What we know (and what we don’t) about health insurance exchanges

The rules around health insurance exchanges are dynamic and evolving all the time. Some agents fear that these exchanges could displace us, in the same way that Travelocity displaced many travel agents. Others argue that because health insurance is a much more complicated purchase than a plane ticket and because consumers are likely to be confused by these new channels, our expertise and advice will be even more crucial.

Hopefully, the role of agents will become clearer as time goes on. In the meantime, here’s an overview of what we know and what we don’t know about health insurance exchanges.

Health Insurance Exchange: A Definition

A health insurance exchange is an online marketplace where individuals and small businesses can shop, compare, and purchase health insurance. Think of it like Expedia or Travelocity for health insurance. No one is required to use an exchange; it is an additional channel that is added to the market.

Some states, including Colorado, where the Alliance Insurance Group is based, are taking the initiative to build their own exchanges, which are allowed by federal law but subject to certain guidelines. States that choose not to create their own exchanges before 2014 will need to use the federal exchange.

States that build their own exchanges often cite a desire to control their own destiny and tailor their exchange to the needs of the local population. States that have rejected swap proposals often cite their reluctance to support any aspect of the federal reform bill, which they hope will be struck down by the Supreme Court.

In general, insurance exchanges allow consumers and small businesses:

  • Find and compare health plans, which must include certain standardized benefits.
  • Determine eligibility for premium relief in the form of tax credits.
  • Call or sit down with someone who can help explain the various benefits and features of the plan.
  • Enroll in a plan.

Below are some of the highlights of health insurance exchanges for independent insurance agents.

Consumer access to agents

The National Association of Health Insurers (NAHU) is pushing for an agent contact option to be included within the exchanges’ online systems. This could be structured similarly to the national web-based portal for home sales, which presents listing information in a standardized format, but also connects prospective home buyers with a state-licensed real estate agent.

Importance of certification

NAHU also believes that all agents participating in exchanges must pass an annual exam that addresses private coverage, public assistance, and options eligible for subsidies to ensure familiarity with all coverage options available to consumers. This knowledge is important to both officers and individuals in the new role of “healthcare navigator.” Boaters will receive federal funds to help educate the public, distribute enrollment and premium credit information, and provide enrollment assistance. NAHU believes that boaters duplicate the role of licensed agents and questions the wisdom of spending federal money on these positions. But if boaters are used, they must be subject to the same rigorous licensing and continuing education requirements as agents.

Marketing limits and commissions

There has been talk of restricting agents’ marketing activities and commissions related to their activity within exchanges, which NAHU strongly opposes. The reason is that the precedent for such restrictions, Medicare Advantage, does not apply here at all. For the under-65 and small business health insurance markets, potential clients often want agents to provide additional information on life, dentistry, disability, and other elements of the typical employee benefits package, in a single meeting.

Regarding fees, we believe that these should be determined by private health insurers, as they are today. That said, health plans have already begun cutting fees in response to other aspects of health care reform, such as administrative vs. medical loss rate requirements. The best insulation against commission cuts is to join forces with a General Administrative Agency (MGA) that can consolidate the commercial activity of many agents, guaranteeing insurers a high volume of business.

Will exchanges really help?

It’s safe to say that “the jury is out” on this matter.

Will exchanges lower premiums? The answer depends largely on how the risk groups are structured. Some argue that separate groups for individuals vs. Small businesses are the fairest, as premiums more accurately reflect the risks in these two very different markets. Others say that combining the groups would allow the spread of risk on a broader basis, facilitating lower prices for all.

Will exchanges improve the general health of the population? The hope is that, among other things, costly emergency room visits will decrease once a higher percentage of citizens are covered. Others retort that those with low benefit / high deductible plans are also reluctant to seek preventive care or even acute care until absolutely necessary. Will exchanges improve the healthcare shopping experience? Possibly. In theory, lining up “apples to apples” benefits should make shopping easier, as long as it doesn’t result in a large number of identical and indistinguishable plans that blur and further confuse the consumer.

Like so many other facets of health care reform, we, as agents, may have to embrace change and adapt as best we can to the changing landscape. There is strength in the numbers: Through your local professional organization and a good MGA who has helped you with your insurance agency’s business plan, you can navigate these changes as gracefully and knowledgeably as possible.


Shuttle transportation when traveling within Florida

When traveling to Port Canaveral, travelers will need to find a way to get there from Miami International Airport, Orlando International Airport or from any city in the state of Florida where they are. There are many options for getting to Port Canaveral from Miami, Orlando, including car rental, limousine, shared transportation, etc.

