to share their content, their potential customers may not be able to view product videos and may not be attracted to buy your products. Also, the investment in producing and optimizing the videos will result in a financial loss. The FCC’s decision, therefore, could have an impact on your SME and how you will be able to access the Internet in the future.

As a small business owner, it is important to understand net neutrality. The decisions you make could have an impact on your small business and how you will be able to access the Internet in the future.

Business

What type of disability insurance is right for me?

In the event of an accident, injury or illness that prevents you from working, disability insurance provides you with a percentage of your income. But not all disability insurance policies are the same. In fact, almost all of them will make up different percentages of your income (usually between 50 and 70 percent), along with different elimination periods and benefit periods. Elimination periods refer to how long you must wait before your benefits take effect. Benefit periods refer to the duration of payment of benefits, which depends on your disability and the policy you purchase.

Most plans have a start date that ranges from 30 days to 120 days after a disability occurs. Coverage generally focuses on illness or injury, and your plan cannot change without your permission until you are 65 years old.

In general, experts agree that disability insurance is a must for people, whether you have a group plan with an employer or you buy an individual policy for yourself. But with so many plans available, it’s important to understand the differences between each one. Here is a breakdown of the main types of disability insurance available:

• Group disability plans: This is the most common type of disability insurance plan and is generally offered through your employer. The group coverage level is typically the lowest and focuses on affordability, which is beneficial, but it does mean that benefits and payments can vary drastically. Keep in mind that group plans will generally not cover your income levels significantly, and this can be difficult at times when you are unable to work. They also typically have monthly or yearly limits on the dollar amount to be paid, and set maximum terms that may be shorter than you need. Group plans should always be read carefully, as you can often find that what you thought you would get is quite different from what you actually get.

• Individual disability plans: If you don’t have a group plan or don’t like your group plan, you can always go for an individual disability insurance policy. Without a pool, prices are often very different and will be tailored to your specific situation and needs, which can be both a benefit and a drawback. In general, plans are cheaper if you are young, healthy, and in a low-risk job compared to if you are older, in poor health, or work in a job that is considered high-risk for disability. Still, looking at your individual options means you can find a plan that suits your needs, wants, and budget more than a group plan. Doing your research could result in a better policy and position for you.

• Creditor disability insurance: Disability insurance is now commonly attached to debts, such as auto loans, leases, mortgages, and lines of credit. With Creditor Disability Insurance, your financial institution purchases a group policy, and you become part of the policy when you obtain a loan with that institution. These policies make loan payments on your behalf instead of sending you the money directly.

While group plans are less expensive overall, individual plans offer better coverage and can be tailored to your specific needs, including better terms and conditions compared to a group plan. Remember that premiums, terms and conditions are fixed until your 65th birthday, unless changes are made with your express permission. Individual plans are an excellent option for the self-employed, as well as professionals and executives, as they may have a “self-occupation” definition of disability. That means an insurance company cannot force you to work in another occupation based on your experience and training, an important characteristic for many professionals. Professionals should be wary of association disability plans, as the terms, conditions, and rates of these group policies can and often do change at any time.

If you need disability insurance, be sure to do your research on any policy you currently have or purchase.