Renting a car can be helpful and easy to do when going to Port Canaveral. However, car rental is very expensive, not including gas prices and tolls. Renting a four-wheel drive SUV can cost more than $ 150 a day. Also, consider the road, traffic and much more than what can be found.

Limo services are another way to get around. However, they can be very expensive with one-way prices reaching over $ 500 for a simple 2-hour trip. They can be useful for those looking to have a luxurious path to the mountains. It is also much better than any shared transportation service, however you have to pay for it.

Shared transportation or private transportation to Port Canaveral may be your best option, whether you are alone or with a large group. Shared or private transfers are the best option for your trip. They are intended for individual passengers and large groups at very affordable prices.

Don’t stress and spend more money than you want on transportation services. You just pay the fare without having to worry about paying extra money for gas, which we all know is through the roof, and you don’t need to take extra cash for tolls either; and you can sleep for the whole trip. What’s better than that?

Digital Marketing

The difference between what and what / what in Spanish

The difference between What and What in Spanish is often a matter of concern for Spanish learners whose mother tongue is English and who cannot make a literal translation into their own language. In this lesson we will look at the differences between the two words.

First of all, let’s see what happens with the verb SER.

What is it: this form implies the question for a definition.

What is a cat? / What is a cat?

A cat is a small, feline animal that is usually kept as a pet. / A cat is a feline and a small animal, generally taken as a pet.

What it is: This is a question for an election. From a homogeneous group, you have a choice. You want to know a name.

What is your favorite movie? (of all possible movies) / What is your favorite movie?

My favorite movie is Terminator / My favorite movie is Terminator.

What is the capital of Argentina? (of all possible capitals) / What is the capital of Argentina?

The capital of Argentina is Buenos Aires./ The capital of Argentina is Buenos Aires

What is your number (from a long list of possible names) / What’s your name?

My number is Anna./ My name is Anna.

When the question is “what is it” you should only answer with one option, but this question has a plural version, where you can answer with more than one option.

Which are your favorite books? / Which are your favorite books?

Put your favorite books “One Hundred Years of Solitude” and “13.99 euros”. My favorite books are “One Hundred Years of Solitude” and “13.99 euros”.

What are the colors that you like the most? / What are the colors that you like the most?

The colors I like the most are red and blue. / The colors I like the most are red and blue.

What + to the Word

When I ask: What do you want to drink? / What do you want to drink? I am not giving you options, you can answer anything from a heterogeneous group: coffee (coffee), milk (milk), water (water), beer (beer), strawberry smoothie (strawberry milkshake) , etc.

Or: What do we cook, pizza or empanadas? / What should we cook, pizza or empanadas?

Which + Verb

When I ask you: Which one do you prefer? / Which one do you prefer? I have some options for you, and I show them from a table or I have them in my hands: Which one do you prefer, this one or this one? / Which Do you prefer this or this?

We can ask the same thing using What + the noun + Verb.

What drink do you prefer? / What drink do you prefer?

What color do you like more? / What color do you like more?


Pros and cons of late potty training

Potty training is one of the important milestones in a toddler’s life, and ours as well. It takes a long time for a child to be well trained and requires a lot of patience and creativity on our part to help them stay motivated to use the seat and stop getting wet.

The ideal age to start training is 2 years old, by then the child’s bladder and bowel movements are well developed, his motor skills are improved, and his cognitive skills are well established.

But some parents choose to start training early and others choose to go for late training, which is generally not recommended and is linked to many health side effects.

In order to provide you with a reliable article, I have reviewed several books, studies, and interviews conducted with physicians in this field.

You all must be wondering when late potty training is considered. A late learning to go to the bathroom is from 3 years, since most pediatricians and specialists consider that the perfect age is 2 years. But as in any subject we find people who encourage late training and others who claim that it has considerable side effects on the physical and mental health of the child.

Dr. Baruch Kushnir, creator of the children’s DVD “The Magic Bowl: Potty training is easy,” believes that potty training symbolizes progress in gaining independence and control. He warns in an interview on that: “When a child is not fully potty trained by the age of four, he becomes an ‘exception’ and may suffer personal embarrassment and disappointment and Also being exposed to unpleasant reactions from the social environment … and can damage the image and self-confidence of the child and interfere with the development of his personality.

I- Pros:

  1. Fully developed bladder and bowel movements.
  2. The child will have reached his verbal and communication skills.
  3. A child after 3 years of age can better understand the concept of reward.
  4. You can master your motor skills; therefore, pulling on / off your pants and getting on the seat sounds very easy for you.
  5. You are emotionally ready.

II- Cons:

  1. Our son will be ashamed to be one of the few untrained children who will affect his mental health.
  2. Physical consequences: When young children become dependent on diapers or pull-ups, they do not learn to recognize the need to go to the bathroom. Their inability to control their bladder and bowels at a young age can affect their bladder and bowel control as they age.
  3. Late training can lead to bladder control problems and urinary tract infection.

Most pediatricians and child care specialists have agreed that the best age to start potty training is between 1 1/2 and 3. As for methods to follow, there is no golden rule. methods change depending on the child we are. and the degree of development that you have reached in all the important skills that you will need to progress in your training.


Festival Chic For Plus Size Women – Top 5 Tips – Summer Fashion Trends

No, we are not talking about wellies at Glasto, don’t panic! We are using Festival Chic in a fashion trend more than in a literal sense!

We’re talking about that effortless, laid-back, carefree style that glossy magazines have you believe everyone is sporting at summer festivals. (The reality is, most are probably wearing oversized sunglasses to cover up 2-day mascara and large, floppy hats to hide greasy festival hair.)

That being said, festival chic, or boho-chic, or hippy chick, or bohemian, depending on the era of fashion magazines you’re reading, is a perennial favorite for a reason. It’s easy to pull off, perfect for summer, and ultimately looks great and works great for girls who need plus size clothing.

And it is for everyone. Even if you don’t want to stand in a field or queue for a questionable port-a-loo, you can definitely enjoy a festival hot spot, even if your idea of ​​outdoor activities is just a barbecue in the comfort of your own. back garden!

So, here are our top tips for injecting a little festival flair into your wardrobe.

Plus Size Clothing Festival Chic Tip 1

Layers are gorgeous – think of a pretty sundress with a pretty vest peeking out from underneath, maybe a vintage denim vest on top? (We love this one: Or try pairing two contrasting tank tops with your favorite designer jeans (if you’re plus size, try stretch jeans that have elastane weave, usually around 2% fabric mix, perfect for curvy girls), very comfortable to wear and you will look fabulous!) – mix and match to your heart’s content.

Plus Size Dresses for Summer: Tip 2

Floral Prints Are Your Friends – Summer floral dresses are everywhere right now, in all kinds of styles to suit everyone, including plus size girls. Find one that you like and have fun completing it in many different ways. Alternatively, spruce up simple outfits with delicate floral scarves, either baggy around your neck, or worn as headscarves for a real hippy look. Artificial flowers are in fashion: the bigger the better, in all the colors of the rainbow, cut them in the hair, in the jacket, in the bag, in the belt, let your imagination fly!

Festival shoe wear: Tip 3

Espadrilles are great – espadrilles are like a more grown-up wedge, and they are now. Luckily, they’re also very comfortable, so it’s definitely worth the investment to wear them with your festival-inspired finds. However, they look better with shorter styles, so if you are happier in a midi / maxi style summer dress, you are better off going for strappy wedges. But watch out for the weather, if it’s going to be a muddy festival, you need to be prepared to throw away those espadrilles after the festival!

Vintage style summer dresses: Tip 4

Vintage is in – the reason most Boho-Babes look so individual is because they really are – they spend hours scouring charity shops and vintage fairs looking for all the quirky elements of their perfect ensemble. If you don’t have time for that, don’t worry – some carefully chosen new pieces can easily work together to create a vintage-inspired illusion. A belt with an old-fashioned buckle would look fabulous at the waist of a flowy sundress. Or a stretch denim vest would work brilliantly over those layered vests to add a vintage touch.

Access (ories) to all areas: Tip 5

Accessories can make or break a festival-inspired look. Take a simple sleeveless plus size dress; It’s pretty, yes, but it’s not fancy for festivals. Yet. Add a ’60s-inspired floppy hat, oversized sunglasses, a chain or two (or three) of beaded cuties, a funky belt (tan we recommend), a stack of boho bangles and voila – true Glasto-style glamor. .

The most important key to the trend is to personalize it. It’s all about being relaxed, comfortable in your own skin, and showing off your own style, whether it’s in the field until the wee hours of the morning or in your garden listening to your iPod.

So hug your inner Festival Fashionista, show off your plus size look, and have a fantastic summer!

Health Fitness

Weight loss while suffering from hypersomnia

Hypersomnia is a disease characterized by excessive sleep. People with the disease often have episodes in which they are faced with sleeping too much. A person with the disease can sleep when doing any activity. For example, the person may fall asleep while talking, eating, or working. This disease is very dangerous since someone can even fall asleep while driving a vehicle. This puts the life of the driver and other drivers at risk. Despite all the time spent sleeping, the person usually wakes up feeling fatigued as if they had not rested at all.

Hypersomnia has been found to begin in adolescence and early adulthood. Symptoms of the disease include; anxiety, irritability, slow thinking, lack of energy, memory loss and overacting among other symptoms. The disease is usually the result of many factors, including;

• Brain injury, head injury, or a head tumor

• Depression

• Alcohol and other substance abuse

• Take medicine for illnesses like depression and anxiety.

• Being overweight

• You suffer from diseases such as multiple sclerosis or epilepsy.

Hypersomnia causes weight gain because the person uses minimal energy to burn fat and their metabolism rates are reduced. Some people with recurrent hypersomnia are known to overeat. This, combined with a lack of exercise, makes them overweight, which further triggers the problem of sleeping too much. Therefore, it is necessary for a person suffering from the disease to ensure that they dedicate a minimum of thirty minutes a day to exercise. This will help increase your metabolism rate and also help burn fat to reduce weight.

The disease is usually treated with prescription drugs. Medications are generally prescribed after a person has shown symptoms for a period of a month or more. The doctor will prescribe the drug and at the same time try to solve the underlying causes. However, you also need to take control of your eating habits. They need to eat healthier foods that do not cause the body to gain weight. They also need to eat the amounts that the body needs. They should also establish a regular sleep routine so their bodies know when it’s time to sleep and when to be awake. These changes will help ensure that you get fewer hours of sleep and have time to participate in daily activities. Exercises, healthy eating, and also regular sleep patterns will help solve the problem of inactivity and thus help you lose weight.

Legal Law

How to make money through college basketball picks

Betting on college basketball is very difficult as there are so many teams involved. It would be very impractical to monitor the different teams that participate in the ten established leagues due to the volume of data that must be evaluated and analyzed. To be successful, the person must employ a betting scheme that increases the chances of winning. The continuous betting method is a good and reliable way to win money despite the great odds and risks present in betting. It provides people with various advantages and benefits that cannot be found in other betting schemes used by competitors. It would help consumers make money off college basketball teams.

Hundreds of universities compete in different leagues on a regular basis. Most of the team players are new and different from previous seasons. This is why it is very difficult to evaluate teams unless a thorough investigation is carried out. The other negative issue involved is the lack of complete records and documentation of the teams and players involved. This is because college basketball is still at the amateur level. This means that coverage would be less compared to the NBA, Euroleague and FIBA. The person betting on varsity teams must find a stable and reliable way to win at gambling rather than investing and wasting huge resources on scouting equipment.

The continuous betting method has been shown to be very effective in a number of ways. The method allows a person to increase their chances of winning regardless of the risks. This is possible by adhering to a set of simple rules and principles. The person must use the law of probability to their advantage. Instead of betting on one game, the player must bet money on several games at the same time. This is the most efficient way to earn money. As the person bets on more games, the chances of winning increase considerably. This betting scheme has allowed many people to make a fortune in a short period of time.

The continuous betting scheme will only be successful if the person can choose the correct games. There are several college basketball bets present on a daily basis. The person must choose a high-ranking team to be successful. An online ranking site contains an up-to-date list of all the college teams in the country. This must be used by the person when placing bets. In each game, the money should go to the team that ranks higher. If a person bets on multiple games and wins more than half the bet, winnings can be made.

Choosing the best college basketball picks is very difficult considering the unpredictability of many games. Using the continuous betting scheme would allow a person to compete and bet on various games without taking too much risk. Many people have shown that it is very safe and effective. To win continuously, people must use the best strategy.

Lifestyle Fashion

Signs and Symptoms of Candida Thrush and Candida Death Symptoms

Do you suffer from seemingly inexplicable and unpleasant symptoms such as chronic tiredness, poor memory, brain fog, irritability, anger, dizziness, depression, crying spells, panic attacks, low libido, persistent extreme fatigue, hyperactivity, sweet and alcohol cravings, insomnia, Poor coordination and digestive problems? You may be experiencing the symptoms of a yeast infection

Candida symptoms;

• Frequent stomach aches and digestion problems

• Skin problems (skin infections, eczema, psoriasis, acne)

• Cloudy brain / Trouble concentrating

• Constant tiredness and exhaustion

• Anxiety

• Depression

• Humor changes

• Obsessive compulsive disorder (OCD)

• Outbursts of anger

• Irritability

• Headaches

• Intense cravings for sugars, sweets and breads

• Skin itch

• Extreme fatigue

• Low libido

• Hypertension / high blood pressure

• Sensitivity to heat / cold

• Irritable colon

• Low fever or low body temperature

• Allergies

• stunning

These symptoms have been linked to an overgrowth of a common fungal organism known as Candida albicans, a fungus that is normally present on the skin and mucous membrane, such as the vagina. mouth and rectum. The fungus can also travel through the bloodstream and affect the intestines, throat, and even heart valves. Candida albicans becomes an infectious agent when there is some change in the body environment that allows it to grow uncontrollably. It is found in each of us as part of our intestinal flora. Problems arise when we eat too much sugar, take antibiotics for a period of time, or have a weakened immune system.

All of these factors can ultimately lead to Candida infection, a condition that affects so many people around the world, but most of them are not aware of it due to the lack of information presented in the mainstream media.

The good news is that this condition can be treated! If you are showing signs of a yeast infection, there are several highly effective probiotic probiotic treatments available.

A great advantage of probiotic products is that you do not need to follow a strict diet when using them and they do not produce the unpleasant side effects that conventional treatments can produce.

Candida die symptoms;

Following an anti-candida diet or taking anti-fungal (Candida) treatments will eventually cause the Candida cells to “die”.

This is good because it is a sign that the Candida yeast is really dying, but the downside is that dying Candida cells can release toxins in large quantities, and you may end up feeling worse than before as a result. began his treatment. This is because the toxins that are released often build up faster than the body can handle through the natural elimination process. This “extinction” process is known as the Herxheimer reaction. Common symptoms of Candida Die Off include;

• flu-like symptoms

• dizziness, mental confusion

• Headaches

• diarrhea or constipation

• acne

• sweating

These candida extinction symptoms can last from a day to a week and can come and go as your treatment continues.

There are ways to relieve Candida Die Off symptoms and they are outlined below.

How to prevent candida death

Chronic Candida can be quite difficult to eliminate from your body and you are likely to experience some of the symptoms of Candida Die-Off


Many of these symptoms of candida disappearance can be avoided by following these guidelines:

• Drink lots of purified water.

• Include lots of fiber in your diet.

• Taking Epsom salt or baking soda baths will help flush out toxins.

• A sauna can help you sweat out toxins.

• Increase the dose of your antifungal supplements gradually according to your answers.

• Take 2 capsules of activated charcoal every six hours.

• Do not eat anything that can feed Candid Yeast while taking antifungals, this will make the symptoms much worse.

• Try a colon cleansing product to get rid of toxins faster.

When taking antifungals or any other method of beating Candida, you should go at your own pace and not overwhelm your body by trying to eliminate Candida yeast too quickly. The more severe reaction does not necessarily mean that you are killing more yeast; it just means that your body is getting overwhelmed and that is not good for the healing process. The symptoms of candida extinction can be really frustrating, but don’t budge. Each day that the body gets rid of Candida is another day closer to restoring good health.


AKC’s popularity curse – Yorkies for sale

You can’t be much cuter than Yorkshire Terrier puppies. When they are only eight weeks old, they are a dazzling mix of chic and scruffy. Since the breed is so small and its exercise needs are virtually nil, you can find Yorkies for sale in pet stores, classifieds, dog magazines, and online advertisements. And it is one of the dogs carried by thin famous stars, which makes them very fashionable.

But most of the Yorkies for sale come from inhuman puppy mills. Due to their small size and the demand for them, they are one of the most popular breeds found in these hideous places. Puppy mills are factory farms for dogs, which do not receive proper veterinary treatment, are kept in stacked wire cages and are immediately shot, electrocuted, or drowned when their short lives are wasted on making puppies, which is very energy consuming. . Those Yorkshire Terrier puppies don’t sound so cute now, do they?

The bad news is that most places that advertise the sale of Yorkies source their puppies from these inhumane puppy mills. These places include all the pet stores and all the internet advertisements that the puppy will send you and will not ask you any questions other than your payment method. Often times, there will be signs in front of the farms that say “Yorkies for sale” and you will walk straight into a puppy mill. Inform the proper authorities if you come across such a disgusting place.

The good news is that Yorkies for sale can be found at licensed breeders across the country. If you specifically want a purebred Yorkshire Terrier puppy, these are the best places to visit. These breeders only have a few Yorkies for sale each year, as their kennels and breeding operations are depleted at their homes. The fewer the number of dogs in a kennel, the more individual attention they receive.

But are you looking for Yorkies for sale because you want a companion? In that case, you should go to your local animal shelter or a Yorkshire Terrier rescue group. You probably won’t get papers with your dog, but you will find adult, purebred Yorkshire Terrier puppies. The Humane Society of the United States estimates that twenty-five percent of all abandoned dogs are purebred.

Most of the time, these dogs are abandoned through no fault of the dog. They are there because their previous owners did not take the time to learn basic Yorkshire Terrier puppy care. Most likely, they bought the puppy on impulse, especially since they are so trendy now and didn’t realize what they were getting into. There are even puppies as young as six months old that are abandoned due to ignorance on the part of the owner. But the adults are usually already neutered and (for the most part) domesticated. They need extensive preparation, which puts off many previous owners.

Real Estate

No kidding: there’s a Bibleville RV park on Texas’s Grande Vally River (RGV)

What is it?

Bibleville is a 40-acre nondenominational Bible conference center in Alamo, Texas, where “Winter Texans” (also called “Winter Volunteers”) share their faith and participate in various activities during the winter months. Although it has mobile home and RV hookups, it is not primarily a mobile home park. His emphasis is ministering to Winter Texas residents and local citizens, many of them Hispanic.

Bibleville can accommodate more than 500 seniors through its 100 connecting spaces and 180 rental mobile home lots. It has an 800-seat auditorium for regular religious services, Sunday schools, Bible studies, prayer groups, Bible and religious conferences, holy concerts and jams, including its own Glory Band, religious entertainment, crafts, dinners, and assorted gatherings for special projects.

However, in 1993 Bibleville merged with the Rio Grande Bible Institute in nearby Edinburg, Texas. The latter is a non-denominational four-year Bible college for the training of Latin American missionaries, which includes the border regions between Mexico and the United States. It was founded in 1946 by a Danish evangelist, MC Ehlert. At first, this university taught in both English and Spanish. But in 1955, it was only Spanish. Provides a yearlong intense Spanish course for non-Spanish speaking students who will serve in Spanish speaking countries. Therefore, Bibleville encompasses both Latin American ministries as well as its own ministries for the Winter Texans and local citizens.

Can anyone stay there?

Yes. Anyone 55 and older can request to stay there and spend 28 hours a week doing missionary work during the winter months. However, the park wants applicants who are Christian with references. Additionally, anyone serving on the park board or in certain leadership roles there must commit to 15 full Articles of Faith in writing.

How much are connections and rentals?

Through Internet sources, about $ 250 per month for six months.

What are the specific missions of Bibleville?

His missions are to help, to be useful and to be charitable. These can include cleaning, sewing, cooking, house keeping, and handicrafts such as mowing the lawn, trimming trees, plumbing, electrical, and various types of repairs, as well as collecting food and goods to donate to areas in need.

Do these Winter Texans participate in Latin American ministries?

Probably not, or rarely. Retired winter and senior Texans generally don’t have the time or energy to take four years of college or take an intensive language course that requires passing an aptitude test. However, they can serve locally or in impoverished areas along the border and elsewhere as mentioned above.

Can Winter Texans take the year-long Spanish course alone?

Not really. This course requires the missionary commitments assigned to the university itself. No one can take this course just to learn the language.

Is there something about this park that stands out for people who are not familiar with it?

Yes. Bibleville’s holds five or more free Bible conferences in its auditorium each year between January and early March. These weekly lectures are given by renowned doctors and ministers from various parts of the continent. Attendees also come to these evening lectures from all over. The only cost for out-of-town visitors is room and board. Winter Volunteers who live in the park can attend as many as they want.

This park also has at least nine religious or gospel concerts open to the public on Saturday nights during this period. These concerts are talented traveling musical or theater groups. Cost: offer of free will.


Bibleville is definitely Bible oriented. Even its streets have biblical names. In addition, it offers a useful purpose for those “snowbirds” who want more out of their winter valley life than entertainment and relaxation in hot weather, although they can do so at their leisure. God uses everyone.